COOKIE POLICY

Last updated September 09, 2025
 
This Cookie Policy explains how Lorne Steinberg Wealth Management Inc. (“Company,” “we,” “us,” and “our“) uses cookies and similar technologies to recognize you when you visit our website at https://steinbergwealth.com (“Website“). It explains what these technologies are and why we use them, as well as your rights to control our use of them.
 
In some cases we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.
 

What are cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.
 
Cookies set by the website owner (in this case, Lorne Steinberg Wealth Management Inc.) are called “first-party cookies.” Cookies set by parties other than the website owner are called “third-party cookies.” Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.
 

Why do we use cookies?

We use first- and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Website to operate, and we refer to these as “essential” or “strictly necessary” cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through our Website for advertising, analytics, and other purposes. This is described in more detail below.
 

How can I control cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.
 
The Cookie Consent Manager can be found in the notification banner and on our Website. If you choose to reject cookies, you may still use our Website though your access to some functionality and areas of our Website may be restricted. You may also set or amend your web browser controls to accept or refuse cookies.
 

The specific types of first- and third-party cookies served through our Website and the purposes they perform are described in the table below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):

Essential website cookies:

These cookies are strictly necessary to provide you with services available through our Website and to use some of its features, such as access to secure areas.

Name:__cf_bm
Purpose:Cloudflare places the cookie on end-user devices that access customer sites protected by Bot Management or Bot Fight Mode.
Provider:.steinbergwealth.com
Service:CloudFlare View Service Privacy Policy
Type:http_cookie
Expires in:29 minutes

 

Performance and functionality cookies:

These cookies are used to enhance the performance and functionality of our Website but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable.

 
Name:VISITOR_PRIVACY_METADATA
Purpose:to store the user’s cookie consent state for the current domain
Provider:.youtube.com
Service:Youtube View Service Privacy Policy
Type:server_cookie
Expires in:5 months 27 days
Name:__Secure-ROLLOUT_TOKEN
Purpose:is used by YouTube to manage the phased rollout of new features and updates
Provider:.youtube.com
Service:Youtube View Service Privacy Policy
Type:server_cookie
Expires in:5 months 27 days
Name:yt-remote-device-id
Purpose:Stores a unique ID for the user’s device for YouTube
Provider:www.youtube.com
Service:YouTube View Service Privacy Policy
Type:html_local_storage
Expires in:persistent
Name:ytidb::LAST_RESULT_ENTRY_KEY
Purpose:Stores the last result entry key used by YouTube
Provider:www.youtube.com
Service:YouTube View Service Privacy Policy
Type:html_local_storage
Expires in:persistent
Name:yt-remote-connected-devices
Purpose:Stores a list of connected devices for YouTube
Provider:www.youtube.com
Service:YouTube View Service Privacy Policy
Type:html_local_storage
Expires in:persistent

 

Analytics and customization cookies:

These cookies collect information that is used either in aggregate form to help us understand how our Website is being used or how effective our marketing campaigns are, or to help us customize our Website for you.

 
Name:_ga_#
Purpose:Used to distinguish individual users by means of designation of a randomly generated number as client identifier, which allows calculation of visits and sessions
Provider:.steinbergwealth.com
Service:Google Analytics View Service Privacy Policy
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:_ga
Purpose:Records a particular ID used to come up with data about website usage by the user
Provider:.steinbergwealth.com
Service:Google Analytics View Service Privacy Policy
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:NID
Purpose:Set by Google to set a unique user ID to remember user preferences. Persistent cookie that stays for 182 days
Provider:.google.com
Service:Google View Service Privacy Policy
Type:server_cookie
Expires in:6 months
Name:947938806
Provider:www.google.com
Type:pixel_tracker
Expires in:session

 

Advertising cookies:

These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.

 
Name:_gcl_au
Purpose:Used by Google Ads for experimenting with advertisement efficiency across websites using their services.
Provider:.steinbergwealth.com
Service:Google Ads View Service Privacy Policy
Type:http_cookie
Expires in:2 months 29 days
Name:VISITOR_INFO1_LIVE
Purpose:YouTube is a Google-owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites. Used by Google in combination with SID to verify Google user account and most recent login time.
Provider:.youtube.com
Service:YouTube View Service Privacy Policy
Type:server_cookie
Expires in:5 months 27 days
Name:_gcl_ls
Provider:steinbergwealth.com
Service:https://policies.google.com/privacy View Service Privacy Policy
Type:html_local_storage
Expires in:persistent
Name:YSC
Purpose:YouTube is a Google-owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites. Used by Google in combination with SID to verify Google user account and most recent login time.
Provider:.youtube.com
Service:YouTube View Service Privacy Policy
Type:http_cookie
Expires in:session
Name:test_cookie
Purpose:A session cookie used to check if the user’s browser supports cookies.
Provider:.doubleclick.net
Service:DoubleClick View Service Privacy Policy
Type:server_cookie
Expires in:15 minutes
 

How can I control cookies on my browser?

As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser’s help menu for more information. The following is information about how to manage cookies on the most popular browsers:
In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit:
 

What about other tracking technologies, like web beacons?

Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called “tracking pixels” or “clear gifs”). These are tiny graphics files that contain a unique identifier that enables us to recognize when someone has visited our Website or opened an email including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of email marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.
 

Do you use Flash cookies or Local Shared Objects?

Websites may also use so-called “Flash Cookies” (also known as Local Shared Objects or “LSOs”) to, among other things, collect and store information about your use of our services, fraud prevention, and for other site operations.
 
If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to “information” on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).
 
Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.
 

Do you serve targeted advertising?

Third parties may serve cookies on your computer or mobile device to serve advertising through our Website. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. They can accomplish this by using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details, or other details that directly identify you unless you choose to provide these.
 

How often will you update this Cookie Policy?

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
 
The date at the top of this Cookie Policy indicates when it was last updated.
 

Where can I get further information?

If you have any questions about our use of cookies or other technologies, please email us at geoffrey.smith@steinbergwealth.com or by post to:
 
Lorne Steinberg Wealth Management Inc.
1000 rue de la Gauchetière ouest, Suite 3310
 
Montréal, Quebec H3B 4W5
Canada
Phone: (CA)(514) 876-9888

POLITIQUE SUR LES TÉMOINS (COOKIES)

Dernière mise à jour : 9 septembre 2025

La présente politique explique comment Lorne Steinberg Gestion de patrimoine (« la Société », « nous », « notre », « nos ») utilise des témoins et des technologies similaires pour vous reconnaître lorsque vous visitez notre site Web à l’adresse https://steinbergwealth.com (« le Site Web »). Elle explique ce que sont ces technologies, pourquoi nous les utilisons et vos droits pour en contrôler l’utilisation.

Dans certains cas, nous pouvons utiliser des témoins pour recueillir des renseignements personnels ou des renseignements qui deviennent personnels s’ils sont combinés à d’autres informations.

Que sont les témoins?
Les témoins sont de petits fichiers de données placés sur votre ordinateur ou appareil mobile lorsque vous visitez un site Web. Ils sont largement utilisés pour faire fonctionner les sites, les rendre plus efficaces et fournir des informations de rapport.

Les témoins définis par le propriétaire du site (ici, Lorne Steinberg Gestion de patrimoine) sont des « témoins internes ». Les témoins définis par d’autres parties sont des « témoins tiers ». Les témoins tiers permettent d’offrir des fonctionnalités tierces sur le site (p. ex., publicité, contenu interactif, analytique). Les parties qui installent ces témoins peuvent reconnaître votre appareil lorsqu’il visite le site et certains autres sites.

Pourquoi utilisons-nous des témoins?
Nous utilisons des témoins internes et tiers pour plusieurs raisons. Certains sont nécessaires pour des raisons techniques afin que notre Site fonctionne. Nous les appelons « essentiels » ou « strictement nécessaires ». D’autres nous permettent de suivre et cibler les intérêts des utilisateurs afin d’améliorer l’expérience sur nos propriétés en ligne. Des tiers servent des témoins à des fins de publicité, d’analytique et autres. Les détails figurent ci-dessous.

Comment puis-je contrôler les témoins?
Vous pouvez accepter ou refuser les témoins. Vous pouvez exercer vos choix dans le Gestionnaire de consentement relatif aux témoins, qui vous permet de sélectionner les catégories acceptées ou refusées. Les témoins essentiels ne peuvent pas être refusés.

Le Gestionnaire de consentement se trouve dans la bannière de notification et sur notre Site. Si vous refusez des témoins, vous pouvez continuer d’utiliser le Site, mais l’accès à certaines fonctionnalités pourrait être limité. Vous pouvez également configurer votre navigateur pour accepter ou refuser des témoins.

Types de témoins utilisés et finalités
Veuillez noter que les témoins précis peuvent varier selon la propriété en ligne visitée.

NOM:__cf_bm
FINALITÉ:placé par Cloudflare pour la gestion des robots.
FOURNISSEUR:.steinbergwealth.com
TYPE:témoin HTTP
EXPIRATION:29 minutes

Témoins de performance et de fonctionnalité :

Ces témoins sont utilisés pour améliorer la performance et la fonctionnalité de notre site Web, mais ils ne sont pas essentiels à son utilisation. Toutefois, sans ces témoins, certaines fonctionnalités (comme les vidéos) peuvent devenir indisponibles.

NOM : VISITOR_PRIVACY_METADATA
FINALITÉ : stocker l’état du consentement aux témoins pour le domaine.
FOURNISSEUR : .youtube.com
TYPE : témoin serveur
EXPIRATION : 5 mois et 27 jours

NOM : __Secure-ROLLOUT_TOKEN
FINALITÉ : gérer le déploiement graduel de nouvelles fonctions YouTube.
FOURNISSEUR : .youtube.com
TYPE : témoin serveur
EXPIRATION : 5 mois et 27 jours

NOM : yt-remote-device-id — TYPE : stockage local HTML — EXPIRATION : persistant
NOM : ytidb::LAST_RESULT_ENTRY_KEY — TYPE : stockage local HTML — EXPIRATION : persistant
NOM : yt-remote-connected-devices — TYPE : stockage local HTML — EXPIRATION : persistant

Témoins d’analytique et de personnalisation :
NOM : ga# — FINALITÉ : distinguer les utilisateurs à l’aide d’un identifiant aléatoire pour calculer les visites et sessions.
FOURNISSEUR : .steinbergwealth.com — TYPE : témoin HTTP — EXPIRATION : 1 an, 1 mois et 4 jours

NOM : _ga — FINALITÉ : consigner un identifiant pour analyser l’utilisation du site.
FOURNISSEUR : .steinbergwealth.com — TYPE : témoin HTTP — EXPIRATION : 1 an, 1 mois et 4 jours

NOM : NID — FINALITÉ : définir un identifiant utilisateur unique pour mémoriser les préférences.
FOURNISSEUR : .google.com — TYPE : témoin serveur — EXPIRATION : 6 mois

NOM : 947938806 — FOURNISSEUR : www.google.com — TYPE : pixel — EXPIRATION : session

Témoins publicitaires :
NOM : _gcl_au — FINALITÉ : utilisé par Google Ads pour mesurer l’efficacité publicitaire.
FOURNISSEUR : .steinbergwealth.com — TYPE : témoin HTTP — EXPIRATION : 2 mois et 29 jours

NOM : VISITOR_INFO1_LIVE — FINALITÉ : publicité ciblée liée à YouTube/Google.
FOURNISSEUR : .youtube.com — TYPE : témoin serveur — EXPIRATION : 5 mois et 27 jours

NOM : _gcl_ls — FOURNISSEUR : steinbergwealth.com — TYPE : stockage local HTML — EXPIRATION : persistant

NOM : YSC — FINALITÉ : utilisé par YouTube; session.
FOURNISSEUR : .youtube.com — TYPE : témoin HTTP — EXPIRATION : session

NOM : test_cookie — FINALITÉ : vérifier si le navigateur accepte les témoins.
FOURNISSEUR : .doubleclick.net — TYPE : témoin serveur — EXPIRATION : 15 minutes

Contrôler les témoins dans votre navigateur
Consultez l’aide de votre navigateur pour la gestion des témoins : Chrome, Internet Explorer, Firefox, Safari, Edge, Opera.

Désactivation de la publicité ciblée
Réseaux d’autoréglementation : Digital Advertising Alliance, Alliance de la publicité numérique du Canada, European Interactive Digital Advertising Alliance.

Autres technologies de suivi
Nous pouvons utiliser des balises Web, pixels espions et GIF invisibles afin de reconnaître les visites ou ouvertures de courriels, suivre la navigation, améliorer le rendement et mesurer l’efficacité des campagnes. Ces technologies dépendent souvent des témoins. Le refus des témoins peut nuire à leur fonctionnement.

Témoins Flash ou objets locaux partagés
Vous pouvez gérer les « témoins Flash » via les panneaux de paramètres de stockage d’Adobe. Limiter ces témoins peut réduire certaines fonctionnalités.

Publicité ciblée
Des tiers peuvent placer des témoins pour diffuser de la publicité pertinente et mesurer son efficacité. Les informations recueillies ne permettent pas de vous identifier directement, à moins que vous ne les fournissiez.

Fréquence des mises à jour
Nous pouvons mettre à jour la présente politique pour refléter des changements opérationnels, juridiques ou réglementaires. La date en haut indique la dernière mise à jour.

Coordonnées
Questions sur notre utilisation des témoins : geoffrey.smith@steinbergwealth.com ou par la poste :
Lorne Steinberg Gestion de patrimoine
1000, rue de la Gauchetière Ouest, bureau 3310
Montréal (Québec) H3B 4W5, Canada
Téléphone : (514) 876-9888