[{"id":1081,"date":"2026-03-23T13:29:08","date_gmt":"2026-03-23T17:29:08","guid":{"rendered":"https:\/\/steinbergwealth.com\/?page_id=1081"},"modified":"2026-03-23T13:32:58","modified_gmt":"2026-03-23T17:32:58","slug":"bnn","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/newsletters\/bnn\/","title":{"rendered":"BNN"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1081\" class=\"elementor elementor-1081\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e7e561 e-flex e-con-boxed e-con e-parent\" data-id=\"7e7e561\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-019a6bc elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"019a6bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">newsletter Sign Up<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4a273c e-flex e-con-boxed e-con e-parent\" data-id=\"f4a273c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c432cf8 e-con-full e-flex e-con e-child\" data-id=\"c432cf8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e4176fc e-con-full e-flex e-con e-child\" data-id=\"e4176fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8a64ea elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"e8a64ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Subscribe to our Newsletter today and stay up to date<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bb7ea9 e-con-full e-flex e-con e-child\" data-id=\"7bb7ea9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9914f9e e-con-full e-flex e-con e-child\" data-id=\"9914f9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da403eb elementor-widget__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"da403eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_3' ><style>#gform_wrapper_3[data-form-index=\"0\"].gform-theme,[data-parent-form=\"3_0\"]{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: #fff;--gf-color-secondary-rgb: 255, 255, 255;--gf-color-secondary-contrast: #112337;--gf-color-secondary-contrast-rgb: 17, 35, 55;--gf-color-secondary-darker: #F5F5F5;--gf-color-secondary-lighter: #FFFFFF;--gf-color-out-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-out-ctrl-light-rgb: 17, 35, 55;--gf-color-out-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-out-ctrl-light-lighter: #F5F5F5;--gf-color-out-ctrl-dark: #585e6a;--gf-color-out-ctrl-dark-rgb: 88, 94, 106;--gf-color-out-ctrl-dark-darker: #112337;--gf-color-out-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-color-in-ctrl: #fff;--gf-color-in-ctrl-rgb: 255, 255, 255;--gf-color-in-ctrl-contrast: #112337;--gf-color-in-ctrl-contrast-rgb: 17, 35, 55;--gf-color-in-ctrl-darker: #F5F5F5;--gf-color-in-ctrl-lighter: #FFFFFF;--gf-color-in-ctrl-primary: #204ce5;--gf-color-in-ctrl-primary-rgb: 32, 76, 229;--gf-color-in-ctrl-primary-contrast: #fff;--gf-color-in-ctrl-primary-contrast-rgb: 255, 255, 255;--gf-color-in-ctrl-primary-darker: #001AB3;--gf-color-in-ctrl-primary-lighter: #527EFF;--gf-color-in-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-in-ctrl-light-rgb: 17, 35, 55;--gf-color-in-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-in-ctrl-light-lighter: #F5F5F5;--gf-color-in-ctrl-dark: #585e6a;--gf-color-in-ctrl-dark-rgb: 88, 94, 106;--gf-color-in-ctrl-dark-darker: #112337;--gf-color-in-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-radius: 3px;--gf-font-size-secondary: 14px;--gf-font-size-tertiary: 13px;--gf-icon-ctrl-number: url(\"data:image\/svg+xml,%3Csvg width='8' height='14' viewBox='0 0 8 14' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M4 0C4.26522 5.96046e-08 4.51957 0.105357 4.70711 0.292893L7.70711 3.29289C8.09763 3.68342 8.09763 4.31658 7.70711 4.70711C7.31658 5.09763 6.68342 5.09763 6.29289 4.70711L4 2.41421L1.70711 4.70711C1.31658 5.09763 0.683417 5.09763 0.292893 4.70711C-0.0976311 4.31658 -0.097631 3.68342 0.292893 3.29289L3.29289 0.292893C3.48043 0.105357 3.73478 0 4 0ZM0.292893 9.29289C0.683417 8.90237 1.31658 8.90237 1.70711 9.29289L4 11.5858L6.29289 9.29289C6.68342 8.90237 7.31658 8.90237 7.70711 9.29289C8.09763 9.68342 8.09763 10.3166 7.70711 10.7071L4.70711 13.7071C4.31658 14.0976 3.68342 14.0976 3.29289 13.7071L0.292893 10.7071C-0.0976311 10.3166 -0.0976311 9.68342 0.292893 9.29289Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-select: url(\"data:image\/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M0.292893 0.292893C0.683417 -0.097631 1.31658 -0.097631 1.70711 0.292893L5 3.58579L8.29289 0.292893C8.68342 -0.0976311 9.31658 -0.0976311 9.70711 0.292893C10.0976 0.683417 10.0976 1.31658 9.70711 1.70711L5.70711 5.70711C5.31658 6.09763 4.68342 6.09763 4.29289 5.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683418 0.292893 0.292893Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg width='640' height='640' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style><div id='gf_3' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_3' id='gform_3'  action='\/fr\/wp-json\/wp\/v2\/pages#gf_3' data-formid='3' novalidate><div class='gf_invisible ginput_recaptchav3' data-sitekey='6LfNPgksAAAAAPfB6U6WNePtkLJhVfUEcoz9Ev6_' data-tabindex='0'><input id=\"input_bfdac43ce5b88fb280a46e2b292cbf67\" class=\"gfield_recaptcha_response\" type=\"hidden\" name=\"input_bfdac43ce5b88fb280a46e2b292cbf67\" value=\"\"\/><\/div>\n                        <div class='gform-body gform_body'><div id='gform_fields_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><fieldset id=\"field_3_1\" class=\"gfield gfield--type-name gfield--input-type-name gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_3_1'>\n                            \n                            <span id='input_3_1_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.3' id='input_3_1_3' value=''   aria-required='true'     \/>\n                                                    <label for='input_3_1_3' class='gform-field-label gform-field-label--type-sub '>Pr\u00e9nom<\/label>\n                                                <\/span>\n                            \n                            <span id='input_3_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_3_1_6' value=''   aria-required='true'     \/>\n                                                    <label for='input_3_1_6' class='gform-field-label gform-field-label--type-sub '>Nom<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_3_4\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_4'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_4' id='input_3_4' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_3\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_3'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_3' id='input_3_3' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_3_7\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_7'>City<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_7' id='input_3_7' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_8\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_8'>State \/ Province \/ Region<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_8' id='input_3_8' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_3_11\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_11' id='input_3_11' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='BNN' \/><\/div><\/div><div id=\"field_3_12\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_12' id='input_3_12' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='BNN_Ad' \/><\/div><\/div><div id=\"field_3_13\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_13' id='input_3_13' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='BNN_Newsletter' \/><\/div><\/div><div id=\"field_3_14\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_14' id='input_3_14' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_3_15\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_15' id='input_3_15' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_3_16\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_16' id='input_3_16' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='Q1_Ad' \/><\/div><\/div><div id=\"field_3_9\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_3_9'>Country<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_9' id='input_3_9' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='Afghanistan' >Afghanistan<\/option><option value='Albania' >Albania<\/option><option value='Algeria' >Algeria<\/option><option value='American Samoa' >American Samoa<\/option><option value='Andorra' >Andorra<\/option><option value='Angola' >Angola<\/option><option value='Anguilla' >Anguilla<\/option><option value='Antarctica' >Antarctica<\/option><option value='Antigua and Barbuda' >Antigua and Barbuda<\/option><option value='Argentina' >Argentina<\/option><option value='Armenia' >Armenia<\/option><option value='Aruba' >Aruba<\/option><option value='Australia' >Australia<\/option><option value='Austria' >Austria<\/option><option value='Azerbaijan' >Azerbaijan<\/option><option value='Bahamas' >Bahamas<\/option><option value='Bahrain' >Bahrain<\/option><option value='Bangladesh' >Bangladesh<\/option><option value='Barbados' >Barbados<\/option><option value='Belarus' >Belarus<\/option><option value='Belgium' >Belgium<\/option><option value='Belize' >Belize<\/option><option value='Benin' >Benin<\/option><option value='Bermuda' >Bermuda<\/option><option value='Bhutan' >Bhutan<\/option><option value='Bolivia' >Bolivia<\/option><option value='Bonaire, Sint Eustatius and Saba' >Bonaire, Sint Eustatius and Saba<\/option><option value='Bosnia and Herzegovina' >Bosnia and Herzegovina<\/option><option value='Botswana' >Botswana<\/option><option value='Bouvet Island' >Bouvet Island<\/option><option value='Brazil' >Brazil<\/option><option value='British Indian Ocean Territory' >British Indian Ocean Territory<\/option><option value='Brunei Darussalam' >Brunei Darussalam<\/option><option value='Bulgaria' >Bulgaria<\/option><option value='Burkina Faso' >Burkina Faso<\/option><option value='Burundi' >Burundi<\/option><option value='Cabo Verde' >Cabo Verde<\/option><option value='Cambodia' >Cambodia<\/option><option value='Cameroon' >Cameroon<\/option><option value='Canada' selected='selected'>Canada<\/option><option value='Cayman Islands' >Cayman Islands<\/option><option value='Central African Republic' >Central African Republic<\/option><option value='Chad' >Chad<\/option><option value='Chile' >Chile<\/option><option value='China' >China<\/option><option value='Christmas Island' >Christmas Island<\/option><option value='Cocos Islands' >Cocos Islands<\/option><option value='Colombia' >Colombia<\/option><option value='Comoros' >Comoros<\/option><option value='Congo' >Congo<\/option><option value='Congo, Democratic Republic of the' >Congo, Democratic Republic of the<\/option><option value='Cook Islands' >Cook Islands<\/option><option value='Costa Rica' >Costa Rica<\/option><option value='Croatia' >Croatia<\/option><option value='Cuba' >Cuba<\/option><option value='Cura\u00e7ao' >Cura\u00e7ao<\/option><option value='Cyprus' >Cyprus<\/option><option value='Czechia' >Czechia<\/option><option value='C\u00f4te d&#039;Ivoire' >C\u00f4te d&#039;Ivoire<\/option><option value='Denmark' >Denmark<\/option><option value='Djibouti' >Djibouti<\/option><option value='Dominica' >Dominica<\/option><option value='Dominican Republic' >Dominican Republic<\/option><option value='Ecuador' >Ecuador<\/option><option value='Egypt' >Egypt<\/option><option value='El Salvador' >El Salvador<\/option><option value='Equatorial Guinea' >Equatorial Guinea<\/option><option value='Eritrea' >Eritrea<\/option><option value='Estonia' >Estonia<\/option><option value='Eswatini' >Eswatini<\/option><option value='Ethiopia' >Ethiopia<\/option><option value='Falkland Islands' >Falkland Islands<\/option><option value='Faroe Islands' >Faroe Islands<\/option><option value='Fiji' >Fiji<\/option><option value='Finland' >Finland<\/option><option value='France' >France<\/option><option value='French Guiana' >French Guiana<\/option><option value='French Polynesia' >French Polynesia<\/option><option value='French Southern Territories' >French Southern Territories<\/option><option value='Gabon' >Gabon<\/option><option value='Gambia' >Gambia<\/option><option value='Georgia' >Georgia<\/option><option value='Germany' >Germany<\/option><option value='Ghana' >Ghana<\/option><option value='Gibraltar' >Gibraltar<\/option><option value='Greece' >Greece<\/option><option value='Greenland' >Greenland<\/option><option value='Grenada' >Grenada<\/option><option value='Guadeloupe' >Guadeloupe<\/option><option value='Guam' >Guam<\/option><option value='Guatemala' >Guatemala<\/option><option value='Guernsey' >Guernsey<\/option><option value='Guinea' >Guinea<\/option><option value='Guinea-Bissau' >Guinea-Bissau<\/option><option value='Guyana' >Guyana<\/option><option value='Haiti' >Haiti<\/option><option value='Heard Island and McDonald Islands' >Heard Island and McDonald Islands<\/option><option value='Holy See' >Holy See<\/option><option value='Honduras' >Honduras<\/option><option value='Hong Kong' >Hong Kong<\/option><option value='Hungary' >Hungary<\/option><option value='Iceland' >Iceland<\/option><option value='India' >India<\/option><option value='Indonesia' >Indonesia<\/option><option value='Iran' >Iran<\/option><option value='Iraq' >Iraq<\/option><option value='Ireland' >Ireland<\/option><option value='Isle of Man' >Isle of Man<\/option><option value='Israel' >Israel<\/option><option value='Italy' >Italy<\/option><option value='Jamaica' >Jamaica<\/option><option value='Japan' >Japan<\/option><option value='Jersey' >Jersey<\/option><option value='Jordan' >Jordan<\/option><option value='Kazakhstan' >Kazakhstan<\/option><option value='Kenya' >Kenya<\/option><option value='Kiribati' >Kiribati<\/option><option value='Korea, Democratic People&#039;s Republic of' >Korea, Democratic People&#039;s Republic of<\/option><option value='Korea, Republic of' >Korea, Republic of<\/option><option value='Kuwait' >Kuwait<\/option><option value='Kyrgyzstan' >Kyrgyzstan<\/option><option value='Lao People&#039;s Democratic Republic' >Lao People&#039;s Democratic Republic<\/option><option value='Latvia' >Latvia<\/option><option value='Lebanon' >Lebanon<\/option><option value='Lesotho' >Lesotho<\/option><option value='Liberia' >Liberia<\/option><option value='Libya' >Libya<\/option><option value='Liechtenstein' >Liechtenstein<\/option><option value='Lithuania' >Lithuania<\/option><option value='Luxembourg' >Luxembourg<\/option><option value='Macao' >Macao<\/option><option value='Madagascar' >Madagascar<\/option><option value='Malawi' >Malawi<\/option><option value='Malaysia' >Malaysia<\/option><option value='Maldives' >Maldives<\/option><option value='Mali' >Mali<\/option><option value='Malta' >Malta<\/option><option value='Marshall Islands' >Marshall Islands<\/option><option value='Martinique' >Martinique<\/option><option value='Mauritania' >Mauritania<\/option><option value='Mauritius' >Mauritius<\/option><option value='Mayotte' >Mayotte<\/option><option value='Mexico' >Mexico<\/option><option value='Micronesia' >Micronesia<\/option><option value='Moldova' >Moldova<\/option><option value='Monaco' >Monaco<\/option><option value='Mongolia' >Mongolia<\/option><option value='Montenegro' >Montenegro<\/option><option value='Montserrat' >Montserrat<\/option><option value='Morocco' >Morocco<\/option><option value='Mozambique' >Mozambique<\/option><option value='Myanmar' >Myanmar<\/option><option value='Namibia' >Namibia<\/option><option value='Nauru' >Nauru<\/option><option value='Nepal' >Nepal<\/option><option value='Netherlands' >Netherlands<\/option><option value='New Caledonia' >New Caledonia<\/option><option value='New Zealand' >New Zealand<\/option><option value='Nicaragua' >Nicaragua<\/option><option value='Niger' >Niger<\/option><option value='Nigeria' >Nigeria<\/option><option value='Niue' >Niue<\/option><option value='Norfolk Island' >Norfolk Island<\/option><option value='North Macedonia' >North Macedonia<\/option><option value='Northern Mariana Islands' >Northern Mariana Islands<\/option><option value='Norway' >Norway<\/option><option value='Oman' >Oman<\/option><option value='Pakistan' >Pakistan<\/option><option value='Palau' >Palau<\/option><option value='Palestine, State of' >Palestine, State of<\/option><option value='Panama' >Panama<\/option><option value='Papua New Guinea' >Papua New Guinea<\/option><option value='Paraguay' >Paraguay<\/option><option value='Peru' >Peru<\/option><option value='Philippines' >Philippines<\/option><option value='Pitcairn' >Pitcairn<\/option><option value='Poland' >Poland<\/option><option value='Portugal' >Portugal<\/option><option value='Puerto Rico' >Puerto Rico<\/option><option value='Qatar' >Qatar<\/option><option value='Romania' >Romania<\/option><option value='Russian Federation' >Russian Federation<\/option><option value='Rwanda' >Rwanda<\/option><option value='R\u00e9union' >R\u00e9union<\/option><option value='Saint Barth\u00e9lemy' >Saint Barth\u00e9lemy<\/option><option value='Saint Helena, Ascension and Tristan da Cunha' >Saint Helena, Ascension and Tristan da Cunha<\/option><option value='Saint Kitts and Nevis' >Saint Kitts and Nevis<\/option><option value='Saint Lucia' >Saint Lucia<\/option><option value='Saint Martin' >Saint Martin<\/option><option value='Saint Pierre and Miquelon' >Saint Pierre and Miquelon<\/option><option value='Saint Vincent and the Grenadines' >Saint Vincent and the Grenadines<\/option><option value='Samoa' >Samoa<\/option><option value='San Marino' >San Marino<\/option><option value='Sao Tome and Principe' >Sao Tome and Principe<\/option><option value='Saudi Arabia' >Saudi Arabia<\/option><option value='Senegal' >Senegal<\/option><option value='Serbia' >Serbia<\/option><option value='Seychelles' >Seychelles<\/option><option value='Sierra Leone' >Sierra Leone<\/option><option value='Singapore' >Singapore<\/option><option value='Sint Maarten' >Sint Maarten<\/option><option value='Slovakia' >Slovakia<\/option><option value='Slovenia' >Slovenia<\/option><option value='Solomon Islands' >Solomon Islands<\/option><option value='Somalia' >Somalia<\/option><option value='South Africa' >South Africa<\/option><option value='South Georgia and the South Sandwich Islands' >South Georgia and the South Sandwich Islands<\/option><option value='South Sudan' >South Sudan<\/option><option value='Spain' >Spain<\/option><option value='Sri Lanka' >Sri Lanka<\/option><option value='Sudan' >Sudan<\/option><option value='Suriname' >Suriname<\/option><option value='Svalbard and Jan Mayen' >Svalbard and Jan Mayen<\/option><option value='Sweden' >Sweden<\/option><option value='Switzerland' >Switzerland<\/option><option value='Syria Arab Republic' >Syria Arab Republic<\/option><option value='Taiwan' >Taiwan<\/option><option value='Tajikistan' >Tajikistan<\/option><option value='Tanzania, the United Republic of' >Tanzania, the United Republic of<\/option><option value='Thailand' >Thailand<\/option><option value='Timor-Leste' >Timor-Leste<\/option><option value='Togo' >Togo<\/option><option value='Tokelau' >Tokelau<\/option><option value='Tonga' >Tonga<\/option><option value='Trinidad and Tobago' >Trinidad and Tobago<\/option><option value='Tunisia' >Tunisia<\/option><option value='Turkmenistan' >Turkmenistan<\/option><option value='Turks and Caicos Islands' >Turks and Caicos Islands<\/option><option value='Tuvalu' >Tuvalu<\/option><option value='T\u00fcrkiye' >T\u00fcrkiye<\/option><option value='US Minor Outlying Islands' >US Minor Outlying Islands<\/option><option value='Uganda' >Uganda<\/option><option value='Ukraine' >Ukraine<\/option><option value='United Arab Emirates' >United Arab Emirates<\/option><option value='United Kingdom' >United Kingdom<\/option><option value='United States' >United States<\/option><option value='Uruguay' >Uruguay<\/option><option value='Uzbekistan' >Uzbekistan<\/option><option value='Vanuatu' >Vanuatu<\/option><option value='Venezuela' >Venezuela<\/option><option value='Viet Nam' >Viet Nam<\/option><option value='Virgin Islands, British' >Virgin Islands, British<\/option><option value='Virgin Islands, U.S.' >Virgin Islands, U.S.<\/option><option value='Wallis and Futuna' >Wallis and Futuna<\/option><option value='Western Sahara' >Western Sahara<\/option><option value='Yemen' >Yemen<\/option><option value='Zambia' >Zambia<\/option><option value='Zimbabwe' >Zimbabwe<\/option><option value='\u00c5land Islands' >\u00c5land Islands<\/option><\/select><\/div><\/div><fieldset id=\"field_3_10\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Preferred Language<\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_3_10'>\n\t\t\t<div class='gchoice gchoice_3_10_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_10' type='radio' value='French (Canada)'  id='choice_3_10_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_3_10_0' id='label_3_10_0' class='gform-field-label gform-field-label--type-inline'>French (Canada)<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_3_10_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_10' type='radio' value='English (Canada)'  id='choice_3_10_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_3_10_1' id='label_3_10_1' class='gform-field-label gform-field-label--type-inline'>English (Canada)<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_3_6\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Are you an accredited investor?<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_3_6'><div class='gchoice gchoice_3_6_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_6.1' type='checkbox'  value='Yes'  id='choice_3_6_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_3_6_1' id='label_3_6_1' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_3' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Subscribe'  \/> <input type='hidden' name='gform_ajax' value='form_id=3&amp;title=&amp;description=1&amp;tabindex=0&amp;theme=orbital&amp;styles=[]&amp;hash=6f9adada551270f60d8fd63b3918d738' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_3' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_3' id='gform_theme_3' value='orbital' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_3' id='gform_style_settings_3' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_3' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='3' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='CAD' value='y+WxexwYWcokT+YJQ\/b75D84VBqNrcCr8nBdPuWPth33TnTULBXfybxGqN3ccZPD0W7rrCvU69ViAa+ebO\/Gci09jweYtqvKNXxqMMfsTV01e90=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_3' value='["{\"9\":[\"d26b71aa60d9b5a27198f3b352c50917\",\"1eb9bd63072acff1ce0ea495cd9eb4ef\",\"fd1d303f41f005e3e904c7be90af9ef5\",\"c4f5d6df9d2c10a05a10ab622d679bc5\",\"f4ef18ec32e85b7982a168144b62fe41\",\"edabcd3c2180c20fdac3b602eab85994\",\"32eeff3b790090bca2a5a9baad255d08\",\"9e0d10d4f1f406855dbb2c6aef4de120\",\"20d4acc633ea7bbed0b048e9f229255a\",\"e2bd2a469ee2915f84db05bec872629d\",\"42aa3b7aded4c8e5941fb3380ed4a67a\",\"07eab715873a695c20280fd63a664128\",\"220737a8788e002cf5f9d8146dacc567\",\"fc2f26740ddfbfd31e5d905811a827e3\",\"3e9ea38e71886f201a7f8f02b4e96579\",\"62bec54237031b7761f157c8932153bf\",\"96b596a92ea46b95a78b76de46271684\",\"17ccffc393731a9e856c712f359e423e\",\"6e8e2acc4b220013230ea9900fcb18ed\",\"ff0b872f6fe210cc92911b98c75c18a2\",\"acb0c93619429e340ae51e11df34b3dc\",\"afc18b091f9ee957b6267995eb6c824a\",\"8e36cc5d9213feaad8a7a406e0bf4353\",\"710206d829b58ad0654ec8546d1c1a41\",\"ffe26f033298d90a65f40cd6a7860d58\",\"8568ba57d8e31872a58bc4fbe22c84e0\",\"c5a90bb391287bc9bb312363e5f04628\",\"4a952d2d1ebfda66457ef77434bfcfec\",\"c7006333409d1277ed2e9e529cad6796\",\"68cd601e08864ed2a1fa529832a8833a\",\"fc53231657737a25d0fe66f51e26b5c3\",\"0eba24e0303cb1d6e978f32b0dbdddae\",\"1c5f701334a3400fcc2df3397df8d719\",\"7ed29146f047b43fb1cc582ae68a8869\",\"6c1d5f5f2c9a6b59d788a41b3ea66049\",\"18ea4cd6a39671a08bf55e4f256dbeeb\",\"36e08fc8dcbb79db17926ef97d55e82b\",\"154b7c48ad9274e9a2b5ae862c778a4f\",\"e925a3196f775659c051320a1b07c6f8\",\"f5e7f80bf5149d12a129474a3403f0e4\",\"194bb9c201f88169f2c4198538fd0fc9\",\"7be69de5bab2c3f8435c675afa3622ed\",\"6259346054f526215586ecc7f2fce31e\",\"13ff20e54116d9909e4ce2031caa09dc\",\"4d009b9cbb6d9f3b93845c92d3203cc5\",\"9f698da905f4b3dd4cd9400ecdb90968\",\"b98232ee9bd682d75947f70da44fd3b7\",\"2b7951ed5eb76aa1e402a2d4c9c3855c\",\"32b32ec43ae1f44cec09e5bceb26ac0f\",\"c1b5c222e421aa89ad77e339c20d4f99\",\"35cf2fee50accf932b159911d75e8590\",\"a6761a18ab5f22cc8f334d549ad28b3f\",\"5eeb925a12b195b5a5de52c920ccd133\",\"0c9cd17df4e5e31f9a873d524f8b4b19\",\"f5a0954d5c1731f9eeff9fe5f04479e1\",\"13be1334f8c9294f485dc69afe2664eb\",\"3e2f932978630c7b1c31017f475cfef3\",\"6b35cc4397d835dd78c0ff3dcba7c211\",\"d95dd6edf3823d370e2ecd48cc69b55c\",\"a50b650eece8a61cfc8f041f646debd6\",\"45c1aa212b161a24975cce25227992dd\",\"ce17efd8b4b2960fa3aa80582f4f99e5\",\"0f1c806559f260c6ac04af55ac131a36\",\"ed7b6dc5d1884d613a49ac98507808d4\",\"65e7df7a79649df020d7dbad2212e343\",\"1d6dfaebb3fa7bcbee31eb07f990915b\",\"524127a5a528bc7d3db1e8875e14a67e\",\"e7b3a01e7fd112864fc8f82c9cfc5f7a\",\"d965beb82c79d9b314a2348f4cbc5ad7\",\"5296a70a06fbae144ac7cf57326ba488\",\"f0d6fe72cd976cbe0e2c98d98d0c105e\",\"747dc010f909d574dc47757c4bdf6769\",\"7c42a6d7b1839d7056e0cdf04dbbbadf\",\"ec2d9bb217cf65912ef700b3c8c94aa6\",\"96935c428cea118e845e13fc22d678eb\",\"33cce71473e77543d7ced42465d850c3\",\"07e6f46f99d79ac2cc70c1cdb22a4685\",\"c8c8dae587dd5bcace16accab75be939\",\"8cf095e05a46be7e711bb24d5e30546a\",\"525a0c02da18975614fd20f2af62109b\",\"749d4b296b8fbd4212fb1edf3be009e8\",\"62230cd69b1d7f768ed12abe9a3d6edb\",\"d306859e61858c8add8226e7ddab151c\",\"154f824dcb7fe8ab92d5346ee785cb8b\",\"beb6bb7e0139e5667487ad7cc8ed7719\",\"fa32d9cd746be48bf0171381062ab871\",\"329479a9803deeffea62429259b10e00\",\"6d3091d7021c771fea584068349f430a\",\"873664ac73bcccacdaa9b92db66f88a9\",\"978130d56b94e6b4795ca7394fe75bcc\",\"fa09ad50d87643f345ea4da715622b6b\",\"d92d6775cfec32ff589bcf12c8c67c0a\",\"128d629ab67b15413eb67f3c2a083b3c\",\"3658ec128780ff2245d16ac60201e88e\",\"10433b32b339eb82f6e07bf2c872ebf4\",\"7380bb912beed473d1074993d1d58294\",\"e52b026481bdd933b9d43aac8a68e0b0\",\"e423fb65ec07d65c6d2fc09ea567e857\",\"bc8b965b0ca9ea6c579d9d4df8a72bec\",\"b5c432d84b590388acc30284fc787511\",\"cb40d3f76ee78f872b3782b0b36ec446\",\"65b3a0fe439c8b1d0a575fa42a1fded1\",\"f6a471469c86d42f71f450dbcc76d5d9\",\"fe6b0e34eedf55269bdd61e417610c60\",\"6d076ade5fea532105b3d95f4bfbd16d\",\"b4b3187123fc0a1593fe16f30241c198\",\"de20dde77fe1cf1ca214ff441064406b\",\"d204c2d391ebd6a0c798276850078eed\",\"4c7e6269901ff89196965caee457fc9c\",\"b681e64dd1b7333467e9bda424bda342\",\"bc91558eed1b26666d2dbe2e98ece726\",\"fb702138d34bd3849a6f7afcdc6632eb\",\"e83938f6dab18f5c41c423d5dd404979\",\"03dc01ffdaa9a65a922ed12832bbb21e\",\"1c3599da7050c5a4f06b96767fbaa0e8\",\"00544d032302a792643f4fb84f869839\",\"37fd2a343e45051db5e7b7cf05cd65a3\",\"71fcd66f4faa4e574c68e20e7f61de5e\",\"5ed730580f928afab3fe53fd6c113908\",\"eef1276a45dcff7fb2ce4401d5866fd1\",\"e3149b3d34e0f13a3954f651ebfe55eb\",\"b00b621dd049b0ffc1653cfdc1217b27\",\"3325ce00ab85f941d8ec73e602f485a6\",\"bbf625decd921feeedd56a4d9822faa7\",\"3780f58f86529fd9b4b94be8b715561c\",\"df012a49a3703da7a9801fccabe1c6e6\",\"96cde1becef57c71c3821ad91d5c84a9\",\"0cba0db81f344ed4c9226d5e48022f2c\",\"5bee0662221021b5ba9ada38f9152adb\",\"cb66090f846532d34a99e26ad396f515\",\"6f9133850dc8788dac7b1f2476f10da7\",\"6b5bd0c6facd72eadcef1aa672451463\",\"ea069bd85e67f9d371d66570bb63fbf5\",\"a0376abab3c15205eaa5c286ddaaf425\",\"cb5ee0199025568a94127aac1c7cf020\",\"77494650fa00e51daf263965e33f8e0f\",\"e8ffddc8d9c19b8dca18d973fbed488c\",\"29547a06be076c8bc4f94a3c64b6c6af\",\"ad9a14c748b37da7397b4a160e88d27c\",\"c7174fa942143610638b72e8c7df10e4\",\"ae453050e07a68ea83eb1fb4acae1dee\",\"9c4f17fc58023ba518d0d5d74ca4fa43\",\"b08da5194108147fb9feacdb3e6e5d73\",\"ca40d122472d5c2c919da027cb241fb1\",\"e899f50840225c616894f7033adfda7b\",\"582aa5a2cb4e158784e17a1e94205f6b\",\"ed88c2da56286a741cdd4562f48b77b9\",\"cf6c64eb5a7c1bfa8cf0e412903bfe6b\",\"7dc249aeb74daac662e5027e7489904a\",\"69c7cb416a7b0a0e33443710d3e83f1a\",\"43b359f1cef44b28637518a697b08339\",\"95d88078639502e99618fcd4ec457b4c\",\"a5c5ee8c7576996a235b21067d4f6b98\",\"02aaa848cfb3824ea5caf882f8221ccd\",\"f034fdddcdcdc00ffc2ee3d44e043e8c\",\"3216855d107c56fa2be65f23240e2173\",\"0f04f2aebaf241f44d939f7ab40d8e8c\",\"205614270f519bf717f24be6eca5c04c\",\"0a00f1f39c3213596c429d7b23a87748\",\"86a5a0de5a26316c195f492a99151ee6\",\"79a048d9b26923c4f882bcb817b9b3da\",\"2c23ed7f3305f7ce9143d44a6ae74ab8\",\"5d843e970b364d879d97a43de9a71946\",\"05b00603f1553d5b4d5a6a81c90a2449\",\"f0f6c70e4b6c89102a422510c924c16c\",\"3049309530bcab828b2c4e3fc44e2b93\",\"0be383bc9e785c39eb5e7059d7c240ba\",\"b9c0d74dfca738eeb99a4b2796bea177\",\"f49cf2980b58e41887d50a62fb440fac\",\"c2803f6e88654e44940b3e44383f6591\",\"91c69eb76688574833da96427b92881b\",\"6010e984eb6a16c83d2b46fd691c6c67\",\"11df705d7d90678efc9a0c7539000f9e\",\"5066efd7288cdb880be0ea3aef8ffe45\",\"b79b549821320e09baff2b78408f3c33\",\"78383129edfd02b54e7123d0e684d378\",\"3d7b271dca32a820ef2a94d488521867\",\"4b672b2f1fb129cee1d9581d2edcb87d\",\"b94bb17866b1e5b72fe3b0dc0da71873\",\"004ef5a858c143df3ce69f1a79993915\",\"018499fb24ff8293af5a9ddd3e75ffee\",\"276332588e2eac211813c02f353522c2\",\"dd35a65c4a038ea74290345e5130059c\",\"e4b13ceca8f3524863d72c257a16dcb0\",\"314c3244bf281c7d09c96b1e55bc5637\",\"2a870f5fbf187583a48d8b3402381589\",\"7f20ff461ada5ca0820a9e089ab02eb2\",\"4a67db7853c4b396c2eac6e848882d85\",\"2faa99049cf744d82ac01311f7fdd80a\",\"b6095ee5c37193f7413ce83dd609e475\",\"c6a8ce1b518abdade239be55403517ae\",\"a227bc0f70643674f7d834516714a42c\",\"2c1002ab92012005b5cfd791ec74f9e7\",\"fc216683cf577fbda6aee4dab1010e5a\",\"9383611d47ddae197530f49326e03c84\",\"211ac691643559f069dbe54ddd4f5b50\",\"d1b44094102056257220348ac2ad4066\",\"9796ec65e842ab95e5a6cfe7d8c47842\",\"845b64cc2c8814268c3f40314ba7148e\",\"e94e841a8e14916461c6ba412b753525\",\"98554c8c4c4808b132ca0eddc6f04e7d\",\"07847a63bf618c6d08fab53cc8f1f4dc\",\"2d91faeeda6ef1d0724c8160632ff6de\",\"310fc1c9db29af1420491953ecaecdef\",\"586334b8e6e037d8034538a25110801d\",\"fa293da10a17a3c0ba3bf4f05d113286\",\"4da847b7d63920c96a32c4045aeab63c\",\"f32001e04867dd360a953fed72c724cb\",\"03e1b26868de374eeea175f8c9607e66\",\"7fc4adeba85ac38362fdbbc12da6a749\",\"e7cfa8316ce614a8ddeaf0de234d4bd6\",\"cee792082738de4a1484adfb76703a6d\",\"ef2118864fac371a9c8563be7839a572\",\"2c4679edb83e59c5945f71368de32486\",\"3afde60ae37e3d39b843bb518d8839e2\",\"f3334c697547e3d8b196211a639d385e\",\"c15945a46ae088ef7fab825128f850a1\",\"451bfa6fffcfb960128b84f1b1279f7a\",\"1836c57c3011e451a10ee1263f57ce4d\",\"a111561d7e58bfe622aa9277b838532d\",\"c30ad47b0343781f7ba2072fbc1eaa93\",\"24a612491ed05abb881bad6449ec0a07\",\"df4f37e253b15582ba3d28a414acfdf8\",\"000115e9d547b15aeb550d53e482305c\",\"4c29b63b2e5e3906d2f5a225455e1d55\",\"9b2b4cd2ede6e7c49fcbfcd4fc346065\",\"9be31a665ab3e8f710392fb7fb2d0f24\",\"ef7057e4e13daf07b78e6e5f6fda57eb\",\"a70a49fefa29f72cc32011a351e292d3\",\"5878fb2a0ba5bec1eb92f77aa6d2ad65\",\"bbad29fe8519d50b6fc0fc74223e9da0\",\"fa6d4c10babadb7a57c29e6e3a579e42\",\"ef22d7095a6adefd36d695d2e92f9346\",\"7f4aeb839041416ebe60dc866192b038\",\"3476832db7b701b0928f96da164ee91a\",\"a2dc864438336f0ac2cdf57cfaca7367\",\"c25457de02114dc774fc1ba0ebcf570f\",\"2bec24ff8dc67ddf51c82d35b07feb79\",\"162d5a47d3071f533ca2c3a58055df32\",\"358ed60127d84fbdfcd21437e0793ff3\",\"810d8b73d72839402d5db6f32fc37b5c\",\"5e78e44e152e06a0bea5547f6fed0906\",\"7b9afda421c17a9d3140537566940f81\",\"188e38e42dd918e35508b4186c65f0ed\",\"4e23a415d5adbb1295dc25447dab5d21\",\"8a297bc19b119d19e47d8f65987b350e\",\"54e51257b197f5ead2a4ba92c967932c\",\"a6a8180bac3abdb7b1b4930cc3cd6875\",\"ac6635e65cc12120bd3dfa79d5eb7022\"],\"10\":[\"b9e2eb5075ef7f2e0310c2e7306438ce\",\"e84c38230f4f21a782a348027c9ddf08\"],\"6.1\":\"fc2ce604b96c278613e7f0bd9c3c1f6e\"}","e3d9ad5af4471d439802e2dd5a205d6b"]' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_3' id='gform_target_page_number_3' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_3' id='gform_source_page_number_3' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_3' id='gform_ajax_frame_3' title='Cette iframe contient la logique n\u00e9cessaire pour manipuler Gravity Forms avec AJAX'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 3, 'http:\/\/steinbergwealth.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery('#gform_ajax_frame_3').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_3');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_3').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_3').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_3').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_3').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_3').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_3').val();gformInitSpinner( 3, 'http:\/\/steinbergwealth.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery(document).trigger('gform_page_loaded', [3, current_page]);window['gf_submitting_3'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_3').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_3').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [3]);window['gf_submitting_3'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_3').text());}else{jQuery('#gform_3').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"3\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_3\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_3\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_3\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 3, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5160f83 e-flex e-con-boxed e-con e-child\" data-id=\"5160f83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1606cb2 e-con-full e-flex e-con e-child\" data-id=\"1606cb2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc1993f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bc1993f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9bdfa66 e-con-full e-flex e-con e-child\" data-id=\"9bdfa66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a296e7 elementor-widget-tablet__width-initial elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1a296e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">See Our Most Recent Quarterly Newsletter<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90abc43 elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"90abc43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/steinbergwealth.com\/fr\/resources\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b0d9cba e-con-full e-flex e-con e-child\" data-id=\"b0d9cba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2f0da3c e-con-full e-flex e-con e-child\" data-id=\"2f0da3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c54a9e elementor-widget-tablet__width-initial elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6c54a9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Start your Investment Journey <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d6fa4d elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"2d6fa4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"\/contact-us\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>newsletter Sign Up Subscribe to our Newsletter today and stay up to date See Our Most Recent Quarterly Newsletter View all Start your Investment Journey Contact Us<\/p>","protected":false},"author":2,"featured_media":672,"parent":749,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1081","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BNN - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"description\" content=\"Subscribe to our Newsletter today and stay up to date\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNN - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Subscribe to our Newsletter today and stay up to date\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/newsletters\/bnn\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-23T17:32:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/08\/shutterstock_2261952721-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1392\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/\",\"name\":\"BNN - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/shutterstock_2261952721-scaled.jpg\",\"datePublished\":\"2026-03-23T17:29:08+00:00\",\"dateModified\":\"2026-03-23T17:32:58+00:00\",\"description\":\"Subscribe to our Newsletter today and stay up to date\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/#primaryimage\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/shutterstock_2261952721-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/shutterstock_2261952721-scaled.jpg\",\"width\":2560,\"height\":1392},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/bnn\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Newsletter\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/newsletters\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"BNN\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BNN - Lorne Steinberg Wealth Management","description":"D\u00e9couvrez notre plus r\u00e9cent bulletin trimestriel","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"fr_CA","og_type":"article","og_title":"BNN - Lorne Steinberg Wealth Management","og_description":"Subscribe to our Newsletter today and stay up to date","og_url":"https:\/\/steinbergwealth.com\/fr\/newsletters\/bnn\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2026-03-23T17:32:58+00:00","og_image":[{"width":2560,"height":1392,"url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/08\/shutterstock_2261952721-scaled.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/","url":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/","name":"BNN - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/#primaryimage"},"image":{"@id":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/#primaryimage"},"thumbnailUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/08\/shutterstock_2261952721-scaled.jpg","datePublished":"2026-03-23T17:29:08+00:00","dateModified":"2026-03-23T17:32:58+00:00","description":"Subscribe to our Newsletter today and stay up to date","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/newsletters\/bnn\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/#primaryimage","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/08\/shutterstock_2261952721-scaled.jpg","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/08\/shutterstock_2261952721-scaled.jpg","width":2560,"height":1392},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/newsletters\/bnn\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Newsletter","item":"https:\/\/steinbergwealth.com\/newsletters\/"},{"@type":"ListItem","position":3,"name":"BNN"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/1081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=1081"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/1081\/revisions"}],"up":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/749"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media\/672"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=1081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":958,"date":"2025-10-21T15:55:42","date_gmt":"2025-10-21T19:55:42","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=958"},"modified":"2025-11-12T16:57:20","modified_gmt":"2025-11-12T21:57:20","slug":"cookie-policy","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/cookie-policy\/","title":{"rendered":"Politique sur les t\u00e9moins"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"958\" class=\"elementor elementor-958\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd807 e-flex e-con-boxed e-con e-parent\" data-id=\"94cd807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0d025da e-con-full e-flex e-con e-child\" data-id=\"0d025da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdaa629 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"fdaa629\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"265987625\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2659876251\" data-tab-title-id=\"e-n-tab-title-2659876251\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2659876251\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tEnglish\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2659876252\" data-tab-title-id=\"e-n-tab-title-2659876252\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2659876252\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFrench\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2659876251\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2659876251\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-9965aad e-con-full e-flex e-con e-child\" data-id=\"9965aad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-850f121 elementor-widget elementor-widget-text-editor\" data-id=\"850f121\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><h1>COOKIE POLICY<\/h1><\/div><div><strong><span data-custom-class=\"subtitle\">Last updated\u00a0September 09, 2025<\/span><\/strong><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">This Cookie Policy explains how\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;<strong>Company<\/strong>,&#8221; &#8220;<strong>we<\/strong>,&#8221; &#8220;<strong>us<\/strong>,&#8221; and &#8220;<strong>our<\/strong>&#8220;) uses cookies and similar technologies to recognize you when you visit our website at\u00a0<\/span><span data-custom-class=\"body_text\"><a href=\"https:\/\/steinbergwealth.com\/fr\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">https:\/\/steinbergwealth.com<\/a><\/span><span data-custom-class=\"body_text\">\u00a0(&#8220;<strong>Website<\/strong>&#8220;). It explains what these technologies are and why we use them, as well as your rights to control our use of them.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">In some cases we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.<\/span><\/div><div>\u00a0<\/div><div><h2>What are cookies?<\/h2><\/div><div><span data-custom-class=\"body_text\">Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Cookies set by the website owner (in this case,\u00a0Lorne Steinberg Wealth Management Inc.) are called &#8220;first-party cookies.&#8221; Cookies set by parties other than the website owner are called &#8220;third-party cookies.&#8221; Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.<\/span><\/div><div>\u00a0<\/div><div><h2>Why do we use cookies?<\/h2><\/div><div><span data-custom-class=\"body_text\">We use first-\u00a0and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Website to operate, and we refer to these as &#8220;essential&#8221; or &#8220;strictly necessary&#8221; cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties.\u00a0Third parties serve cookies through our Website for advertising, analytics, and other purposes.\u00a0This is described in more detail below.<\/span><\/div><div>\u00a0<\/div><div><h2>How can I control cookies?<\/h2><\/div><div><span data-custom-class=\"body_text\">You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">The Cookie Consent Manager can be found in the notification banner and on our Website. If you choose to reject cookies, you may still use our Website though your access to some functionality and areas of our Website may be restricted. You may also set or amend your web browser controls to accept or refuse cookies.<\/span><\/div><div>\u00a0<\/div><div><p><span data-custom-class=\"body_text\">The specific types of first- and third-party cookies served through our Website and the purposes they perform are described in the table below (please note that the specific\u00a0<\/span><span data-custom-class=\"body_text\">cookies served may vary depending on the specific Online Properties you visit):<\/span><span data-custom-class=\"heading_2\"><strong><u><br \/><\/u><\/strong><\/span><\/p><h3>Essential website cookies:<\/h3><p><span data-custom-class=\"body_text\">These cookies are strictly necessary to provide you with services available through our Website and to use some of its features, such as access to secure areas.<\/span><\/p><\/div><div><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>__cf_bm<\/td><\/tr><tr><th>Purpose:<\/th><td>Cloudflare places the cookie on end-user devices that access customer sites protected by Bot Management or Bot Fight Mode.<\/td><\/tr><tr><th>Provider:<\/th><td>.steinbergwealth.com<\/td><\/tr><tr><th>Service:<\/th><td>CloudFlare\u00a0<a href=\"https:\/\/www.cloudflare.com\/privacypolicy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>http_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>29 minutes<\/td><\/tr><\/tbody><\/table><\/div><\/section><p><span data-custom-class=\"heading_2\"><strong><u>\u00a0<\/u><\/strong><\/span><\/p><h3>Performance and functionality cookies:<\/h3><p><span data-custom-class=\"body_text\">These cookies are used to enhance the performance and functionality of our Website but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable.<\/span><\/p><\/div><div><div>\u00a0<\/div><div><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>VISITOR_PRIVACY_METADATA<\/td><\/tr><tr><th>Purpose:<\/th><td>to store the user&#8217;s cookie consent state for the current domain<\/td><\/tr><tr><th>Provider:<\/th><td>.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>Youtube\u00a0<a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>server_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>5 months 27 days<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>__Secure-ROLLOUT_TOKEN<\/td><\/tr><tr><th>Purpose:<\/th><td>is used by YouTube to manage the phased rollout of new features and updates<\/td><\/tr><tr><th>Provider:<\/th><td>.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>Youtube\u00a0<a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>server_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>5 months 27 days<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>yt-remote-device-id<\/td><\/tr><tr><th>Purpose:<\/th><td>Stores a unique ID for the user&#8217;s device for YouTube<\/td><\/tr><tr><th>Provider:<\/th><td>www.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>YouTube\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>html_local_storage<\/td><\/tr><tr><th>Expires in:<\/th><td>persistent<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>ytidb::LAST_RESULT_ENTRY_KEY<\/td><\/tr><tr><th>Purpose:<\/th><td>Stores the last result entry key used by YouTube<\/td><\/tr><tr><th>Provider:<\/th><td>www.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>YouTube\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>html_local_storage<\/td><\/tr><tr><th>Expires in:<\/th><td>persistent<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>yt-remote-connected-devices<\/td><\/tr><tr><th>Purpose:<\/th><td>Stores a list of connected devices for YouTube<\/td><\/tr><tr><th>Provider:<\/th><td>www.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>YouTube\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>html_local_storage<\/td><\/tr><tr><th>Expires in:<\/th><td>persistent<\/td><\/tr><\/tbody><\/table><\/div><\/section><p><span data-custom-class=\"heading_2\"><strong><u>\u00a0<\/u><\/strong><\/span><\/p><h3>Analytics and customization cookies:<\/h3><p><span data-custom-class=\"body_text\">These cookies collect information that is used either in aggregate form to help us understand how our Website is being used or how effective our marketing campaigns are, or to help us customize our Website for you.<\/span><\/p><\/div><div>\u00a0<\/div><div><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>_ga_#<\/td><\/tr><tr><th>Purpose:<\/th><td>Used to distinguish individual users by means of designation of a randomly generated number as client identifier, which allows calculation of visits and sessions<\/td><\/tr><tr><th>Provider:<\/th><td>.steinbergwealth.com<\/td><\/tr><tr><th>Service:<\/th><td>Google Analytics\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>http_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>1 year 1 month 4 days<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>_ga<\/td><\/tr><tr><th>Purpose:<\/th><td>Records a particular ID used to come up with data about website usage by the user<\/td><\/tr><tr><th>Provider:<\/th><td>.steinbergwealth.com<\/td><\/tr><tr><th>Service:<\/th><td>Google Analytics\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>http_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>1 year 1 month 4 days<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>NID<\/td><\/tr><tr><th>Purpose:<\/th><td>Set by Google to set a unique user ID to remember user preferences. Persistent cookie that stays for 182 days<\/td><\/tr><tr><th>Provider:<\/th><td>.google.com<\/td><\/tr><tr><th>Service:<\/th><td>Google\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>server_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>6 months<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>947938806<\/td><\/tr><tr><th>Provider:<\/th><td>www.google.com<\/td><\/tr><tr><th>Type:<\/th><td>pixel_tracker<\/td><\/tr><tr><th>Expires in:<\/th><td>session<\/td><\/tr><\/tbody><\/table><\/div><\/section><p><span data-custom-class=\"heading_2\"><strong><u>\u00a0<\/u><\/strong><\/span><\/p><h3>Advertising cookies:<\/h3><p><span data-custom-class=\"body_text\">These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.<\/span><\/p><\/div><div>\u00a0<\/div><div><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>_gcl_au<\/td><\/tr><tr><th>Purpose:<\/th><td>Used by Google Ads for experimenting with advertisement efficiency across websites using their services.<\/td><\/tr><tr><th>Provider:<\/th><td>.steinbergwealth.com<\/td><\/tr><tr><th>Service:<\/th><td>Google Ads\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>http_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>2 months 29 days<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>VISITOR_INFO1_LIVE<\/td><\/tr><tr><th>Purpose:<\/th><td>YouTube is a Google-owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites. Used by Google in combination with SID to verify Google user account and most recent login time.<\/td><\/tr><tr><th>Provider:<\/th><td>.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>YouTube\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>server_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>5 months 27 days<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>_gcl_ls<\/td><\/tr><tr><th>Provider:<\/th><td>steinbergwealth.com<\/td><\/tr><tr><th>Service:<\/th><td>https:\/\/policies.google.com\/privacy\u00a0<a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>html_local_storage<\/td><\/tr><tr><th>Expires in:<\/th><td>persistent<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>YSC<\/td><\/tr><tr><th>Purpose:<\/th><td>YouTube is a Google-owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites. Used by Google in combination with SID to verify Google user account and most recent login time.<\/td><\/tr><tr><th>Provider:<\/th><td>.youtube.com<\/td><\/tr><tr><th>Service:<\/th><td>YouTube\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>http_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>session<\/td><\/tr><\/tbody><\/table><\/div><\/section><section data-custom-class=\"body_text\"><div><table><tbody><tr><th>Name:<\/th><td>test_cookie<\/td><\/tr><tr><th>Purpose:<\/th><td>A session cookie used to check if the user\u2019s browser supports cookies.<\/td><\/tr><tr><th>Provider:<\/th><td>.doubleclick.net<\/td><\/tr><tr><th>Service:<\/th><td>DoubleClick\u00a0<a href=\"https:\/\/business.safety.google\/privacy\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\"><span data-custom-class=\"link\">View Service Privacy Policy<\/span><\/a><\/td><\/tr><tr><th>Type:<\/th><td>server_cookie<\/td><\/tr><tr><th>Expires in:<\/th><td>15 minutes<\/td><\/tr><\/tbody><\/table><\/div><\/section><\/div><div>\u00a0<\/div><div><h2>How can I control cookies on my browser?<\/h2><\/div><div><span data-custom-class=\"body_text\">As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser&#8217;s help menu for more information. The following is information about how to manage cookies on the most popular browsers:<\/span><\/div><ul><li><a href=\"https:\/\/support.google.com\/chrome\/answer\/95647#zippy=%2Callow-or-block-cookies\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Chrome<\/a><\/li><li><a href=\"https:\/\/support.microsoft.com\/en-us\/windows\/delete-and-manage-cookies-168dab11-0753-043d-7c16-ede5947fc64d\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Internet Explorer<\/a><\/li><li><a href=\"https:\/\/support.mozilla.org\/en-US\/kb\/enhanced-tracking-protection-firefox-desktop?redirectslug=enable-and-disable-cookies-website-preferences&amp;redirectlocale=en-US\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Firefox<\/a><\/li><li><a href=\"https:\/\/support.apple.com\/en-ie\/guide\/safari\/sfri11471\/mac\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Safari<\/a><\/li><li><a href=\"https:\/\/support.microsoft.com\/en-us\/windows\/microsoft-edge-browsing-data-and-privacy-bb8174ba-9d73-dcf2-9b4a-c582b4e640dd\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Edge<\/a><\/li><li><a href=\"https:\/\/help.opera.com\/en\/latest\/web-preferences\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Opera<\/a><\/li><\/ul><div><span data-custom-class=\"body_text\">In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit:<\/span><\/div><ul><li><a href=\"http:\/\/www.aboutads.info\/choices\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Digital Advertising Alliance<\/a><\/li><li><a href=\"https:\/\/youradchoices.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Digital Advertising Alliance of Canada<\/a><\/li><li><a href=\"http:\/\/www.youronlinechoices.com\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">European Interactive Digital Advertising Alliance<\/a><\/li><\/ul><div>\u00a0<\/div><div><h2>What about other tracking technologies, like web beacons?<\/h2><\/div><div><span data-custom-class=\"body_text\">Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called &#8220;tracking pixels&#8221; or &#8220;clear gifs&#8221;). These are tiny graphics files that contain a unique identifier that enables us to recognize when someone has visited our Website\u00a0or opened an email including them. This allows us, for example, to monitor\u00a0<\/span><span data-custom-class=\"body_text\">the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of email marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.<\/span><\/div><div>\u00a0<\/div><div><h2>Do you use Flash cookies or Local Shared Objects?<\/h2><\/div><div><span data-custom-class=\"body_text\">Websites may also use so-called &#8220;Flash Cookies&#8221; (also known as Local Shared Objects or &#8220;LSOs&#8221;) to, among other things, collect and store information about your use of our services, fraud prevention, and for other site operations.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the\u00a0<\/span><span data-custom-class=\"body_text\"><a href=\"http:\/\/www.macromedia.com\/support\/documentation\/en\/flashplayer\/help\/settings_manager07.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Website Storage Settings Panel<\/a>. You can also control Flash Cookies by going to the\u00a0<a href=\"http:\/\/www.macromedia.com\/support\/documentation\/en\/flashplayer\/help\/settings_manager03.html\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Global Storage Settings Panel<\/a><\/span><span data-custom-class=\"body_text\">\u00a0and\u00a0<\/span><span data-custom-class=\"body_text\">following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to &#8220;information&#8221; on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.<\/span><\/div><div>\u00a0<\/div><div><h2>Do you serve targeted advertising?<\/h2><\/div><div><span data-custom-class=\"body_text\">Third parties may serve cookies on your computer or mobile device to serve advertising through our Website. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. They can accomplish this by using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details, or other details that directly identify you unless you choose to provide these.<\/span><\/div><div>\u00a0<\/div><div><h2>How often will you update this Cookie Policy?<\/h2><\/div><div><span data-custom-class=\"body_text\">We may update\u00a0<\/span><span data-custom-class=\"body_text\">this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">The date at the top of this Cookie Policy indicates when it was last updated.<\/span><\/div><div>\u00a0<\/div><div><h2>Where can I get further information?<\/h2><\/div><div><span data-custom-class=\"body_text\">If you have any questions about our use of cookies or other technologies, please\u00a0email us at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>\u00a0or by post to:<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Lorne Steinberg Wealth Management Inc.<\/span><\/div><div><span data-custom-class=\"body_text\">1000 rue de la Gaucheti\u00e8re ouest, Suite 3310<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Montr\u00e9al,<\/span><span data-custom-class=\"body_text\">\u00a0Quebec\u00a0H3B 4W5<\/span><\/div><div><span data-custom-class=\"body_text\">Canada<\/span><\/div><div><span data-custom-class=\"body_text\">Phone:\u00a0(CA)(514) 876-9888<\/span><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2659876252\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2659876252\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\"elementor-element elementor-element-737478f e-con-full e-flex e-con e-child\" data-id=\"737478f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da22470 elementor-widget elementor-widget-text-editor\" data-id=\"da22470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>POLITIQUE SUR LES T\u00c9MOINS (COOKIES)<\/h1><p><span style=\"font-weight: 400;\">Derni\u00e8re mise \u00e0 jour : 9 septembre 2025<\/span><\/p><p><span style=\"font-weight: 400;\">La pr\u00e9sente politique explique comment <\/span><b>Lorne Steinberg Gestion de patrimoine<\/b><span style=\"font-weight: 400;\"> (\u00ab la Soci\u00e9t\u00e9 \u00bb, \u00ab nous \u00bb, \u00ab notre \u00bb, \u00ab nos \u00bb) utilise des t\u00e9moins et des technologies similaires pour vous reconna\u00eetre lorsque vous visitez notre site Web \u00e0 l\u2019adresse<\/span><a href=\"https:\/\/steinbergwealth.com\/fr\/\"> <span style=\"font-weight: 400;\">https:\/\/steinbergwealth.com<\/span><\/a><span style=\"font-weight: 400;\"> (\u00ab le Site Web \u00bb). Elle explique ce que sont ces technologies, pourquoi nous les utilisons et vos droits pour en contr\u00f4ler l\u2019utilisation.<\/span><\/p><p><span style=\"font-weight: 400;\">Dans certains cas, nous pouvons utiliser des t\u00e9moins pour recueillir des renseignements personnels ou des renseignements qui deviennent personnels s\u2019ils sont combin\u00e9s \u00e0 d\u2019autres informations.<\/span><\/p><p><b>Que sont les t\u00e9moins?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Les t\u00e9moins sont de petits fichiers de donn\u00e9es plac\u00e9s sur votre ordinateur ou appareil mobile lorsque vous visitez un site Web. Ils sont largement utilis\u00e9s pour faire fonctionner les sites, les rendre plus efficaces et fournir des informations de rapport.<\/span><\/p><p><span style=\"font-weight: 400;\">Les t\u00e9moins d\u00e9finis par le propri\u00e9taire du site (ici, Lorne Steinberg Gestion de patrimoine) sont des \u00ab t\u00e9moins internes \u00bb. Les t\u00e9moins d\u00e9finis par d\u2019autres parties sont des \u00ab t\u00e9moins tiers \u00bb. Les t\u00e9moins tiers permettent d\u2019offrir des fonctionnalit\u00e9s tierces sur le site (p. ex., publicit\u00e9, contenu interactif, analytique). Les parties qui installent ces t\u00e9moins peuvent reconna\u00eetre votre appareil lorsqu\u2019il visite le site et certains autres sites.<\/span><\/p><p><b>Pourquoi utilisons-nous des t\u00e9moins?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Nous utilisons des t\u00e9moins internes et tiers pour plusieurs raisons. Certains sont n\u00e9cessaires pour des raisons techniques afin que notre Site fonctionne. Nous les appelons \u00ab essentiels \u00bb ou \u00ab strictement n\u00e9cessaires \u00bb. D\u2019autres nous permettent de suivre et cibler les int\u00e9r\u00eats des utilisateurs afin d\u2019am\u00e9liorer l\u2019exp\u00e9rience sur nos propri\u00e9t\u00e9s en ligne. Des tiers servent des t\u00e9moins \u00e0 des fins de publicit\u00e9, d\u2019analytique et autres. Les d\u00e9tails figurent ci-dessous.<\/span><\/p><p><b>Comment puis-je contr\u00f4ler les t\u00e9moins?<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Vous pouvez accepter ou refuser les t\u00e9moins. Vous pouvez exercer vos choix dans le Gestionnaire de consentement relatif aux t\u00e9moins, qui vous permet de s\u00e9lectionner les cat\u00e9gories accept\u00e9es ou refus\u00e9es. Les t\u00e9moins essentiels ne peuvent pas \u00eatre refus\u00e9s.<\/span><\/p><p><span style=\"font-weight: 400;\">Le Gestionnaire de consentement se trouve dans la banni\u00e8re de notification et sur notre Site. Si vous refusez des t\u00e9moins, vous pouvez continuer d\u2019utiliser le Site, mais l\u2019acc\u00e8s \u00e0 certaines fonctionnalit\u00e9s pourrait \u00eatre limit\u00e9. Vous pouvez \u00e9galement configurer votre navigateur pour accepter ou refuser des t\u00e9moins.<\/span><\/p><p><b>Types de t\u00e9moins utilis\u00e9s et finalit\u00e9s<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Veuillez noter que les t\u00e9moins pr\u00e9cis peuvent varier selon la propri\u00e9t\u00e9 en ligne visit\u00e9e.<\/span><\/p><div><section data-custom-class=\"body_text\"><table><tbody><tr><th>NOM:<\/th><td>__cf_bm<\/td><\/tr><tr><th><strong>FINALIT\u00c9<\/strong>:<\/th><td><span style=\"font-weight: 400;\">plac\u00e9 par Cloudflare pour la gestion des robots.<\/span><\/td><\/tr><tr><th><strong>FOURNISSEUR<\/strong>:<\/th><td>.steinbergwealth.com<\/td><\/tr><tr><th>TYPE:<\/th><td><span style=\"font-weight: 400;\">t\u00e9moin HTTP<\/span><\/td><\/tr><tr><th><strong>EXPIRATION<\/strong>:<\/th><td>29 minutes<\/td><\/tr><\/tbody><\/table><\/section><p data-start=\"0\" data-end=\"47\"><strong>T\u00e9moins de performance et de fonctionnalit\u00e9 :<\/strong><\/p><p data-start=\"49\" data-end=\"300\" data-is-last-node=\"\" data-is-only-node=\"\">Ces t\u00e9moins sont utilis\u00e9s pour am\u00e9liorer la performance et la fonctionnalit\u00e9 de notre site Web, mais ils ne sont pas essentiels \u00e0 son utilisation. Toutefois, sans ces t\u00e9moins, certaines fonctionnalit\u00e9s (comme les vid\u00e9os) peuvent devenir indisponibles.<\/p><\/div><p><b><\/b><span style=\"font-weight: 400;\"> NOM : VISITOR_PRIVACY_METADATA<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FINALIT\u00c9 : stocker l\u2019\u00e9tat du consentement aux t\u00e9moins pour le domaine.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .youtube.com<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> TYPE : t\u00e9moin serveur<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> EXPIRATION : 5 mois et 27 jours<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : __Secure-ROLLOUT_TOKEN<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FINALIT\u00c9 : g\u00e9rer le d\u00e9ploiement graduel de nouvelles fonctions YouTube.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .youtube.com<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> TYPE : t\u00e9moin serveur<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> EXPIRATION : 5 mois et 27 jours<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : yt-remote-device-id \u2014 TYPE : stockage local HTML \u2014 EXPIRATION : persistant<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> NOM : ytidb::LAST_RESULT_ENTRY_KEY \u2014 TYPE : stockage local HTML \u2014 EXPIRATION : persistant<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> NOM : yt-remote-connected-devices \u2014 TYPE : stockage local HTML \u2014 EXPIRATION : persistant<\/span><\/p><p><b>T\u00e9moins d\u2019analytique et de personnalisation :<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> NOM : <\/span><i><span style=\"font-weight: 400;\">ga<\/span><\/i><span style=\"font-weight: 400;\"># \u2014 FINALIT\u00c9 : distinguer les utilisateurs \u00e0 l\u2019aide d\u2019un identifiant al\u00e9atoire pour calculer les visites et sessions.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .steinbergwealth.com \u2014 TYPE : t\u00e9moin HTTP \u2014 EXPIRATION : 1 an, 1 mois et 4 jours<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : _ga \u2014 FINALIT\u00c9 : consigner un identifiant pour analyser l\u2019utilisation du site.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .steinbergwealth.com \u2014 TYPE : t\u00e9moin HTTP \u2014 EXPIRATION : 1 an, 1 mois et 4 jours<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : NID \u2014 FINALIT\u00c9 : d\u00e9finir un identifiant utilisateur unique pour m\u00e9moriser les pr\u00e9f\u00e9rences.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .google.com \u2014 TYPE : t\u00e9moin serveur \u2014 EXPIRATION : 6 mois<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : 947938806 \u2014 FOURNISSEUR :<\/span><a href=\"http:\/\/www.google.com\/\"> <span style=\"font-weight: 400;\">www.google.com<\/span><\/a><span style=\"font-weight: 400;\"> \u2014 TYPE : pixel \u2014 EXPIRATION : session<\/span><\/p><p><b>T\u00e9moins publicitaires :<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> NOM : _gcl_au \u2014 FINALIT\u00c9 : utilis\u00e9 par Google Ads pour mesurer l\u2019efficacit\u00e9 publicitaire.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .steinbergwealth.com \u2014 TYPE : t\u00e9moin HTTP \u2014 EXPIRATION : 2 mois et 29 jours<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : VISITOR_INFO1_LIVE \u2014 FINALIT\u00c9 : publicit\u00e9 cibl\u00e9e li\u00e9e \u00e0 YouTube\/Google.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .youtube.com \u2014 TYPE : t\u00e9moin serveur \u2014 EXPIRATION : 5 mois et 27 jours<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : _gcl_ls \u2014 FOURNISSEUR : steinbergwealth.com \u2014 TYPE : stockage local HTML \u2014 EXPIRATION : persistant<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : YSC \u2014 FINALIT\u00c9 : utilis\u00e9 par YouTube; session.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .youtube.com \u2014 TYPE : t\u00e9moin HTTP \u2014 EXPIRATION : session<\/span><\/p><p><span style=\"font-weight: 400;\">NOM : test_cookie \u2014 FINALIT\u00c9 : v\u00e9rifier si le navigateur accepte les t\u00e9moins.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> FOURNISSEUR : .doubleclick.net \u2014 TYPE : t\u00e9moin serveur \u2014 EXPIRATION : 15 minutes<\/span><\/p><p><b>Contr\u00f4ler les t\u00e9moins dans votre navigateur<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Consultez l\u2019aide de votre navigateur pour la gestion des t\u00e9moins : Chrome, Internet Explorer, Firefox, Safari, Edge, Opera.<\/span><\/p><p><b>D\u00e9sactivation de la publicit\u00e9 cibl\u00e9e<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> R\u00e9seaux d\u2019autor\u00e9glementation : Digital Advertising Alliance, Alliance de la publicit\u00e9 num\u00e9rique du Canada, European Interactive Digital Advertising Alliance.<\/span><\/p><p><b>Autres technologies de suivi<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Nous pouvons utiliser des balises Web, pixels espions et GIF invisibles afin de reconna\u00eetre les visites ou ouvertures de courriels, suivre la navigation, am\u00e9liorer le rendement et mesurer l\u2019efficacit\u00e9 des campagnes. Ces technologies d\u00e9pendent souvent des t\u00e9moins. Le refus des t\u00e9moins peut nuire \u00e0 leur fonctionnement.<\/span><\/p><p><b>T\u00e9moins Flash ou objets locaux partag\u00e9s<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Vous pouvez g\u00e9rer les \u00ab t\u00e9moins Flash \u00bb via les panneaux de param\u00e8tres de stockage d\u2019Adobe. Limiter ces t\u00e9moins peut r\u00e9duire certaines fonctionnalit\u00e9s.<\/span><\/p><p><b>Publicit\u00e9 cibl\u00e9e<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Des tiers peuvent placer des t\u00e9moins pour diffuser de la publicit\u00e9 pertinente et mesurer son efficacit\u00e9. Les informations recueillies ne permettent pas de vous identifier directement, \u00e0 moins que vous ne les fournissiez.<\/span><\/p><p><b>Fr\u00e9quence des mises \u00e0 jour<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Nous pouvons mettre \u00e0 jour la pr\u00e9sente politique pour refl\u00e9ter des changements op\u00e9rationnels, juridiques ou r\u00e9glementaires. La date en haut indique la derni\u00e8re mise \u00e0 jour.<\/span><\/p><p><b>Coordonn\u00e9es<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Questions sur notre utilisation des t\u00e9moins : <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\"> ou par la poste :<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Lorne Steinberg Gestion de patrimoine<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> 1000, rue de la Gaucheti\u00e8re Ouest, bureau 3310<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Montr\u00e9al (Qu\u00e9bec) H3B 4W5, Canada<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> T\u00e9l\u00e9phone : (514) 876-9888<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>English French COOKIE POLICY Last updated\u00a0September 09, 2025\u00a0This Cookie Policy explains how\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; and &#8220;our&#8220;) uses cookies and similar technologies to recognize you when you visit our website at\u00a0https:\/\/steinbergwealth.com\u00a0(&#8220;Website&#8220;). It explains what these technologies are and why we use them, as well as your rights to control our use of [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-958","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cookie Policy - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/cookie-policy\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cookie Policy - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"English French COOKIE POLICY Last updated\u00a0September 09, 2025\u00a0This Cookie Policy explains how\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; and &#8220;our&#8220;) uses cookies and similar technologies to recognize you when you visit our website at\u00a0https:\/\/steinbergwealth.com\u00a0(&#8220;Website&#8220;). It explains what these technologies are and why we use them, as well as your rights to control our use of [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/cookie-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T21:57:20+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"25 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/cookie-policy\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/cookie-policy\\\/\",\"name\":\"Cookie Policy - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-10-21T19:55:42+00:00\",\"dateModified\":\"2025-11-12T21:57:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/cookie-policy\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/cookie-policy\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/cookie-policy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cookie Policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cookie Policy - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/cookie-policy\/","og_locale":"fr_CA","og_type":"article","og_title":"Cookie Policy - Lorne Steinberg Wealth Management","og_description":"English French COOKIE POLICY Last updated\u00a0September 09, 2025\u00a0This Cookie Policy explains how\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; and &#8220;our&#8220;) uses cookies and similar technologies to recognize you when you visit our website at\u00a0https:\/\/steinbergwealth.com\u00a0(&#8220;Website&#8220;). It explains what these technologies are and why we use them, as well as your rights to control our use of [&hellip;]","og_url":"https:\/\/steinbergwealth.com\/fr\/cookie-policy\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-11-12T21:57:20+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"25 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/cookie-policy\/","url":"https:\/\/steinbergwealth.com\/cookie-policy\/","name":"Cookie Policy - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-10-21T19:55:42+00:00","dateModified":"2025-11-12T21:57:20+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/cookie-policy\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/cookie-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/cookie-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Cookie Policy"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=958"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/958\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":934,"date":"2025-10-09T14:03:10","date_gmt":"2025-10-09T18:03:10","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=934"},"modified":"2026-03-27T11:15:18","modified_gmt":"2026-03-27T15:15:18","slug":"anthony-li","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/team\/anthony-li\/","title":{"rendered":"Anthony Li"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"934\" class=\"elementor elementor-934\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9fecd74 e-flex e-con-boxed e-con e-parent\" data-id=\"9fecd74\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a37d615 elementor-position-inline-start elementor-mobile-position-inline-start elementor-widget-mobile__width-initial elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"a37d615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"http:\/\/steinbergwealth.com\/fr\/team\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Back to Team\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-left\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"http:\/\/steinbergwealth.com\/fr\/team\/\" >\n\t\t\t\t\t\t\tBack to Team\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b266a6 e-flex e-con-boxed e-con e-parent\" data-id=\"1b266a6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e5b8217 e-con-full e-flex e-con e-child\" data-id=\"e5b8217\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:200,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dafe6aa elementor-widget elementor-widget-image\" data-id=\"dafe6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"1000\" src=\"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-819x1024.jpg\" class=\"attachment-large size-large wp-image-946\" alt=\"\" srcset=\"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-819x1024.jpg 819w, https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-240x300.jpg 240w, https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-768x960.jpg 768w, https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-1229x1536.jpg 1229w, https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-1638x2048.jpg 1638w, https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-10x12.jpg 10w, https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/10\/8121_final_8x10_white-scaled.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0d9f13 elementor-widget__width-inherit elementor-widget-tablet__width-auto elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a0d9f13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:514-876-9888\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">514-876-9888<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/anthony-li-22ba2a179\/?originalSubdomain=ca\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Follow on LinkedIn<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93f84b0 e-con-full e-flex e-con e-child\" data-id=\"93f84b0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0b9e154 e-con-full e-flex e-con e-child\" data-id=\"0b9e154\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e98eda elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"5e98eda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Anthony Li<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a24a080 elementor-widget__width-inherit male-admin elementor-widget elementor-widget-text-editor\" data-id=\"a24a080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>ADMINISTRATION<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-634683e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"634683e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f73aba elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"1f73aba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Anthony graduated with a Bachelor of Arts in Economics from McGill University, where he built strong skills in economic forecasting, Python programming, and equity research. During his time at McGill, as one of the few Economics undergraduate students selected, he independently conducted a research project titled\u00a0<i data-stringify-type=\"italic\">\u201cMeasuring Innovation: A Literature and Statistical Review of Intellectual Property and Academic Research in Canada and Beyond,\u201d<\/i> which examined global trends in innovation with a particular focus on Canadian SMEs and green innovation. Originally from Harbin, China, Anthony moved to Canada on his own at the age of 16 to pursue his education. He is currently completing the Chartered Investment Manager (CIM) designation. An all-around student, Anthony balanced academics with extracurriculars \u2014 he is an avid squash player, a snowboarding enthusiast, and longtime pianist. An early riser, he especially enjoys starting his mornings on the squash court.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7f91a5 e-con-full e-flex e-con e-child\" data-id=\"b7f91a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-640ac4c elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"640ac4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n                <div class='gf_browser_gecko gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_1' style='display:none'><style>#gform_wrapper_1[data-form-index=\"0\"].gform-theme,[data-parent-form=\"1_0\"]{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: #fff;--gf-color-secondary-rgb: 255, 255, 255;--gf-color-secondary-contrast: #112337;--gf-color-secondary-contrast-rgb: 17, 35, 55;--gf-color-secondary-darker: #F5F5F5;--gf-color-secondary-lighter: #FFFFFF;--gf-color-out-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-out-ctrl-light-rgb: 17, 35, 55;--gf-color-out-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-out-ctrl-light-lighter: #F5F5F5;--gf-color-out-ctrl-dark: #585e6a;--gf-color-out-ctrl-dark-rgb: 88, 94, 106;--gf-color-out-ctrl-dark-darker: #112337;--gf-color-out-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-color-in-ctrl: #fff;--gf-color-in-ctrl-rgb: 255, 255, 255;--gf-color-in-ctrl-contrast: #112337;--gf-color-in-ctrl-contrast-rgb: 17, 35, 55;--gf-color-in-ctrl-darker: #F5F5F5;--gf-color-in-ctrl-lighter: #FFFFFF;--gf-color-in-ctrl-primary: #204ce5;--gf-color-in-ctrl-primary-rgb: 32, 76, 229;--gf-color-in-ctrl-primary-contrast: #fff;--gf-color-in-ctrl-primary-contrast-rgb: 255, 255, 255;--gf-color-in-ctrl-primary-darker: #001AB3;--gf-color-in-ctrl-primary-lighter: #527EFF;--gf-color-in-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-in-ctrl-light-rgb: 17, 35, 55;--gf-color-in-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-in-ctrl-light-lighter: #F5F5F5;--gf-color-in-ctrl-dark: #585e6a;--gf-color-in-ctrl-dark-rgb: 88, 94, 106;--gf-color-in-ctrl-dark-darker: #112337;--gf-color-in-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-radius: 3px;--gf-font-size-secondary: 14px;--gf-font-size-tertiary: 13px;--gf-icon-ctrl-number: url(\"data:image\/svg+xml,%3Csvg width='8' height='14' viewBox='0 0 8 14' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M4 0C4.26522 5.96046e-08 4.51957 0.105357 4.70711 0.292893L7.70711 3.29289C8.09763 3.68342 8.09763 4.31658 7.70711 4.70711C7.31658 5.09763 6.68342 5.09763 6.29289 4.70711L4 2.41421L1.70711 4.70711C1.31658 5.09763 0.683417 5.09763 0.292893 4.70711C-0.0976311 4.31658 -0.097631 3.68342 0.292893 3.29289L3.29289 0.292893C3.48043 0.105357 3.73478 0 4 0ZM0.292893 9.29289C0.683417 8.90237 1.31658 8.90237 1.70711 9.29289L4 11.5858L6.29289 9.29289C6.68342 8.90237 7.31658 8.90237 7.70711 9.29289C8.09763 9.68342 8.09763 10.3166 7.70711 10.7071L4.70711 13.7071C4.31658 14.0976 3.68342 14.0976 3.29289 13.7071L0.292893 10.7071C-0.0976311 10.3166 -0.0976311 9.68342 0.292893 9.29289Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-select: url(\"data:image\/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M0.292893 0.292893C0.683417 -0.097631 1.31658 -0.097631 1.70711 0.292893L5 3.58579L8.29289 0.292893C8.68342 -0.0976311 9.31658 -0.0976311 9.70711 0.292893C10.0976 0.683417 10.0976 1.31658 9.70711 1.70711L5.70711 5.70711C5.31658 6.09763 4.68342 6.09763 4.29289 5.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683418 0.292893 0.292893Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg width='640' height='640' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style><div id='gf_1' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_1' id='gform_1'  action='\/fr\/wp-json\/wp\/v2\/pages#gf_1' data-formid='1' novalidate><div class='gf_invisible ginput_recaptchav3' data-sitekey='6LfNPgksAAAAAPfB6U6WNePtkLJhVfUEcoz9Ev6_' data-tabindex='0'><input id=\"input_9e4ac593f2b5cde8e633ad1c4ff5c880\" class=\"gfield_recaptcha_response\" type=\"hidden\" name=\"input_9e4ac593f2b5cde8e633ad1c4ff5c880\" value=\"\"\/><\/div>\n                        <div class='gform-body gform_body'><div id='gform_fields_1' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_1_19\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_19'>LinkedIn<\/label><div class='ginput_container'><input name='input_19' id='input_1_19' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_1_19'>Ce champ n\u2019est utilis\u00e9 qu\u2019\u00e0 des fins de validation et devrait rester inchang\u00e9.<\/div><\/div><div id=\"field_1_1\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_1'>First Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_1_1' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_3\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_3'>Last Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_3' id='input_1_3' type='text' value='' class='large'     aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_4\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_4'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_4' id='input_1_4' type='email' value='' class='large'    aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_1_5\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_5'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_5' id='input_1_5' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_1_7\" class=\"gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_7'>Request<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(N\u00e9cessaire)<\/span><\/span><\/label><div class='ginput_container ginput_container_select'><select name='input_7' id='input_1_7' class='large gfield_select'    aria-required=\"true\" aria-invalid=\"false\" ><option value='Call' >Call<\/option><option value='Meeting' >Meeting<\/option><option value='Portfolio Review' >Portfolio Review<\/option><option value='Webinar' >Webinar<\/option><option value='More Information' >More Information<\/option><\/select><\/div><\/div><div id=\"field_1_9\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_9' id='input_1_9' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_1_12\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_12' id='input_1_12' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_1_15\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_15' id='input_1_15' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_1_13\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_13' id='input_1_13' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_1_16\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_16' id='input_1_16' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_1_17\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_17' id='input_1_17' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><div id=\"field_1_18\" class=\"gfield gfield--type-hidden gfield--input-type-hidden gfield--width-full gform_hidden field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><div class='ginput_container ginput_container_text'><input name='input_18' id='input_1_18' type='hidden' class='gform_hidden'  aria-invalid=\"false\" value='' \/><\/div><\/div><fieldset id=\"field_1_10\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >I would like to receive market updates and LSWM news<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_1_10'><div class='gchoice gchoice_1_10_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_10.1' type='checkbox'  value='Yes'  id='choice_1_10_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_1_10_1' id='label_1_10_1' class='gform-field-label gform-field-label--type-inline'>Yes<\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><fieldset id=\"field_1_11\" class=\"gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label' >Preferred Language<\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_1_11'>\n\t\t\t<div class='gchoice gchoice_1_11_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_11' type='radio' value='French (Canada)'  id='choice_1_11_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_1_11_0' id='label_1_11_0' class='gform-field-label gform-field-label--type-inline'>French (Canada)<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_1_11_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_11' type='radio' value='English (Canada)'  id='choice_1_11_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_1_11_1' id='label_1_11_1' class='gform-field-label gform-field-label--type-inline'>English (Canada)<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><div id=\"field_1_8\" class=\"gfield gfield--type-textarea gfield--input-type-textarea gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_1_8'>Message<\/label><div class='ginput_container ginput_container_textarea'><textarea name='input_8' id='input_1_8' class='textarea medium'      aria-invalid=\"false\"   rows='10' cols='50'><\/textarea><\/div><\/div><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_1' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Envoyer'  \/> <input type='hidden' name='gform_ajax' value='form_id=1&amp;title=&amp;description=1&amp;tabindex=0&amp;theme=orbital&amp;styles=[]&amp;hash=03b242c02ad4a3c40a8f47596cb97039' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_1' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_1' id='gform_theme_1' value='orbital' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_1' id='gform_style_settings_1' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_1' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='1' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='CAD' value='XffhBRuifhVTBGRfkGaX+ZHlJNKjy8xwiS+M40IO9lUtBHmzgFrYNpVzWEWmT+MbwcljmSaCVuonRTjh4vtccnNz2acRwcgJ291AQl+aZIDXPMQ=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_1' value='WyJ7XCI3XCI6W1wiMDMyODI5YTdiZTcwYmVmMDAyY2I0ZDVjNTQ0ZmJmYjhcIixcIjVlNGFmNWQ4YmRlZmU3NDc5ZWMxOWIwMDVlZWJkYzM4XCIsXCIwMzYxNDBjODVlNjQ0NjBjOWVkOWMwODI2NzljYmQxN1wiLFwiYjgxYWIwYWY5Y2Q3ODUxNDljNTQ1MjNmYjU5N2FlZGFcIixcImYyNjU2ODE0NDI3MzIzYjQ5NGI1YTdhODFlMGJmNGY0XCJdLFwiMTAuMVwiOlwiZmMyY2U2MDRiOTZjMjc4NjEzZTdmMGJkOWMzYzFmNmVcIixcIjExXCI6W1wiYjllMmViNTA3NWVmN2YyZTAzMTBjMmU3MzA2NDM4Y2VcIixcImU4NGMzODIzMGY0ZjIxYTc4MmEzNDgwMjdjOWRkZjA4XCJdfSIsIjM1NDhmMzFiZjMxOTVjOGRjZjcxN2ZmM2FmOTJiN2RjIl0=' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_1' id='gform_target_page_number_1' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_1' id='gform_source_page_number_1' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_1' id='gform_ajax_frame_1' title='Cette iframe contient la logique n\u00e9cessaire pour manipuler Gravity Forms avec AJAX'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 1, 'http:\/\/steinbergwealth.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery('#gform_ajax_frame_1').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_1');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_1').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){form_content.find('form').css('opacity', 0);jQuery('#gform_wrapper_1').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_1').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_1').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_1').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_1').val();gformInitSpinner( 1, 'http:\/\/steinbergwealth.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery(document).trigger('gform_page_loaded', [1, current_page]);window['gf_submitting_1'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_1').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_1').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [1]);window['gf_submitting_1'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_1').text());}else{jQuery('#gform_1').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"1\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_1\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_1\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_1\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 1, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b286792 e-flex e-con-boxed e-con e-parent\" data-id=\"b286792\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d280b6 elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5d280b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Who We Serve<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e48d96 elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1e48d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We tailor every strategy to your goals, risk tolerance and financial priorities. Get more insight into our approach and how we partner with individuals, families, professionals and more.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-612c3b0 elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"612c3b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/steinbergwealth.com\/fr\/who-we-serve\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Who We Serve<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fd0dee e-flex e-con-boxed e-con e-parent\" data-id=\"3fd0dee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-47a948b e-con-full e-flex e-con e-child\" data-id=\"47a948b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-74eb561 e-con-full e-flex e-con e-child\" data-id=\"74eb561\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0863747 elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0863747\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Start Investing with LSWM<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80a537f elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"80a537f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Connect with our Portfolio Managers to learn more about how we protect and grow your wealth.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e84c4ac e-con-full e-flex e-con e-child\" data-id=\"e84c4ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eeaebb0 e-con-full e-flex e-con e-child\" data-id=\"eeaebb0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a714bb4 e-con-full e-flex e-con e-child\" data-id=\"a714bb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0937a68 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0937a68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Montreal\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-725a81b elementor-widget__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"725a81b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/maps.app.goo.gl\/B3gZMQWddGrcaDCk7\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-map-marker-alt\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M172.268 501.67C26.97 291.031 0 269.413 0 192 0 85.961 85.961 0 192 0s192 85.961 192 192c0 77.413-26.97 99.031-172.268 309.67-9.535 13.774-29.93 13.773-39.464 0zM192 272c44.183 0 80-35.817 80-80s-35.817-80-80-80-80 35.817-80 80 35.817 80 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1000 de la Gauchetiere Street West Suite 3310 Montreal, Quebec, H3B 4W5<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:(514)%20876-9888\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">(514) 876-9888<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fed5270 e-con-full e-flex e-con e-child\" data-id=\"fed5270\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99b4402 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"99b4402\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Toronto<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ab16c3 elementor-widget__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7ab16c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/maps.app.goo.gl\/5UkyHYcpJgLbMRPq5\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-map-marker-alt\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M172.268 501.67C26.97 291.031 0 269.413 0 192 0 85.961 85.961 0 192 0s192 85.961 192 192c0 77.413-26.97 99.031-172.268 309.67-9.535 13.774-29.93 13.773-39.464 0zM192 272c44.183 0 80-35.817 80-80s-35.817-80-80-80-80 35.817-80 80 35.817 80 80 80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">36 Toronto Street, Suite 1140, Toronto, ON M5C 2C5<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:416-485-4747\u200b\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">416-485-4747\u200b<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a08cb1 e-con-full e-flex e-con e-child\" data-id=\"6a08cb1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e26303e elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"e26303e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Toll Free<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f9b282 elementor-widget__width-inherit elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9f9b282\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:+1%20(866)%20876-9888\u200b\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-headset\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M192 208c0-17.67-14.33-32-32-32h-16c-35.35 0-64 28.65-64 64v48c0 35.35 28.65 64 64 64h16c17.67 0 32-14.33 32-32V208zm176 144c35.35 0 64-28.65 64-64v-48c0-35.35-28.65-64-64-64h-16c-17.67 0-32 14.33-32 32v112c0 17.67 14.33 32 32 32h16zM256 0C113.18 0 4.58 118.83 0 256v16c0 8.84 7.16 16 16 16h16c8.84 0 16-7.16 16-16v-16c0-114.69 93.31-208 208-208s208 93.31 208 208h-.12c.08 2.43.12 165.72.12 165.72 0 23.35-18.93 42.28-42.28 42.28H320c0-26.51-21.49-48-48-48h-32c-26.51 0-48 21.49-48 48s21.49 48 48 48h181.72c49.86 0 90.28-40.42 90.28-90.28V256C507.42 118.83 398.82 0 256 0z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+1 (866) 876-9888\u200b<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e990ae e-flex e-con-boxed e-con e-child\" data-id=\"5e990ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c28cfc5 e-con-full e-flex e-con e-child\" data-id=\"c28cfc5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba456e4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ba456e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a235a4 e-con-full e-flex e-con e-child\" data-id=\"5a235a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a731c68 elementor-widget-tablet__width-initial elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"a731c68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sign Up for Our Newsletter<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86d5b6f elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"86d5b6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/steinbergwealth.com\/fr\/newsletters\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Sign Up<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50402ae e-con-full e-flex e-con e-child\" data-id=\"50402ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f2d77e4 e-con-full e-flex e-con e-child\" data-id=\"f2d77e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92969e6 elementor-widget-tablet__width-initial elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"92969e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Start your Investment Journey <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-567e1a6 elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"567e1a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/steinbergwealth.com\/fr\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Back to Team 514-876-9888 Follow on LinkedIn Anthony Li ADMINISTRATION Anthony graduated with a Bachelor of Arts in Economics from McGill University, where he built strong skills in economic forecasting, Python programming, and equity research. During his time at McGill, as one of the few Economics undergraduate students selected, he independently conducted a research project [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":442,"parent":424,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-934","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Anthony Li - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"description\" content=\"Alessandro has been in the financial industry since 2007. He began his career as an advisor in the insurance industry with London Life, then moved over to the Canadian banking sector. His career as a financial advisor began with BMO and evolved as a Financial Planner and Investment advisor with RBC, Manulife Securities and MD Financial Management.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/team\/anthony-li\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Anthony Li - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Alessandro has been in the financial industry since 2007. He began his career as an advisor in the insurance industry with London Life, then moved over to the Canadian banking sector. His career as a financial advisor began with BMO and evolved as a Financial Planner and Investment advisor with RBC, Manulife Securities and MD Financial Management.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/team\/anthony-li\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T15:15:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/07\/Alessandro-Scali.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/\",\"name\":\"Anthony Li - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Alessandro-Scali.jpg\",\"datePublished\":\"2025-10-09T18:03:10+00:00\",\"dateModified\":\"2026-03-27T15:15:18+00:00\",\"description\":\"Alessandro has been in the financial industry since 2007. He began his career as an advisor in the insurance industry with London Life, then moved over to the Canadian banking sector. His career as a financial advisor began with BMO and evolved as a Financial Planner and Investment advisor with RBC, Manulife Securities and MD Financial Management.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/#primaryimage\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Alessandro-Scali.jpg\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Alessandro-Scali.jpg\",\"width\":800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/anthony-li\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Team\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/team\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Anthony Li\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Anthony Li - Lorne Steinberg Wealth Management","description":"Alessandro has been in the financial industry since 2007. He began his career as an advisor in the insurance industry with London Life, then moved over to the Canadian banking sector. His career as a financial advisor began with BMO and evolved as a Financial Planner and Investment advisor with RBC, Manulife Securities and MD Financial Management.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/team\/anthony-li\/","og_locale":"fr_CA","og_type":"article","og_title":"Anthony Li - Lorne Steinberg Wealth Management","og_description":"Alessandro has been in the financial industry since 2007. He began his career as an advisor in the insurance industry with London Life, then moved over to the Canadian banking sector. His career as a financial advisor began with BMO and evolved as a Financial Planner and Investment advisor with RBC, Manulife Securities and MD Financial Management.","og_url":"https:\/\/steinbergwealth.com\/fr\/team\/anthony-li\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2026-03-27T15:15:18+00:00","og_image":[{"width":800,"height":1000,"url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/07\/Alessandro-Scali.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/team\/anthony-li\/","url":"https:\/\/steinbergwealth.com\/team\/anthony-li\/","name":"Anthony Li - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/steinbergwealth.com\/team\/anthony-li\/#primaryimage"},"image":{"@id":"https:\/\/steinbergwealth.com\/team\/anthony-li\/#primaryimage"},"thumbnailUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/07\/Alessandro-Scali.jpg","datePublished":"2025-10-09T18:03:10+00:00","dateModified":"2026-03-27T15:15:18+00:00","description":"Alessandro has been in the financial industry since 2007. He began his career as an advisor in the insurance industry with London Life, then moved over to the Canadian banking sector. His career as a financial advisor began with BMO and evolved as a Financial Planner and Investment advisor with RBC, Manulife Securities and MD Financial Management.","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/team\/anthony-li\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/team\/anthony-li\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/team\/anthony-li\/#primaryimage","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/07\/Alessandro-Scali.jpg","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/07\/Alessandro-Scali.jpg","width":800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/team\/anthony-li\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Team","item":"https:\/\/steinbergwealth.com\/team\/"},{"@type":"ListItem","position":3,"name":"Anthony Li"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/934","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=934"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/934\/revisions"}],"up":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/424"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media\/442"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":906,"date":"2025-09-25T17:03:53","date_gmt":"2025-09-25T21:03:53","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=906"},"modified":"2025-09-25T17:07:49","modified_gmt":"2025-09-25T21:07:49","slug":"thank-you","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/thank-you\/","title":{"rendered":"Thank you"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"906\" class=\"elementor elementor-906\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9823ff e-flex e-con-boxed e-con e-parent\" data-id=\"b9823ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fea6b77 e-con-full e-flex e-con e-child\" data-id=\"fea6b77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-230138c elementor-widget elementor-widget-heading\" data-id=\"230138c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Soumission r\u00e9ussie<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30fe31d elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"30fe31d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merci de nous avoir contact\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c67a0f elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4c67a0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"119\" data-end=\"201\">Merci d\u2019avoir communiqu\u00e9 avec nous. Un membre de notre \u00e9quipe vous contactera sous peu.<\/p><p data-start=\"79\" data-end=\"253\"><strong data-start=\"79\" data-end=\"156\">Si vous vous \u00eates abonn\u00e9 \u00e0 notre infolettre, veuillez confirmer votre abonnement.<\/strong><br data-start=\"156\" data-end=\"159\" \/>V\u00e9rifiez votre bo\u00eete de r\u00e9ception pour un courriel de confirmation et cliquez sur le lien qu\u2019il contient afin de compl\u00e9ter le processus.<\/p><p data-start=\"255\" data-end=\"352\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0859730 elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"0859730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/steinbergwealth.com\/fr\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Home<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Submission Successful Thank you for Reaching out Thank you for getting in touch with us, one of our team members will reach out to you. If you\u2019ve subscribed to our newsletter, please confirm your subscription.Check your inbox for a confirmation email and click the link inside to complete the process. \u00a0 Home<\/p>","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-906","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Thank you - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/thank-you\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thank you - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Submission Successful Thank you for Reaching out Thank you for getting in touch with us, one of our team members will reach out to you. If you\u2019ve subscribed to our newsletter, please confirm your subscription.Check your inbox for a confirmation email and click the link inside to complete the process. \u00a0 Home\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/thank-you\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-25T21:07:49+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you\\\/\",\"name\":\"Thank you - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-25T21:03:53+00:00\",\"dateModified\":\"2025-09-25T21:07:49+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/thank-you\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Thank you\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Thank you - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/thank-you\/","og_locale":"fr_CA","og_type":"article","og_title":"Thank you - Lorne Steinberg Wealth Management","og_description":"Submission Successful Thank you for Reaching out Thank you for getting in touch with us, one of our team members will reach out to you. If you\u2019ve subscribed to our newsletter, please confirm your subscription.Check your inbox for a confirmation email and click the link inside to complete the process. \u00a0 Home","og_url":"https:\/\/steinbergwealth.com\/fr\/thank-you\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-09-25T21:07:49+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/thank-you\/","url":"https:\/\/steinbergwealth.com\/thank-you\/","name":"Thank you - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-25T21:03:53+00:00","dateModified":"2025-09-25T21:07:49+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/thank-you\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/thank-you\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/thank-you\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Thank you"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=906"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/906\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":905,"date":"2025-09-25T17:00:29","date_gmt":"2025-09-25T21:00:29","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=905"},"modified":"2025-11-11T12:58:18","modified_gmt":"2025-11-11T17:58:18","slug":"thank-you-newsletter","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/thank-you-newsletter\/","title":{"rendered":"Thank you &#8211; Newsletter"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"905\" class=\"elementor elementor-905\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9823ff e-flex e-con-boxed e-con e-parent\" data-id=\"b9823ff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fea6b77 e-con-full e-flex e-con e-child\" data-id=\"fea6b77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-230138c elementor-widget elementor-widget-heading\" data-id=\"230138c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Soumission r\u00e9ussie<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30fe31d elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"30fe31d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merci de votre abonnement !<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9573dd elementor-widget-tablet__width-initial elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f9573dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"wpb_text_column wpb_content_element\"><div class=\"wpb_wrapper\"><p>Veuillez v\u00e9rifier vos courriels afin de confirmer votre abonnement \u00e0 notre infolettre.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0859730 elementor-widget__width-auto elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"0859730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"http:\/\/steinbergwealth.com\/fr\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Home<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Submission Successful Thank you for subscribing! Please check your email to confirm your subscription to our newsletter. Home<\/p>","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-905","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Thank you - Newsletter - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/thank-you-newsletter\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thank you - Newsletter - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Submission Successful Thank you for subscribing! Please check your email to confirm your subscription to our newsletter. Home\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/thank-you-newsletter\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-11T17:58:18+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you-newsletter\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you-newsletter\\\/\",\"name\":\"Thank you - Newsletter - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-25T21:00:29+00:00\",\"dateModified\":\"2025-11-11T17:58:18+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you-newsletter\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/thank-you-newsletter\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/thank-you-newsletter\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Thank you &#8211; Newsletter\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Thank you - Newsletter - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/thank-you-newsletter\/","og_locale":"fr_CA","og_type":"article","og_title":"Thank you - Newsletter - Lorne Steinberg Wealth Management","og_description":"Submission Successful Thank you for subscribing! Please check your email to confirm your subscription to our newsletter. Home","og_url":"https:\/\/steinbergwealth.com\/fr\/thank-you-newsletter\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-11-11T17:58:18+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/thank-you-newsletter\/","url":"https:\/\/steinbergwealth.com\/thank-you-newsletter\/","name":"Thank you - Newsletter - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-25T21:00:29+00:00","dateModified":"2025-11-11T17:58:18+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/thank-you-newsletter\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/thank-you-newsletter\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/thank-you-newsletter\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Thank you &#8211; Newsletter"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=905"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/905\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":902,"date":"2025-09-25T08:22:38","date_gmt":"2025-09-25T12:22:38","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=902"},"modified":"2025-11-12T16:29:14","modified_gmt":"2025-11-12T21:29:14","slug":"disclaimer","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/disclaimer\/","title":{"rendered":"Avertissement"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"902\" class=\"elementor elementor-902\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd807 e-flex e-con-boxed e-con e-parent\" data-id=\"94cd807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc6741 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"4cc6741\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"80504641\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\" data-no-translation-aria-label=\"\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-805046411\" data-tab-title-id=\"e-n-tab-title-805046411\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-805046411\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tEnglish\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-805046412\" data-tab-title-id=\"e-n-tab-title-805046412\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-805046412\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFrench\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-805046411\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-805046411\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-3e91020 e-con-full e-flex e-con e-child\" data-id=\"3e91020\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15d6dac elementor-widget elementor-widget-text-editor\" data-id=\"15d6dac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>DISCLAIMER<\/h1><p data-custom-class=\"subtitle\"><strong>Last updated\u00a0<\/strong><strong>September 09, 2025<\/strong><\/p><h2>WEBSITE DISCLAIMER<\/h2><p data-custom-class=\"body_text\">The information provided by\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8221;) on\u00a0<a href=\"https:\/\/steinbergwealth.com\/fr\/\" data-custom-class=\"link\">https:\/\/steinbergwealth.com<\/a>\u00a0sont fournies \u00e0 des fins d\u2019information g\u00e9n\u00e9rale. Toutes les informations sont fournies de bonne foi, mais nous ne faisons aucune d\u00e9claration ni garantie, expresse ou implicite, quant \u00e0 l\u2019exactitude, la suffisance, la validit\u00e9, la fiabilit\u00e9, la disponibilit\u00e9 ou l\u2019exhaustivit\u00e9 des informations du Site. EN AUCUN CAS NOUS NE SERONS RESPONSABLES DE TOUTE PERTE OU DOMMAGE DE QUELQUE NATURE QUE CE SOIT D\u00c9COULANT DE L\u2019UTILISATION DU SITE OU DE LA CONFIANCE ACCORD\u00c9E \u00c0 TOUTE INFORMATION FOURNIE SUR LE SITE. VOTRE UTILISATION DU SITE ET VOTRE CONFIANCE \u00c0 L\u2019\u00c9GARD DE TOUTE INFORMATION SUR LE SITE SE FONT \u00c0 VOS PROPRES RISQUES.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-805046412\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-805046412\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\"elementor-element elementor-element-8daf6b4 e-con-full e-flex e-con e-child\" data-id=\"8daf6b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e984acf elementor-widget elementor-widget-text-editor\" data-id=\"e984acf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1><span class=\"elementor-icon-list-text\">AVERTISSEMENT<\/span><\/h1><p><span style=\"font-weight: 400;\">Derni\u00e8re mise \u00e0 jour : 9 septembre 2025<\/span><\/p><h3><b>AVIS RELATIF AU SITE WEB<\/b><\/h3><p><span style=\"font-weight: 400;\">Les informations fournies par <\/span><b>Lorne Steinberg Gestion de patrimoine<\/b><span style=\"font-weight: 400;\"> (\u00ab nous \u00bb, \u00ab notre \u00bb, \u00ab nos \u00bb) sur<\/span><a href=\"https:\/\/steinbergwealth.com\/fr\/\"> <span style=\"font-weight: 400;\">https:\/\/steinbergwealth.com<\/span><\/a><span style=\"font-weight: 400;\"> (le \u00ab Site \u00bb) sont fournies \u00e0 des fins d\u2019information g\u00e9n\u00e9rale. Toutes les informations sont fournies de bonne foi, mais nous ne faisons aucune d\u00e9claration ni garantie, expresse ou implicite, quant \u00e0 l\u2019exactitude, la suffisance, la validit\u00e9, la fiabilit\u00e9, la disponibilit\u00e9 ou l\u2019exhaustivit\u00e9 des informations du Site. EN AUCUN CAS NOUS NE SERONS RESPONSABLES DE TOUTE PERTE OU DOMMAGE DE QUELQUE NATURE QUE CE SOIT D\u00c9COULANT DE L\u2019UTILISATION DU SITE OU DE LA CONFIANCE ACCORD\u00c9E \u00c0 TOUTE INFORMATION FOURNIE SUR LE SITE. VOTRE UTILISATION DU SITE ET VOTRE CONFIANCE \u00c0 L\u2019\u00c9GARD DE TOUTE INFORMATION SUR LE SITE SE FONT \u00c0 VOS PROPRES RISQUES.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>English French DISCLAIMER Last updated\u00a0September 09, 2025 WEBSITE DISCLAIMER The information provided by\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8221;) on\u00a0https:\/\/steinbergwealth.com\u00a0(the\u00a0&#8220;Site&#8221;)\u00a0is for general informational purposes only. All information on\u00a0the Site\u00a0is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-902","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disclaimer - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/disclaimer\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclaimer - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"English French DISCLAIMER Last updated\u00a0September 09, 2025 WEBSITE DISCLAIMER The information provided by\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8221;) on\u00a0https:\/\/steinbergwealth.com\u00a0(the\u00a0&#8220;Site&#8221;)\u00a0is for general informational purposes only. All information on\u00a0the Site\u00a0is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/disclaimer\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T21:29:14+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/disclaimer\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/disclaimer\\\/\",\"name\":\"Disclaimer - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-25T12:22:38+00:00\",\"dateModified\":\"2025-11-12T21:29:14+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/disclaimer\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/disclaimer\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/disclaimer\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Disclaimer\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Disclaimer - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/disclaimer\/","og_locale":"fr_CA","og_type":"article","og_title":"Disclaimer - Lorne Steinberg Wealth Management","og_description":"English French DISCLAIMER Last updated\u00a0September 09, 2025 WEBSITE DISCLAIMER The information provided by\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8221;) on\u00a0https:\/\/steinbergwealth.com\u00a0(the\u00a0&#8220;Site&#8221;)\u00a0is for general informational purposes only. All information on\u00a0the Site\u00a0is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or [&hellip;]","og_url":"https:\/\/steinbergwealth.com\/fr\/disclaimer\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-11-12T21:29:14+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/disclaimer\/","url":"https:\/\/steinbergwealth.com\/disclaimer\/","name":"Disclaimer - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-25T12:22:38+00:00","dateModified":"2025-11-12T21:29:14+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/disclaimer\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/disclaimer\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/disclaimer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Disclaimer"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=902"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/902\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":889,"date":"2025-09-24T12:03:06","date_gmt":"2025-09-24T16:03:06","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=889"},"modified":"2025-09-24T12:30:30","modified_gmt":"2025-09-24T16:30:30","slug":"complaint-processing-and-dispute-resolution-policy","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/","title":{"rendered":"Politique de traitement des plaintes et de r\u00e9solution des diff\u00e9rends"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"889\" class=\"elementor elementor-889\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd807 e-flex e-con-boxed e-con e-parent\" data-id=\"94cd807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6345e6 elementor-widget elementor-widget-text-editor\" data-id=\"d6345e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"vc_row wpb_row section vc_row-fluid\"><div class=\"full_section_inner clearfix\"><div class=\"animated fadeInUpBig delay2 duration4 wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element\"><div class=\"wpb_wrapper\"><h1>Politique de traitement des plaintes et de r\u00e9solution des diff\u00e9rends<\/h1><\/div><\/div><div class=\"vc_empty_space\">\u00a0<\/div><h3><b><br \/>Lorne Steinberg Wealth Management (LSWM) Complaint Processing and Dispute Resolution Policy<\/b><\/h3><p>\u00a0<\/p><h3><b>Filing a Complaint Regarding our Services<\/b><\/h3><p>At LSWM, we make sure complaints are assigned quickly and processed in a timely manner.<\/p><h3><b>What is a Complaint?<\/b><\/h3><p>For the purposes of this policy, a complaint occurs when a client expresses dissatisfaction with a product or service provided by LWSM, and expects a formal response by the firm. An initial expression of dissatisfaction from a client\u2014whether made in writing or another form\u2014will not be treated as a complaint if the issue is resolved through LSWM\u2019s normal business processes. However, if the client remains dissatisfied and the matter is escalated to the person responsible for handling complaints, it will then be considered a complaint.<\/p><h3><b>How to File a Complaint<\/b><\/h3><p>You can file a complaint with us by whichever means is convenient for you. You may also complete the\u00a0<a href=\"https:\/\/lautorite.qc.ca\/fileadmin\/lautorite\/formulaires\/grand-public\/GP-plainte_formulaire-plainte-an.pdf\">form<\/a>\u00a0from the Autorit\u00e9 des march\u00e9s financiers (AMF). We can help you file your complaint<\/p><p>If you have a complaint about our services or a product, contact Geoffrey Smith, acting as Complaint Officer, at:<\/p><p>Lorne Steinberg Wealth Management Inc.<\/p><p>1000 rue de la Gaucheti\u00e8re ouest, Suite 3310,<\/p><p>Montreal, QC H3B 4W5<\/p><p>Tel: (514) 876-9888<\/p><p>Email:\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\">geoffrey.smith@steinbergwealth.com<\/a><br \/>You may want to consider using a method other than email for sensitive information.<\/p><p>Tell us:<\/p><ul><li aria-level=\"1\">What went wrong<\/li><li aria-level=\"1\">When it happened<\/li><li aria-level=\"1\">What you expect (for example, money back, an apology, account correction)<\/li><\/ul><p>\u00a0<\/p><h3><b>Complaint Process Overview<\/b><\/h3><p>Some complaints may be handled using a\u00a0<b>simplified process<\/b>\u00a0where a quick resolution is proposed. The simplified process is described below. If the complaint is complex or not suitable for the simplified route, the following\u00a0<b>formal complaint process<\/b>\u00a0is followed:<\/p><h3><b>We will acknowledge receipt of your complaint<\/b><\/h3><p>We will send you an acknowledgement receipt in writing within 10 days of receipt of your complaint.<\/p><h3><b>Help us resolve your complaint sooner<\/b><\/h3><p>Make your complaint as soon as possible. Reply promptly if we ask you for more information. Keep copies of all relevant documents, such as letters, emails and notes of conversations with us.<\/p><h3><b>Complaint Analysis<\/b><\/h3><p>We carefully review and analyse your complaint to ensure we fully understand the issue and your expectations. If necessary, we may contact you to request additional information to support our analysis.<\/p><h3><b>We provide a final, written response<\/b><\/h3><p>A\u00a0<b>final response<\/b>\u00a0will be provided to you in writing\u00a0<b>within sixty (60) days<\/b>\u00a0of receipt of the complaint. In our response, we will explain our analysis and what led to our response. If applicable, a solution to your complaint will be proposed.<br \/>You are encouraged to contact us should you have any questions or comments regarding our response.<\/p><h3><b>Extension of the Response Period<\/b><\/h3><p>In certain cases, complaints may be more complex or require more time to process than initially anticipated. If additional time is required, we may extend the period by a maximum of\u00a0<b>thirty (30) days<\/b>. You will be informed in writing of the extension and the reasons justifying it.<\/p><h3><b>Assessment of the offer and resolution of the complaint<\/b><\/h3><p>Upon receiving our response or a proposed resolution, you are encouraged to take the necessary time to review the information provided. If an offer is presented as part of the resolution process, we will allow you a reasonable period to evaluate and respond to it. This time frame is intended to ensure you have sufficient opportunity to seek independent advice and make an informed decision.<\/p><p>You may choose to:<\/p><ul><li aria-level=\"1\">Accept the offer,<\/li><li aria-level=\"1\">Refuse the offer, or<\/li><li aria-level=\"1\">Present a counteroffer for our consideration.<\/li><\/ul><p>Once a mutual agreement has been reached to resolve your complaint, we will implement the agreed-upon solution\u00a0<b>within thirty (30) days<\/b>, unless an alternative time frame is agreed upon in writing and is in your best interest.<\/p><p><b>If you are not satisfied with our decision<\/b><\/p><p><b>If you are a Qu\u00e9bec resident<\/b><\/p><p>For each complaint received, we establish a complaint record containing all relevant information and documentation necessary for its processing and resolution.<\/p><p>If you are not satisfied with the response provided or with the way your complaint was handled, you may request that your complaint record be reviewed by the\u00a0<b>Autorit\u00e9 des march\u00e9s financiers (AMF)<\/b>. Upon receipt of your request, we are obligated to forward your complete complaint record to the AMF\u00a0<b>within fifteen (15) days<\/b>.<\/p><h3><b>A word about legal advice<\/b><\/h3><p>You always have the right to go to a lawyer or seek other ways of resolving your dispute at any time. A lawyer can advise you of your options. There are time limits for taking legal action. Delays could limit your options and legal rights later on.<\/p><h3><b>If you are a Canadian resident living outside of Quebec you may be eligible for Ombudsman for Banking Services and Investments (OBSI)\u2019s dispute resolution service.<\/b><\/h3><p>\u00a0<\/p><h3><b>Taking Your Complaint to OBSI<\/b><\/h3><p>You may be eligible for OBSI\u2019s free and independent dispute resolution service if:<\/p><ul><li aria-level=\"1\">We do not provide our decision within 90 days after you have made a complaint, or<\/li><li aria-level=\"1\">You are not satisfied with our decision<\/li><\/ul><p>OBSI can recommend compensation of up to $350,000.<\/p><p>OBSI\u2019s service is available to clients of LSWM. This does not restrict your ability to take a complaint to a dispute resolution service of your choosing at your own expense, or to bring an action in court. Keep in mind there are time limits for taking legal action.<\/p><h3><b>Who can use OBSI?<\/b><\/h3><p>You have the right to use OBSI\u2019s service if:<\/p><ul><li><ul><li aria-level=\"1\">Your complaint relates to a trading or advising activity of our firm or by one of our representatives;<\/li><\/ul><\/li><\/ul><ul><li><ul><li aria-level=\"1\">You brought the complaint to us within six (6) years from the time that you first knew, or ought to have known, about the event that caused the complaint; and<\/li><\/ul><\/li><\/ul><ul><li aria-level=\"1\">You file your complaint with OBSI according to its time limits below<\/li><\/ul><p>\u00a0<\/p><h3><b>Filing a complaint with OBSI<\/b><\/h3><p>Contact OBSI<\/p><p>Email:\u00a0<a href=\"mailto:ombudsman@obsi.ca\">ombudsman@obsi.ca<\/a><\/p><p>Telephone: 1-888-451-4519 or 416-287-2877 in Toronto<\/p><h3><b>OBSI will investigate<\/b><\/h3><p>OBSI works confidentially and in an informal manner. It is not like going to court, and you do not need a lawyer.<\/p><p>During its investigation, OBSI may interview you and representatives of our firm. We are required to cooperate in OBSI\u2019s investigations.<\/p><h3><b>Information OBSI needs to help you:<\/b><\/h3><p>OBSI can help you best if you promptly provide all relevant information including:<\/p><ul><li aria-level=\"1\">your name and contact information<\/li><li aria-level=\"1\">our firm\u2019s name and contact information<\/li><li aria-level=\"1\">the names and contact information of any of our representatives who have been involved in your complaint<\/li><li aria-level=\"1\">details of your complaint<\/li><li aria-level=\"1\">all relevant documents, including any correspondence and notes of discussions with us<\/li><\/ul><p><b>OBSI will provide its recommendation<\/b><\/p><p>Once OBSI has completed its investigation, it will provide its recommendations to you and us. OBSI\u2019s recommendations are not binding on you or us.<\/p><p>OBSI can recommend compensation of up to $350,000. If your claim is higher, you will have to agree to that limit on any compensation you seek through OBSI. If you recover more than $350,000, you may want to consider another option, such as legal action, to resolve your complaint.<\/p><h3><b>For more information about OBSI, please visit<\/b><\/h3><p><a href=\"http:\/\/www.obsi.ca\/\"><b>www.obsi.ca<\/b><\/a><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\u00a0<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row section vc_row-fluid\"><div class=\"full_section_inner clearfix\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Complaint Processing and Dispute Resolution Policy \u00a0 Lorne Steinberg Wealth Management (LSWM) Complaint Processing and Dispute Resolution Policy \u00a0 Filing a Complaint Regarding our Services At LSWM, we make sure complaints are assigned quickly and processed in a timely manner. What is a Complaint? For the purposes of this policy, a complaint occurs when a [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-889","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Complaint Processing and Dispute Resolution Policy - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Complaint Processing and Dispute Resolution Policy - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Complaint Processing and Dispute Resolution Policy \u00a0 Lorne Steinberg Wealth Management (LSWM) Complaint Processing and Dispute Resolution Policy \u00a0 Filing a Complaint Regarding our Services At LSWM, we make sure complaints are assigned quickly and processed in a timely manner. What is a Complaint? For the purposes of this policy, a complaint occurs when a [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-24T16:30:30+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/complaint-processing-and-dispute-resolution-policy\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/complaint-processing-and-dispute-resolution-policy\\\/\",\"name\":\"Complaint Processing and Dispute Resolution Policy - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-24T16:03:06+00:00\",\"dateModified\":\"2025-09-24T16:30:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/complaint-processing-and-dispute-resolution-policy\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/complaint-processing-and-dispute-resolution-policy\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/complaint-processing-and-dispute-resolution-policy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Complaint Processing and Dispute Resolution Policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Complaint Processing and Dispute Resolution Policy - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/","og_locale":"fr_CA","og_type":"article","og_title":"Complaint Processing and Dispute Resolution Policy - Lorne Steinberg Wealth Management","og_description":"Complaint Processing and Dispute Resolution Policy \u00a0 Lorne Steinberg Wealth Management (LSWM) Complaint Processing and Dispute Resolution Policy \u00a0 Filing a Complaint Regarding our Services At LSWM, we make sure complaints are assigned quickly and processed in a timely manner. What is a Complaint? For the purposes of this policy, a complaint occurs when a [&hellip;]","og_url":"https:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-09-24T16:30:30+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/","url":"https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/","name":"Complaint Processing and Dispute Resolution Policy - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-24T16:03:06+00:00","dateModified":"2025-09-24T16:30:30+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Complaint Processing and Dispute Resolution Policy"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=889"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/889\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":882,"date":"2025-09-24T11:20:01","date_gmt":"2025-09-24T15:20:01","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=882"},"modified":"2025-11-12T16:04:34","modified_gmt":"2025-11-12T21:04:34","slug":"form-crs","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/form-crs\/","title":{"rendered":"Formulaire CRS"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"882\" class=\"elementor elementor-882\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd807 e-flex e-con-boxed e-con e-parent\" data-id=\"94cd807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-39c8caa e-con-full e-flex e-con e-child\" data-id=\"39c8caa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-434e5ed elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"434e5ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n  <meta charset=\"utf-8\" \/>\n  <title>Client Relationship Summary | Lorne Steinberg Wealth Management Inc.<\/title>\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n  <meta name=\"description\" content=\"Client Relationship Summary (Form CRS) for Lorne Steinberg Wealth Management Inc.\" \/>\n  <style>\n    :root {\n      --ink:#1f2937; --muted:#6b7280; --accent:#0ea5e9; --bg:#ffffff; --card:#f8fafc;\n    }\n    html,body{margin:0;padding:0;background:var(--bg);color:var(--ink);font:16px\/1.6 system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,\"Apple Color Emoji\",\"Segoe UI Emoji\";}\n    .wrap{max-width:1300px;margin:2.5rem auto;padding:0 1.25rem 4rem;}\n    header{padding:1.25rem 1.25rem 0;}\n    h1{font-size:1.875rem;line-height:1.2;margin:.25rem 0 .5rem;}\n    time, .asof{color:var(--muted);font-size:.95rem;}\n    h2{margin:2rem 0 .5rem;font-size:1.35rem;line-height:1.25}\n    p{margin:.5rem 0 1rem}\n    a{color:var(--accent);text-decoration:none}\n    a:hover{text-decoration:underline}\n    .note{background:var(--card);padding:1rem;border-radius:.75rem}\n    .starters{background:var(--card);padding:1rem;border-radius:.75rem;margin:1rem 0}\n    .starters h3{margin:.25rem 0 .5rem;font-size:1.05rem}\n    ul{margin:.25rem 0 0 1.25rem}\n    li{margin:.25rem 0}\n    footer{margin-top:2rem;padding-top:1rem;border-top:1px solid #e5e7eb;color:var(--muted);font-size:.95rem}\n    .muted{color:var(--muted)}\n  <\/style>\n<\/head>\n<body>\n  <div class=\"wrap\">\n    <header>\n      <h1>Client Relationship Summary<\/h1>\n      <div class=\"muted\">Lorne Steinberg Wealth Management Inc. (LSWM)<\/div>\n      <time datetime=\"2025-03-25\" class=\"asof\">March 25, 2025<\/time>\n    <\/header>\n\n    <section aria-labelledby=\"about\">\n      <h2 id=\"about\">Abo&#8203;ut LSWM<\/h2>\n      <p>Lorne Steinberg Wealth Management Inc. (LSWM) is an SEC registered investment adviser. Registration of an investment adviser does not imply any level of skill or training. There are other types of financial service professionals such as broker-dealers and it is important that you understand the differences.<\/p>\n      <p>The SEC provides free and simple tools that allow you to research firms and financial professionals at\n        <a href=\"https:\/\/www.investor.gov\/CRS\" target=\"_blank\" rel=\"noopener\">www.investor.gov\/CRS<\/a>, which also provides educational materials about investment advisers, broker-dealers and investing.<\/p>\n    <\/section>\n\n    <section aria-labelledby=\"services\">\n      <h2 id=\"services\">What investment services and advice can you provide me?<\/h2>\n      <p>We offer investment advisory services to retail investors and specifically seek to generate and preserve long-term wealth through well-defined, active investment approaches. LSWM provides these investment management advisory services to our clients on a <strong>discretionary<\/strong> basis, which means that once client portfolio parameters and limitations are established, LSWM will make investment purchases and sales without prior consultation with the client.<\/p>\n      <p>Our minimum relationship size is <strong>$250,000<\/strong>, although certain exceptions may be permitted.<\/p>\n      <p>As part of our standard services, client portfolios are monitored and reviewed frequently based upon prevailing market conditions, business and world events and changing client circumstances. We also meet regularly with each of our clients to review all aspects of our relationship, including seeking to confirm the client\u2019s goals and needs, portfolio performance, and a discussion of our outlook for the markets.<\/p>\n      <p>One of the most important strategic decisions we can assist clients with is recommending the appropriate asset allocation suitable to their particular investment goals and objectives. Our broad experience permits us to serve our clients in what we believe is a comprehensive manner, and we are not limited to only particular types of assets.<\/p>\n      <p>Our ADV Part 2A Items 4\u20137 describe our firm and services in greater detail: <a href=\"https:\/\/adviserinfo.sec.gov\/firm\/summary\/290262\" target=\"_blank\" rel=\"noopener\">adviserinfo.sec.gov\/firm\/summary\/290262<\/a>.<\/p>\n\n      <div class=\"starters\" aria-labelledby=\"starters-services\">\n        <h3 id=\"starters-services\">Conversation Starters<\/h3>\n        <ul>\n          <li>Given my financial situation, should I choose an investment advisory service? Why or why not?<\/li>\n          <li>How will you choose investments to recommend to me?<\/li>\n          <li>What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?<\/li>\n        <\/ul>\n      <\/div>\n    <\/section>\n\n    <section aria-labelledby=\"fees\">\n      <h2 id=\"fees\">What fees will I pay?<\/h2>\n      <p>LSWM charges advisory fees based on a percentage of the client assets under management. Fees are assessed quarterly in arrears based on a fee schedule with the annual rate ranging from <strong>1.5% to 0.5%<\/strong> of your assets under management. Our current fee schedule is listed in our ADV Part 2A.<\/p>\n      <p>We base our management fees on a percentage of the market value of the assets in the client\u2019s account. Clients may also incur custodial fees and brokerage\/transaction costs. We also invest, or recommend that our clients invest, in mutual fund or exchange-traded-fund (ETF) shares and funds managed by us. Each such fund pays fees, borne by its investors, to the manager of the fund and to other service providers to the fund. For instance, in connection with LSWM\u2019s management of its own funds, a performance fee and advisory fee may also apply to such investment.<\/p>\n      <p>As a result, a client whose account is invested in a fund will bear the client\u2019s proportionate share of the fund\u2019s fees and expenses and pay a management fee to us for the same investment. In many cases, the client could invest in the same fund without paying a fee to us, but would then not have the benefit of the advice, review and monitoring we provide. Clients should also be aware that LSWM has a financial incentive to increase its assets under management to increase its fees charged.<\/p>\n      <p>Our ADV Part 2A Items 4\u20136 describe our fees in greater detail: <a href=\"https:\/\/adviserinfo.sec.gov\/firm\/summary\/290262\" target=\"_blank\" rel=\"noopener\">adviserinfo.sec.gov\/firm\/summary\/290262<\/a>.<\/p>\n      <div class=\"note\">\n        <strong>Important:<\/strong> You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying.\n      <\/div>\n      <p>Our ADV Part 2A Items 5 and 6 include additional information regarding the fees you will pay: <a href=\"https:\/\/adviserinfo.sec.gov\/firm\/summary\/290262\" target=\"_blank\" rel=\"noopener\">adviserinfo.sec.gov\/firm\/summary\/290262<\/a>.<\/p>\n\n      <div class=\"starters\" aria-labelledby=\"starters-fees\">\n        <h3 id=\"starters-fees\">Conversation Starter<\/h3>\n        <ul>\n          <li>Help me understand how these fees and costs might affect my investments. If I give you $2,000,000 to invest, how much will go to fees and costs, and how much will be invested for me?<\/li>\n        <\/ul>\n      <\/div>\n    <\/section>\n\n    <section aria-labelledby=\"conflicts\">\n      <h2 id=\"conflicts\">What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?<\/h2>\n      <p>When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.<\/p>\n      <p>In exchange for commissions generated by discretionary trading activity, LSWM receives research services from a variety of brokerage firms. It is LSWM\u2019s policy to restrict such compensation (termed \u201csoft dollars\u201d) to those products or services that enhance our firm\u2019s ability to render quality advice and service to all of our clients.<\/p>\n      <p>Performance-based fees, such as the one charged to the Steinberg High Yield Fund, may create an incentive for our firm to make investments that are riskier or more speculative than would be the case absent a performance fee arrangement. In addition, performance fees, as well as asset-based fees, may vary among clients. Accordingly, clients are subject to conflicts of interest by the management of multiple accounts that follow similar or the same investment strategy. The conflict for the private funds presents itself at both the client and investor level. Such a conflict may create an incentive for us to favor one client over another (e.g., allocation of aggregated trades).<\/p>\n      <p>LSWM has policies and procedures reasonably designed to mitigate these conflicts. For example, LSWM monitors such conflicts by implementing \u201cbest execution\u201d and trade allocation procedures as well as by maintaining a Code of Ethics. In addition, all accounts within a particular investment strategy are managed in accordance with the same or similar investment process irrespective of fee structure.<\/p>\n      <p>Our ADV Part 2A Items 4, 9, 10 and 14 describe our duties and conflicts in greater detail: <a href=\"https:\/\/adviserinfo.sec.gov\/firm\/summary\/290262\" target=\"_blank\" rel=\"noopener\">adviserinfo.sec.gov\/firm\/summary\/290262<\/a>.<\/p>\n\n      <div class=\"starters\" aria-labelledby=\"starters-conflicts\">\n        <h3 id=\"starters-conflicts\">Conversation Starter<\/h3>\n        <ul>\n          <li>How might your conflicts of interest affect me, and how will you address them?<\/li>\n        <\/ul>\n      <\/div>\n    <\/section>\n\n    <section aria-labelledby=\"compensation\">\n      <h2 id=\"compensation\">How do your financial professionals make money?<\/h2>\n      <p>Portfolio managers are paid a salary plus a percentage of the fee revenues generated by their client group; as a result, portfolio managers have an incentive to increase client assets under management.<\/p>\n    <\/section>\n\n    <section aria-labelledby=\"history\">\n      <h2 id=\"history\">Do you or your financial professionals have legal or disciplinary history?<\/h2>\n      <p><strong>No.<\/strong> Neither LSWM nor its management persons have been involved in any legal or disciplinary events that would be material to a client\u2019s or a prospective client\u2019s evaluation of our advisory business.<\/p>\n      <div class=\"starters\" aria-labelledby=\"starters-history\">\n        <h3 id=\"starters-history\">Conversation Starter<\/h3>\n        <ul>\n          <li>As a financial professional do you have any disciplinary history? For what type of conduct?<\/li>\n        <\/ul>\n      <\/div>\n    <\/section>\n\n    <section aria-labelledby=\"more-info\">\n      <h2 id=\"more-info\">How do I obtain additional information?<\/h2>\n      <p>LSWM welcomes the opportunity to further discuss our firm and its capabilities. Please call us at <a href=\"tel:+18668769888\">1-866-876-9888<\/a> and ask to speak with one of our portfolio managers. You may also call us to request the most recent version of our Client Relationship Summary or our full Form ADV.<\/p>\n      <div class=\"starters\" aria-labelledby=\"starters-contact\">\n        <h3 id=\"starters-contact\">Conversation Starter<\/h3>\n        <ul>\n          <li>Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?<\/li>\n        <\/ul>\n      <\/div>\n    <\/section>\n\n    <footer>\n      <p class=\"muted\">\u00a9 Lorne Steinberg Wealth Management Inc.<\/p>\n    <\/footer>\n  <\/div>\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Client Relationship Summary | Lorne Steinberg Wealth Management Inc. Client Relationship Summary Lorne Steinberg Wealth Management Inc. (LSWM) March 25, 2025 Abo&#8203;ut LSWM Lorne Steinberg Wealth Management Inc. (LSWM) is an SEC registered investment adviser. Registration of an investment adviser does not imply any level of skill or training. There are other types of financial [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-882","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Form CRS - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/form-crs\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Form CRS - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Client Relationship Summary | Lorne Steinberg Wealth Management Inc. Client Relationship Summary Lorne Steinberg Wealth Management Inc. (LSWM) March 25, 2025 Abo&#8203;ut LSWM Lorne Steinberg Wealth Management Inc. (LSWM) is an SEC registered investment adviser. Registration of an investment adviser does not imply any level of skill or training. There are other types of financial [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/form-crs\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T21:04:34+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/form-crs\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/form-crs\\\/\",\"name\":\"Form CRS - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-24T15:20:01+00:00\",\"dateModified\":\"2025-11-12T21:04:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/form-crs\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/form-crs\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/form-crs\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Form CRS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Form CRS - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/form-crs\/","og_locale":"fr_CA","og_type":"article","og_title":"Form CRS - Lorne Steinberg Wealth Management","og_description":"Client Relationship Summary | Lorne Steinberg Wealth Management Inc. Client Relationship Summary Lorne Steinberg Wealth Management Inc. (LSWM) March 25, 2025 Abo&#8203;ut LSWM Lorne Steinberg Wealth Management Inc. (LSWM) is an SEC registered investment adviser. Registration of an investment adviser does not imply any level of skill or training. There are other types of financial [&hellip;]","og_url":"https:\/\/steinbergwealth.com\/fr\/form-crs\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-11-12T21:04:34+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/form-crs\/","url":"https:\/\/steinbergwealth.com\/form-crs\/","name":"Form CRS - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-24T15:20:01+00:00","dateModified":"2025-11-12T21:04:34+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/form-crs\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/form-crs\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/form-crs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Form CRS"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/882","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=882"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/882\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=882"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":881,"date":"2025-09-22T12:15:04","date_gmt":"2025-09-22T16:15:04","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=881"},"modified":"2025-11-12T16:51:11","modified_gmt":"2025-11-12T21:51:11","slug":"terms-conditions","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/terms-conditions\/","title":{"rendered":"Modalit\u00e9s et conditions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"881\" class=\"elementor elementor-881\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd807 e-flex e-con-boxed e-con e-parent\" data-id=\"94cd807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cbfd68 e-con-full e-flex e-con e-child\" data-id=\"4cbfd68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7cf3ce e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"c7cf3ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"209515470\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2095154701\" data-tab-title-id=\"e-n-tab-title-2095154701\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2095154701\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tEnglish\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2095154702\" data-tab-title-id=\"e-n-tab-title-2095154702\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2095154702\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFrench\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2095154701\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2095154701\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-a149f01 e-con-full e-flex e-con e-child\" data-id=\"a149f01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9f51fe elementor-widget elementor-widget-html\" data-id=\"d9f51fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1>TERMS OF USE<\/h1>\n<p data-custom-class=\"subtitle\"><strong>Last updated<\/strong>\u00a0<strong>September 09, 2025<\/strong><\/p>\n\n<h2>AGREEMENT TO OUR LEGAL TERMS<\/h2>\n<p data-custom-class=\"body_text\">We are\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(\"<strong>Company<\/strong>,\" \"<strong>we<\/strong>,\" \"<strong>us<\/strong>,\" \"<strong>our<\/strong>\"), a company\u00a0registered in\u00a0Canada\u00a0at\u00a036 Toronto St #1140,\u00a0Toronto<span data-custom-class=\"body_text\">,\u00a0Ontario\u00a0M5C 2C5<\/span>.<\/p>\n<p data-custom-class=\"body_text\">We operate\u00a0the website\u00a0<a href=\"https:\/\/steinbergwealth.com\/fr\/\" data-custom-class=\"link\">https:\/\/steinbergwealth.com<\/a>\u00a0(the\u00a0\"<strong>Site<\/strong>\"), as well as any other related products and services that refer or link to these legal terms (the\u00a0\"<strong>Legal Terms<\/strong>\") (collectively, the\u00a0\"<strong>Services<\/strong>\").<\/p>\n<p data-custom-class=\"body_text\">You can contact us by\u00a0phone at\u00a0(CA)(514) 876-9888, email at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>,\u00a0or by mail to\u00a01000 rue de la Gaucheti\u00e8re ouest, Suite 3310,\u00a0Montr\u00e9al,\u00a0Quebec\u00a0H3B 4W5,\u00a0Canada.<\/p>\n<p data-custom-class=\"body_text\">These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity (\"<strong>you<\/strong>\"), and\u00a0Lorne Steinberg Wealth Management Inc., concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.<\/p>\n<p data-custom-class=\"body_text\">Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms\u00a0at any time and for any reason. We will alert you about any changes by updating the\u00a0\"Last updated\"\u00a0date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.<\/p>\n<p data-custom-class=\"body_text\">The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.<\/p>\n<p data-custom-class=\"body_text\">We recommend that you print a copy of these Legal Terms for your records.<\/p>\n\n<h2>TABLE OF CONTENTS<\/h2>\n<ol>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#services\" data-custom-class=\"link\"><span data-custom-class=\"link\"> OUR SERVICES<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#ip\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> INTELLECTUAL PROPERTY RIGHTS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#userreps\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> USER REPRESENTATIONS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#prohibited\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> PROHIBITED ACTIVITIES<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#ugc\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> USER GENERATED CONTRIBUTIONS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#license\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> CONTRIBUTIONLICENSE<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#sitemanage\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> SERVICES MANAGEMENT<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#ppyes\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> PRIVACY POLICY<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#terms\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> TERM AND TERMINATION<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#modifications\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> MODIFICATIONS AND INTERRUPTIONS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#law\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> GOVERNING LAW<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#disputes\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> DISPUTE RESOLUTION<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#corrections\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> CORRECTIONS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#disclaimer\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> DISCLAIMER<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#liability\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> LIMITATIONS OF LIABILITY<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#indemnification\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> INDEMNIFICATION<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#userdata\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> USER DATA<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#electronic\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#california\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> CALIFORNIA USERS AND RESIDENTS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#misc\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> MISCELLANEOUS<\/span><\/a><\/li>\n \t<li><a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#contact\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"> CONTACT US<\/span><\/a><\/li>\n<\/ol>\n<h2>1. OUR SERVICES<\/h2>\n<p data-custom-class=\"body_text\">The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.<\/p>\n<p data-custom-class=\"body_text\">Filing a Complaint Regarding our Services At LSWM, we make sure complaints are assigned quickly and processed in a timely manner. What is a Complaint? For the purposes of this policy, a complaint occurs when a client expresses dissatisfaction with a product or service provided by LWSM, and expects a formal response by the firm. An initial expression of dissatisfaction from a client\u2014whether made in writing or another form\u2014will not be treated as a complaint if the issue is resolved through LSWM\u2019s normal business processes. However, if the client remains dissatisfied and the matter is escalated to the person responsible for handling complaints, it will then be considered a complaint.\u00a0<a href=\"https:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/\" data-custom-class=\"link\">https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/<\/a><\/p>\n\n<h2>2. INTELLECTUAL PROPERTY RIGHTS<\/h2>\n<h3>Our intellectual property<\/h3>\n<p data-custom-class=\"body_text\">We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the\u00a0\"Content\"), as well as the trademarks, service marks, and logos contained therein (the\u00a0\"Marks\").<\/p>\n<p data-custom-class=\"body_text\">Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties\u00a0in the United States and\u00a0around the world.<\/p>\n<p data-custom-class=\"body_text\">The Content and Marks are provided in or through the Services\u00a0\"AS IS\"\u00a0for your\u00a0personal, non-commercial use or internal business purpose\u00a0only.<\/p>\n\n<h3>Your use of our Services<\/h3>\n<p data-custom-class=\"body_text\">Subject to your compliance with these Legal Terms, including the\u00a0\"<a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#prohibited\" data-custom-class=\"link\">PROHIBITED ACTIVITIES<\/a>\"\u00a0section below, we grant you a non-exclusive, non-transferable, revocable\u00a0license\u00a0to:<\/p>\n\n<ul>\n \t<li data-custom-class=\"body_text\">access the Services; and<\/li>\n \t<li data-custom-class=\"body_text\">download or print a copy of any portion of the Content to which you have properly gained access,<\/li>\n<\/ul>\n<p data-custom-class=\"body_text\">solely for your\u00a0personal, non-commercial use or internal business purpose.<\/p>\n<p data-custom-class=\"body_text\">Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.<\/p>\n<p data-custom-class=\"body_text\">If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to:\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>. If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content.<\/p>\n<p data-custom-class=\"body_text\">We reserve all rights not expressly granted to you in and to the Services, Content, and Marks.<\/p>\n<p data-custom-class=\"body_text\">Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.<\/p>\n\n<h3><strong>Your submissions<\/strong><\/h3>\n<p data-custom-class=\"body_text\">Please review this section and the\u00a0\"<a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#prohibited\" data-custom-class=\"link\">PROHIBITED ACTIVITIES<\/a>\"\u00a0section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services.<\/p>\n<p data-custom-class=\"body_text\"><strong>Submissions:<\/strong>\u00a0By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services (\"Submissions\"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.<\/p>\n<p data-custom-class=\"body_text\"><strong>You are responsible for what you post or upload:<\/strong>\u00a0By sending us Submissions\u00a0through any part of the Services\u00a0you:<\/p>\n\n<ul>\n \t<li data-custom-class=\"body_text\">confirm that you have read and agree with our\u00a0\"<a href=\"https:\/\/app.termly.io\/policy-viewer\/iframe-content.html?policyUUID=176f4bab-a80c-4dbb-896f-2dc56534cd55#prohibited\" data-custom-class=\"link\">PROHIBITED ACTIVITIES<\/a>\"\u00a0and will not post, send, publish, upload, or transmit through the Services any Submission\u00a0that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading;<\/li>\n \t<li data-custom-class=\"body_text\">to the extent permissible by applicable law, waive any and all moral rights to any such Submission;<\/li>\n \t<li data-custom-class=\"body_text\">warrant that any such Submission\u00a0are original to you or that you have the necessary rights and\u00a0licenses\u00a0to submit such Submissions\u00a0and that you have full authority to grant us the above-mentioned rights in relation to your Submissions; and<\/li>\n \t<li data-custom-class=\"body_text\">warrant and represent that your Submissions\u00a0do not constitute confidential information.<\/li>\n<\/ul>\n<p data-custom-class=\"body_text\">You are solely responsible for your Submissions\u00a0and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of (a) this section, (b) any third party\u2019s intellectual property rights, or (c) applicable law.<\/p>\n\n<h2>3. USER REPRESENTATIONS<\/h2>\n<p data-custom-class=\"body_text\">By using the Services, you represent and warrant that:\u00a0(1) you have the legal capacity and you agree to comply with these Legal Terms;\u00a0(2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Services for any illegal or\u00a0unauthorized\u00a0purpose; and (5) your use of the Services will not violate any applicable law or regulation.<\/p>\n<p data-custom-class=\"body_text\">If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof).<\/p>\n\n<h2>4. PROHIBITED ACTIVITIES<\/h2>\n<p data-custom-class=\"body_text\">You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial\u00a0endeavors\u00a0except those that are specifically endorsed or approved by us.<\/p>\n<p data-custom-class=\"body_text\">As a user of the Services, you agree not to:<\/p>\n\n<ul>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and\/or the Content contained therein.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Disparage, tarnish, or otherwise harm, in our opinion, us and\/or the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Use any information obtained from the Services in order to harass, abuse, or harm another person.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Make improper use of our support services or submit false reports of abuse or misconduct.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Use the Services in a manner inconsistent with any applicable laws or regulations.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Engage in\u00a0unauthorized\u00a0framing of or linking to the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party\u2019s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Delete the copyright or other proprietary rights notice from any Content.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Attempt to impersonate another user or person or use the username of another user.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (\"gifs\"), 1\u00d71 pixels, web bugs, cookies, or other similar devices (sometimes referred to as\u00a0\"spyware\" or \"passive collection mechanisms\" or \"pcms\").<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any\u00a0unauthorized\u00a0script or other software.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Use a buying agent or purchasing agent to make purchases on the Services.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Make any\u00a0unauthorized\u00a0use of the Services, including collecting usernames and\/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false\u00a0pretenses.<\/span><\/li>\n \t<li data-custom-class=\"body_text\"><span style=\"font-weight: 400;\">Use the Services as part of any effort to compete with us or otherwise use the Services and\/or the Content for any revenue-generating\u00a0endeavor\u00a0or commercial enterprise.<\/span><\/li>\n \t<li data-custom-class=\"body_text\">Use the Services to advertise or offer to sell goods and services.<\/li>\n \t<li data-custom-class=\"body_text\">Sell or otherwise transfer your profile.<\/li>\n<\/ul>\n<h2>5. USER GENERATED CONTRIBUTIONS<\/h2>\n<p data-custom-class=\"body_text\">The Services does not offer users to submit or post content.<\/p>\n\n<h2>6. CONTRIBUTION\u00a0LICENSE<\/h2>\n<p data-custom-class=\"body_text\">You and Services agree that we may access, store, process, and use any information and personal data that you provide\u00a0following the terms of the Privacy Policy\u00a0and your choices (including settings).<\/p>\n<p data-custom-class=\"body_text\">By submitting suggestions or other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you.<\/p>\n\n<h2>7. SERVICES MANAGEMENT<\/h2>\n<p data-custom-class=\"body_text\">We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.<\/p>\n\n<h2>8. PRIVACY POLICY<\/h2>\n<p data-custom-class=\"body_text\">We care about data privacy and security. Please review our Privacy Policy:<strong>\u00a0<a href=\"https:\/\/steinbergwealth.com\/fr\/privacy-policy\/\" data-custom-class=\"link\">https:\/\/steinbergwealth.com\/privacy-policy\/<\/a><\/strong>. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. Please be advised the Services are hosted in\u00a0Canada. If you access the Services from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in\u00a0Canada, then through your continued use of the Services, you are transferring your data to\u00a0Canada, and you expressly consent to have your data transferred to and processed in\u00a0Canada.<\/p>\n\n<h2>9. TERM AND TERMINATION<\/h2>\n<p data-custom-class=\"body_text\">These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE\u00a0ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.<\/p>\n<p data-custom-class=\"body_text\">If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.<\/p>\n\n<h2>10. MODIFICATIONS AND INTERRUPTIONS<\/h2>\n<p data-custom-class=\"body_text\">We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services.\u00a0We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.<\/p>\n<p data-custom-class=\"body_text\">We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms will be construed to obligate us to maintain and support the Services or to supply any corrections, updates, or releases in connection therewith.<\/p>\n\n<h2>11. GOVERNING LAW<\/h2>\n<p data-custom-class=\"body_text\">These Legal Terms shall be governed by and defined following the laws of\u00a0Canada.\u00a0Lorne Steinberg Wealth Management Inc.\u00a0and yourself irrevocably consent that the courts of\u00a0Canada\u00a0shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms.<\/p>\n\n<h2>12. DISPUTE RESOLUTION<\/h2>\n<h3>Informal Negotiations<\/h3>\n<p data-custom-class=\"body_text\">To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a\u00a0\"Dispute\" and collectively, the \"Disputes\") brought by either you or us (individually, a\u00a0\"Party\" and collectively, the \"Parties\"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least\u00a0thirty (30)\u00a0days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.<\/p>\n\n<h3>Binding Arbitration<\/h3>\n<p data-custom-class=\"body_text\">Any dispute arising out of or in connection with these Legal Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the International Commercial Arbitration Court under the European Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146) according to the Rules of this ICAC, which, as a result of referring to it, is considered as the part of this clause. The number of arbitrators shall be\u00a0three (3). The seat, or legal place, or arbitration shall be\u00a0Toronto,\u00a0Canada. The language of the proceedings shall be\u00a0English. The governing law of these Legal Terms shall be substantive law of\u00a0Canada.<\/p>\n\n<h3>Restrictions<\/h3>\n<p data-custom-class=\"body_text\">The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to\u00a0utilize\u00a0class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.<\/p>\n\n<h3>Exceptions to Informal Negotiations and Arbitration<\/h3>\n<p data-custom-class=\"body_text\">The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or\u00a0unauthorized\u00a0use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.<\/p>\n\n<h2>13. CORRECTIONS<\/h2>\n<p data-custom-class=\"body_text\">There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.<\/p>\n\n<h2>14. DISCLAIMER<\/h2>\n<p data-custom-class=\"body_text\">THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY\u00a0UNAUTHORIZED\u00a0ACCESS TO OR USE OF OUR SECURE SERVERS AND\/OR ANY AND ALL PERSONAL INFORMATION AND\/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND\/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST\u00a0JUDGMENT\u00a0AND EXERCISE CAUTION WHERE APPROPRIATE.<\/p>\n\n<h2>15. LIMITATIONS OF LIABILITY<\/h2>\n<span data-custom-class=\"body_text\">IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.<\/span>\u00a0<span data-custom-class=\"body_text\">NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO\u00a0THE AMOUNT PAID, IF ANY, BY YOU TO US\u00a0DURING THE\u00a0six (6)\u00a0mONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING.<\/span>\u00a0<span data-custom-class=\"body_text\">CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.<\/span>\n<h2>16. INDEMNIFICATION<\/h2>\n<p data-custom-class=\"body_text\">You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys\u2019 fees and expenses, made by any third party due to or arising out of:\u00a0(1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive\u00a0defense\u00a0and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our\u00a0defense\u00a0of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.<\/p>\n\n<h2>17. USER DATA<\/h2>\n<p data-custom-class=\"body_text\">We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.<\/p>\n\n<h2>18. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES<\/h2>\n<p data-custom-class=\"body_text\">Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.<\/p>\n\n<h2>19. CALIFORNIA USERS AND RESIDENTS<\/h2>\n<p data-custom-class=\"body_text\">If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.<\/p>\n\n<h2>20. MISCELLANEOUS<\/h2>\n<p data-custom-class=\"body_text\">These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all\u00a0defenses\u00a0you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms.<\/p>\n\n<h2>21. CONTACT US<\/h2>\n<p data-custom-class=\"body_text\">In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:<\/p>\n<p data-custom-class=\"body_text\"><strong>Lorne Steinberg Wealth Management Inc.\n<\/strong><strong>1000 rue de la Gaucheti\u00e8re ouest, Suite 3310\n<\/strong><strong>Montr\u00e9al,\u00a0Quebec\u00a0H3B 4W5\n<\/strong><strong>Canada\n<\/strong><strong>Phone:\u00a0(CA)(514) 876-9888<\/strong><\/p>\n<p data-custom-class=\"body_text\"><strong><a href=\"mailto:geoffrey.smith@steinbergwealth.com\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a><\/strong><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2095154702\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2095154702\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\"elementor-element elementor-element-49ab7e5 e-con-full e-flex e-con e-child\" data-id=\"49ab7e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb1337 elementor-widget elementor-widget-text-editor\" data-id=\"5cb1337\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>MODALIT\u00c9S ET CONDITIONS<\/h1><p><strong>Derni\u00e8re mise \u00e0 jour : 9 septembre 2025<\/strong><\/p><h2>ACCEPTATION DE NOS CONDITIONS JURIDIQUES<\/h2><p><span style=\"font-weight: 400;\">Nous sommes <\/span><b>Lorne Steinberg Gestion de patrimoine<\/b><span style=\"font-weight: 400;\"> (\u00ab la Soci\u00e9t\u00e9 \u00bb, \u00ab nous \u00bb, \u00ab notre \u00bb, \u00ab nos \u00bb), une soci\u00e9t\u00e9 enregistr\u00e9e au Canada, ayant une adresse au 36, rue Toronto, bureau 1140, Toronto (Ontario) M5C 2C5.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous exploitons le site<\/span><a href=\"https:\/\/steinbergwealth.com\/fr\/\"> <span style=\"font-weight: 400;\">https:\/\/steinbergwealth.com<\/span><\/a><span style=\"font-weight: 400;\"> (le \u00ab Site \u00bb), ainsi que tout autre produit et service connexe qui renvoie aux pr\u00e9sentes conditions juridiques (collectivement, les \u00ab Services \u00bb).<\/span><\/p><p><span style=\"font-weight: 400;\">Vous pouvez nous joindre par t\u00e9l\u00e9phone au (514) 876-9888, par courriel \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\"> ou par la poste au 1000, rue de la Gaucheti\u00e8re Ouest, bureau 3310, Montr\u00e9al (Qu\u00e9bec) H3B 4W5, Canada.<\/span><\/p><p><span style=\"font-weight: 400;\">Les pr\u00e9sentes conditions juridiques constituent une entente contraignante entre vous, \u00e0 titre personnel ou au nom d\u2019une entit\u00e9 (\u00ab vous \u00bb), et Lorne Steinberg Gestion de patrimoine, concernant votre acc\u00e8s aux Services et leur utilisation. En acc\u00e9dant aux Services, vous d\u00e9clarez avoir lu, compris et accept\u00e9 l\u2019ensemble des pr\u00e9sentes conditions. <\/span><b>SI VOUS N\u2019ACCEPTEZ PAS TOUTES LES PR\u00c9SENTES CONDITIONS, VOUS \u00caTES FORMELLEMENT INTERDIT D\u2019UTILISER LES SERVICES ET DEVEZ CESSER IMM\u00c9DIATEMENT TOUTE UTILISATION.<\/b><\/p><p><span style=\"font-weight: 400;\">Des conditions suppl\u00e9mentaires peuvent \u00eatre publi\u00e9es sur les Services et sont r\u00e9put\u00e9es incorpor\u00e9es par renvoi. Nous nous r\u00e9servons le droit de modifier ces conditions \u00e0 tout moment et pour quelque raison. Nous vous en aviserons en mettant \u00e0 jour la date \u00ab Derni\u00e8re mise \u00e0 jour \u00bb. Il vous incombe de les consulter p\u00e9riodiquement. Votre utilisation continue apr\u00e8s la publication des conditions r\u00e9vis\u00e9es vaut acceptation.<\/span><\/p><p><span style=\"font-weight: 400;\">Les Services s\u2019adressent aux utilisateurs de 18 ans et plus. Les personnes de moins de 18 ans ne sont pas autoris\u00e9es \u00e0 utiliser ou \u00e0 s\u2019inscrire.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous vous recommandons d\u2019imprimer une copie des pr\u00e9sentes conditions.<\/span><\/p><h2>TABLE DES MATI\u00c8RES<\/h2><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NOS SERVICES<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">DROITS DE PROPRI\u00c9T\u00c9 INTELLECTUELLE<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">D\u00c9CLARATIONS DE L\u2019UTILISATEUR<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ACTIVIT\u00c9S INTERDITES<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CONTENU G\u00c9N\u00c9R\u00c9 PAR LES UTILISATEURS<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">LICENCE SUR LES CONTRIBUTIONS<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">GESTION DES SERVICES<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">POLITIQUE DE CONFIDENTIALIT\u00c9<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">DUR\u00c9E ET R\u00c9SILIATION<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MODIFICATIONS ET INTERRUPTIONS<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">DROIT APPLICABLE<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">R\u00c8GLEMENT DES DIFF\u00c9RENDS<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CORRECTIONS<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AVIS DE NON-RESPONSABILIT\u00c9<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">LIMITATION DE RESPONSABILIT\u00c9<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">INDEMNISATION<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">DONN\u00c9ES DE L\u2019UTILISATEUR<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">COMMUNICATIONS, TRANSACTIONS ET SIGNATURES \u00c9LECTRONIQUES<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UTILISATEURS ET R\u00c9SIDENTS DE CALIFORNIE<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">DISPOSITIONS DIVERSES<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">NOUS CONTACTER<\/span><\/li><\/ol><h3>1. NOS SERVICES<\/h3><p><span style=\"font-weight: 400;\">Les informations fournies via les Services ne sont pas destin\u00e9es aux personnes ou entit\u00e9s dans des juridictions o\u00f9 leur distribution ou utilisation serait contraire \u00e0 la loi ou nous soumettrait \u00e0 une obligation d\u2019enregistrement. Les personnes qui acc\u00e8dent aux Services \u00e0 partir d\u2019autres lieux le font de leur propre initiative et sont seules responsables du respect des lois locales.<\/span><\/p><p><b>D\u00e9poser une plainte au sujet de nos Services.<\/b><span style=\"font-weight: 400;\"> Chez LSWM, nous attribuons rapidement les plaintes et les traitons en temps opportun. <\/span><b>Qu\u2019est-ce qu\u2019une plainte?<\/b><span style=\"font-weight: 400;\"> Une plainte survient lorsqu\u2019un client exprime son insatisfaction \u00e0 l\u2019\u00e9gard d\u2019un produit ou service fourni par LSWM et s\u2019attend \u00e0 une r\u00e9ponse officielle du cabinet. Une premi\u00e8re expression d\u2019insatisfaction, \u00e9crite ou non, ne sera pas trait\u00e9e comme une plainte si le probl\u00e8me est r\u00e9solu dans le cadre des processus habituels. Si le client demeure insatisfait et que le dossier est transmis \u00e0 la personne responsable, il sera alors consid\u00e9r\u00e9 comme une plainte.<\/span><a href=\"https:\/\/steinbergwealth.com\/fr\/complaint-processing-and-dispute-resolution-policy\/\"> <span style=\"font-weight: 400;\">https:\/\/steinbergwealth.com\/complaint-processing-and-dispute-resolution-policy\/<\/span><\/a><\/p><h3>2. DROITS DE PROPRI\u00c9T\u00c9 INTELLECTUELLE<\/h3><p><b>Notre propri\u00e9t\u00e9 intellectuelle<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Nous sommes propri\u00e9taires ou titulaires de licence de tous les droits de propri\u00e9t\u00e9 intellectuelle sur les Services, y compris le code source, les bases de donn\u00e9es, les fonctionnalit\u00e9s, les logiciels, les conceptions du site, l\u2019audio, la vid\u00e9o, les textes, les photos et les graphiques (collectivement, le \u00ab Contenu \u00bb), ainsi que les marques de commerce, marques de service et logos (les \u00ab Marques \u00bb).<\/span><\/p><p><span style=\"font-weight: 400;\">Notre Contenu et nos Marques sont prot\u00e9g\u00e9s par les lois sur le droit d\u2019auteur et les marques de commerce et par des trait\u00e9s. Le Contenu et les Marques sont fournis \u00ab TELS QUELS \u00bb pour votre usage personnel non commercial ou votre usage interne en entreprise.<\/span><\/p><p><b>Votre utilisation de nos Services<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Sous r\u00e9serve du respect des pr\u00e9sentes conditions, nous vous accordons une licence non exclusive, non transf\u00e9rable et r\u00e9vocable pour acc\u00e9der aux Services et t\u00e9l\u00e9charger ou imprimer une copie de toute partie du Contenu \u00e0 laquelle vous avez acc\u00e8s, uniquement pour une utilisation personnelle non commerciale ou un usage interne.<\/span><\/p><p><span style=\"font-weight: 400;\">Toute autre utilisation requiert notre permission \u00e9crite pr\u00e9alable. Adressez vos demandes \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\">. Si une permission est accord\u00e9e, vous devez nous identifier comme propri\u00e9taires ou titulaires de licence et conserver les avis de droit d\u2019auteur.<\/span><\/p><p><span style=\"font-weight: 400;\">Toute violation de ces droits constitue une violation importante des pr\u00e9sentes et met fin imm\u00e9diatement \u00e0 votre droit d\u2019utilisation.<\/span><\/p><p><b>Vos soumissions<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> En nous envoyant toute question, suggestion, id\u00e9e, r\u00e9troaction ou autre information au sujet des Services (les \u00ab Soumissions \u00bb), vous convenez de nous c\u00e9der tous les droits de propri\u00e9t\u00e9 intellectuelle sur ces Soumissions et nous autorisez \u00e0 les utiliser et les diffuser sans restriction et sans compensation.<\/span><\/p><p><span style=\"font-weight: 400;\">Vous \u00eates responsable de ce que vous publiez ou t\u00e9l\u00e9versez et d\u00e9clarez avoir lu la section \u00ab ACTIVIT\u00c9S INTERDITES \u00bb, renoncer dans la mesure permise \u00e0 vos droits moraux, garantir \u00eatre titulaire des droits n\u00e9cessaires et que vos Soumissions ne sont pas confidentielles. Vous indemniserez la Soci\u00e9t\u00e9 pour toute perte li\u00e9e \u00e0 une violation de ces engagements, d\u2019un droit de tiers ou d\u2019une loi applicable.<\/span><\/p><h3>3. D\u00c9CLARATIONS DE L\u2019UTILISATEUR<\/h3><p><span style=\"font-weight: 400;\">En utilisant les Services, vous d\u00e9clarez et garantissez notamment : avoir la capacit\u00e9 juridique, respecter les pr\u00e9sentes conditions, ne pas \u00eatre mineur, ne pas acc\u00e9der aux Services par des moyens automatis\u00e9s, ne pas les utiliser \u00e0 des fins ill\u00e9gales et respecter les lois applicables. Des renseignements inexacts peuvent entra\u00eener la suspension ou la r\u00e9siliation de votre compte.<\/span><\/p><h3>4. ACTIVIT\u00c9S INTERDITES<\/h3><p><span style=\"font-weight: 400;\">Il est interdit d\u2019utiliser les Services \u00e0 des fins autres que celles pour lesquelles ils sont fournis. La liste suivante comprend, sans s\u2019y limiter, des activit\u00e9s interdites : extraction syst\u00e9matique de donn\u00e9es, contournement des mesures de s\u00e9curit\u00e9, d\u00e9nigrement, harc\u00e8lement, utilisation contraire aux lois, cadrage non autoris\u00e9, t\u00e9l\u00e9versement de virus, utilisation automatis\u00e9e du syst\u00e8me, suppression d\u2019avis de droits, usurpation d\u2019identit\u00e9, collecte passive non autoris\u00e9e, interf\u00e9rence avec le fonctionnement, tentative de contournement des restrictions, copie ou adaptation du logiciel, ing\u00e9nierie inverse non permise, utilisation d\u2019agents d\u2019achat, collecte d\u2019adresses courriel \u00e0 des fins de pourriels, cr\u00e9ation de comptes sous de faux pr\u00e9textes, utilisation concurrentielle, publicit\u00e9 non autoris\u00e9e, vente de profil.<\/span><\/p><h3>5. CONTENU G\u00c9N\u00c9R\u00c9 PAR LES UTILISATEURS<\/h3><p><span style=\"font-weight: 400;\">Les Services ne permettent pas aux utilisateurs de soumettre ou publier du contenu.<\/span><\/p><h3>6. LICENCE SUR LES CONTRIBUTIONS<\/h3><p><span style=\"font-weight: 400;\">Vous convenez que nous pouvons acc\u00e9der, stocker, traiter et utiliser toute information et donn\u00e9e personnelle que vous fournissez conform\u00e9ment \u00e0 la Politique de confidentialit\u00e9 et \u00e0 vos choix.<\/span><\/p><p><span style=\"font-weight: 400;\">En soumettant des suggestions ou r\u00e9troactions, vous nous autorisez \u00e0 les utiliser et partager \u00e0 toute fin, sans compensation.<\/span><\/p><h3>7. GESTION DES SERVICES<\/h3><p><span style=\"font-weight: 400;\">Nous nous r\u00e9servons le droit, sans obligation, de surveiller les Services, de prendre des mesures juridiques, de restreindre l\u2019acc\u00e8s, de supprimer des fichiers lourds et de g\u00e9rer les Services pour prot\u00e9ger nos droits et assurer leur bon fonctionnement.<\/span><\/p><h3>8. POLITIQUE DE CONFIDENTIALIT\u00c9<\/h3><p><span style=\"font-weight: 400;\">Nous accordons de l\u2019importance \u00e0 la protection des donn\u00e9es. Veuillez consulter notre Politique de confidentialit\u00e9 :<\/span><a href=\"https:\/\/steinbergwealth.com\/fr\/privacy-policy\/\"> <span style=\"font-weight: 400;\">https:\/\/steinbergwealth.com\/privacy-policy\/<\/span><\/a><span style=\"font-weight: 400;\">. En utilisant les Services, vous acceptez d\u2019y \u00eatre li\u00e9. Les Services sont h\u00e9berg\u00e9s au Canada. Si vous acc\u00e9dez aux Services depuis une autre r\u00e9gion, vous consentez au transfert et au traitement de vos donn\u00e9es au Canada.<\/span><\/p><h3>9. DUR\u00c9E ET R\u00c9SILIATION<\/h3><p><span style=\"font-weight: 400;\">Les pr\u00e9sentes demeurent en vigueur pendant votre utilisation. Nous pouvons, \u00e0 notre enti\u00e8re discr\u00e9tion, sans pr\u00e9avis ni responsabilit\u00e9, refuser l\u2019acc\u00e8s aux Services \u00e0 toute personne pour toute raison, y compris en cas de violation. Nous pouvons r\u00e9silier votre utilisation ou supprimer des contenus en tout temps. Si votre compte est suspendu ou r\u00e9sili\u00e9, vous ne pouvez pas vous r\u00e9inscrire sous un autre nom. Nous pouvons exercer les recours appropri\u00e9s.<\/span><\/p><h3>10. MODIFICATIONS ET INTERRUPTIONS<\/h3><p><span style=\"font-weight: 400;\">Nous pouvons modifier, changer ou retirer le contenu des Services \u00e0 tout moment. Nous n\u2019avons aucune obligation de mise \u00e0 jour. Nous ne sommes pas responsables des modifications, suspensions ou interruptions. Nous ne garantissons pas la disponibilit\u00e9 continue des Services.<\/span><\/p><h3>11. DROIT APPLICABLE<\/h3><p><span style=\"font-weight: 400;\">Les pr\u00e9sentes conditions sont r\u00e9gies par les lois du Canada. Les tribunaux du Canada ont comp\u00e9tence exclusive.<\/span><\/p><h3>12. R\u00c8GLEMENT DES DIFF\u00c9RENDS<\/h3><p><b>N\u00e9gociations informelles.<\/b><span style=\"font-weight: 400;\"> Les parties tenteront d\u2019abord de r\u00e9gler tout diff\u00e9rend de fa\u00e7on informelle pendant au moins 30 jours.<\/span><\/p><p><b>Arbitrage ex\u00e9cutoire.<\/b><span style=\"font-weight: 400;\"> Tout diff\u00e9rend sera soumis \u00e0 l\u2019International Commercial Arbitration Court relevant de la European Arbitration Chamber, selon ses r\u00e8gles. Trois arbitres. Si\u00e8ge : Toronto (Canada). Langue : anglais. Droit applicable : droit substantiel du Canada.<\/span><\/p><p><b>Restrictions.<\/b><span style=\"font-weight: 400;\"> L\u2019arbitrage est limit\u00e9 au diff\u00e9rend individuel. Pas d\u2019actions collectives ni repr\u00e9sentatives.<\/span><\/p><p><b>Exceptions.<\/b><span style=\"font-weight: 400;\"> Les diff\u00e9rends li\u00e9s aux droits de propri\u00e9t\u00e9 intellectuelle, aux all\u00e9gations de vol, de piratage, d\u2019atteinte \u00e0 la vie priv\u00e9e ou d\u2019utilisation non autoris\u00e9e, ainsi que les demandes d\u2019injonction, ne sont pas soumis \u00e0 l\u2019arbitrage obligatoire.<\/span><\/p><h3>13. CORRECTIONS<\/h3><p><span style=\"font-weight: 400;\">Des erreurs, inexactitudes ou omissions peuvent se trouver sur les Services. Nous nous r\u00e9servons le droit de les corriger sans pr\u00e9avis.<\/span><\/p><h3>14. AVIS DE NON-RESPONSABILIT\u00c9<\/h3><p><span style=\"font-weight: 400;\">LES SERVICES SONT FOURNIS \u00ab TELS QUELS \u00bb ET \u00ab SELON LA DISPONIBILIT\u00c9 \u00bb. DANS TOUTE LA MESURE PERMISE PAR LA LOI, NOUS D\u00c9CLINONS TOUTE GARANTIE, EXPRESSE OU IMPLICITE, Y COMPRIS LES GARANTIES DE QUALIT\u00c9 MARCHANDE, D\u2019ADAPTATION \u00c0 UN USAGE PARTICULIER ET D\u2019ABSENCE DE CONTREFA\u00c7ON. NOUS NE GARANTISSONS PAS L\u2019EXACTITUDE OU L\u2019EXHAUSTIVIT\u00c9 DU CONTENU ET D\u00c9CLINONS TOUTE RESPONSABILIT\u00c9 POUR LES ERREURS, LES DOMMAGES, LES ACC\u00c8S NON AUTORIS\u00c9S, LES INTERRUPTIONS, LES VIRUS OU AUTRES.<\/span><\/p><h3>15. LIMITATION DE RESPONSABILIT\u00c9<\/h3><p><span style=\"font-weight: 400;\">EN AUCUN CAS NOUS NI NOS DIRIGEANTS, EMPLOY\u00c9S OU MANDATAIRES NE SERONS RESPONSABLES ENVERS VOUS OU UN TIERS DE DOMMAGES DIRECTS, INDIRECTS, CONS\u00c9CUTIFS, EXEMPLAIRES, ACCESSOIRES, SP\u00c9CIAUX OU PUNITIFS, Y COMPRIS LA PERTE DE PROFITS, DE REVENUS OU DE DONN\u00c9ES, D\u00c9COULANT DE VOTRE UTILISATION DES SERVICES. NOTRE RESPONSABILIT\u00c9 TOTALE ENVERS VOUS SERA TOUJOURS LIMIT\u00c9E AU MONTANT QUE VOUS NOUS AVEZ PAY\u00c9, LE CAS \u00c9CH\u00c9ANT, AU COURS DES SIX (6) DERNIERS MOIS. CERTAINES LOIS PEUVENT ACCORDER DES DROITS SUPPL\u00c9MENTAIRES.<\/span><\/p><h3>16. INDEMNISATION<\/h3><p><span style=\"font-weight: 400;\">Vous acceptez de nous d\u00e9fendre, indemniser et tenir indemnes, ainsi que nos filiales, soci\u00e9t\u00e9s affili\u00e9es et leurs dirigeants, mandataires, partenaires et employ\u00e9s, de toute r\u00e9clamation et d\u00e9pense, y compris les honoraires raisonnables d\u2019avocats, d\u00e9coulant de votre utilisation des Services, de votre violation des pr\u00e9sentes, de vos d\u00e9clarations inexactes, de l\u2019atteinte aux droits d\u2019un tiers ou de tout acte nuisible envers un autre utilisateur. Nous pouvons assumer la d\u00e9fense exclusive \u00e0 vos frais.<\/span><\/p><h3>17. DONN\u00c9ES DE L\u2019UTILISATEUR<\/h3><p><span style=\"font-weight: 400;\">Nous conservons certaines donn\u00e9es transmises aux Services pour g\u00e9rer leur performance. Malgr\u00e9 des sauvegardes r\u00e9guli\u00e8res, vous \u00eates seul responsable des donn\u00e9es que vous transmettez. Nous d\u00e9clinons toute responsabilit\u00e9 pour toute perte ou corruption de ces donn\u00e9es.<\/span><\/p><h3>18. COMMUNICATIONS, TRANSACTIONS ET SIGNATURES \u00c9LECTRONIQUES<\/h3><p><span style=\"font-weight: 400;\">En visitant les Services, en nous envoyant des courriels et en remplissant des formulaires en ligne, vous consentez \u00e0 recevoir des communications \u00e9lectroniques. Vous acceptez l\u2019utilisation de signatures \u00e9lectroniques et la remise \u00e9lectronique d\u2019avis, politiques et dossiers.<\/span><\/p><h3>19. UTILISATEURS ET R\u00c9SIDENTS DE CALIFORNIE<\/h3><p><span style=\"font-weight: 400;\">Si une plainte n\u2019est pas r\u00e9solue, vous pouvez contacter la <\/span><b>Complaint Assistance Unit<\/b><span style=\"font-weight: 400;\"> du <\/span><b>California Department of Consumer Affairs<\/b><span style=\"font-weight: 400;\">, 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, t\u00e9l. (800) 952-5210 ou (916) 445-1254.<\/span><\/p><h3>20. DISPOSITIONS DIVERSES<\/h3><p><span style=\"font-weight: 400;\">Les pr\u00e9sentes, avec nos politiques, constituent l\u2019entente int\u00e9grale. Notre omission d\u2019exercer un droit ne vaut pas renonciation. Nous pouvons c\u00e9der nos droits. Nous ne sommes pas responsables des retards ou manquements caus\u00e9s par des \u00e9v\u00e9nements hors de notre contr\u00f4le. Si une disposition est ill\u00e9gale, nulle ou inapplicable, elle est r\u00e9put\u00e9e divisible sans affecter le reste. Aucune relation d\u2019agence ou d\u2019emploi n\u2019est cr\u00e9\u00e9e. Les pr\u00e9sentes ne seront pas interpr\u00e9t\u00e9es contre nous du fait de leur r\u00e9daction. Vous renoncez \u00e0 toute d\u00e9fense fond\u00e9e sur la forme \u00e9lectronique et l\u2019absence de signature.<\/span><\/p><h3>21. NOUS CONTACTER<\/h3><p><span style=\"font-weight: 400;\">Pour r\u00e9soudre une plainte ou obtenir des renseignements sur l\u2019utilisation des Services, communiquez avec :<\/span><\/p><p><span style=\"font-weight: 400;\">Lorne Steinberg Gestion de patrimoine<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> 1000, rue de la Gaucheti\u00e8re Ouest, bureau 3310<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Montr\u00e9al (Qu\u00e9bec) H3B 4W5<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Canada<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> T\u00e9l\u00e9phone : (514) 876-9888<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>geoffrey.smith@steinbergwealth.com<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>English French TERMS OF USE Last updated\u00a0September 09, 2025 AGREEMENT TO OUR LEGAL TERMS We are\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8220;), a company\u00a0registered in\u00a0Canada\u00a0at\u00a036 Toronto St #1140,\u00a0Toronto,\u00a0Ontario\u00a0M5C 2C5. We operate\u00a0the website\u00a0https:\/\/steinbergwealth.com\u00a0(the\u00a0&#8220;Site&#8220;), as well as any other related products and services that refer or link to these legal terms (the\u00a0&#8220;Legal Terms&#8220;) (collectively, the\u00a0&#8220;Services&#8220;). You [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-881","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms &amp; Conditions - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/terms-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; Conditions - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"English French TERMS OF USE Last updated\u00a0September 09, 2025 AGREEMENT TO OUR LEGAL TERMS We are\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8220;), a company\u00a0registered in\u00a0Canada\u00a0at\u00a036 Toronto St #1140,\u00a0Toronto,\u00a0Ontario\u00a0M5C 2C5. We operate\u00a0the website\u00a0https:\/\/steinbergwealth.com\u00a0(the\u00a0&#8220;Site&#8220;), as well as any other related products and services that refer or link to these legal terms (the\u00a0&#8220;Legal Terms&#8220;) (collectively, the\u00a0&#8220;Services&#8220;). You [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/terms-conditions\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T21:51:11+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"56 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/terms-conditions\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/terms-conditions\\\/\",\"name\":\"Terms &amp; Conditions - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-22T16:15:04+00:00\",\"dateModified\":\"2025-11-12T21:51:11+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/terms-conditions\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/terms-conditions\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/terms-conditions\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Terms &amp; Conditions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Terms &amp; Conditions - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/terms-conditions\/","og_locale":"fr_CA","og_type":"article","og_title":"Terms &amp; Conditions - Lorne Steinberg Wealth Management","og_description":"English French TERMS OF USE Last updated\u00a0September 09, 2025 AGREEMENT TO OUR LEGAL TERMS We are\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;Company,&#8221; &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our&#8220;), a company\u00a0registered in\u00a0Canada\u00a0at\u00a036 Toronto St #1140,\u00a0Toronto,\u00a0Ontario\u00a0M5C 2C5. We operate\u00a0the website\u00a0https:\/\/steinbergwealth.com\u00a0(the\u00a0&#8220;Site&#8220;), as well as any other related products and services that refer or link to these legal terms (the\u00a0&#8220;Legal Terms&#8220;) (collectively, the\u00a0&#8220;Services&#8220;). You [&hellip;]","og_url":"https:\/\/steinbergwealth.com\/fr\/terms-conditions\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-11-12T21:51:11+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"56 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/terms-conditions\/","url":"https:\/\/steinbergwealth.com\/terms-conditions\/","name":"Terms &amp; Conditions - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-22T16:15:04+00:00","dateModified":"2025-11-12T21:51:11+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/terms-conditions\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/terms-conditions\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/terms-conditions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Terms &amp; Conditions"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=881"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/881\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":880,"date":"2025-09-22T12:13:54","date_gmt":"2025-09-22T16:13:54","guid":{"rendered":"https:\/\/steinberg25.wpenginepowered.com\/?page_id=880"},"modified":"2025-11-12T16:49:57","modified_gmt":"2025-11-12T21:49:57","slug":"privacy-policy","status":"publish","type":"page","link":"http:\/\/steinbergwealth.com\/fr\/privacy-policy\/","title":{"rendered":"Politique de confidentialit\u00e9"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"880\" class=\"elementor elementor-880\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94cd807 e-flex e-con-boxed e-con e-parent\" data-id=\"94cd807\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-822114e e-con-full e-flex e-con e-child\" data-id=\"822114e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc99702 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"bc99702\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"197760770\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-1977607701\" data-tab-title-id=\"e-n-tab-title-1977607701\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1977607701\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tEnglish\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-1977607702\" data-tab-title-id=\"e-n-tab-title-1977607702\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1977607702\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tFrench\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1977607701\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1977607701\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-0649687 e-con-full e-flex e-con e-child\" data-id=\"0649687\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0991f61 elementor-widget elementor-widget-text-editor\" data-id=\"0991f61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><h1>PRIVACY POLICY<\/h1><\/div><div><strong><span data-custom-class=\"subtitle\">Last updated\u00a0September 09, 2025<\/span><\/strong><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">This Privacy Notice for\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;<strong>we<\/strong>,&#8221; &#8220;<strong>us<\/strong>,&#8221; or &#8220;<strong>our<\/strong>&#8220;<\/span><span data-custom-class=\"body_text\">), describes how and why we might access, collect, store, use, and\/or share (&#8220;<strong>process<\/strong>&#8220;) your personal information when you use our services (&#8220;<strong>Services<\/strong>&#8220;), including when you:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Visit our website\u00a0at\u00a0<a href=\"https:\/\/steinbergwealth.com\/fr\/\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">https:\/\/steinbergwealth.com<\/a>\u00a0or any website of ours that links to this Privacy Notice<\/span><\/li><\/ul><div><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Engage with us in other related ways, including any sales, marketing, or events<\/span><\/li><\/ul><div><span data-custom-class=\"body_text\"><strong>Questions or concerns?\u00a0<\/strong>Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services.\u00a0If you still have any questions or concerns, please contact us at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>.<\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><h2>SUMMARY OF KEY POINTS<\/h2><\/div><div><span data-custom-class=\"body_text\"><strong><em>This summary provides key points from our Privacy Notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our\u00a0<\/em><\/strong><\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#toc\" data-custom-class=\"link\"><span data-custom-class=\"body_text\"><strong><em>table of contents<\/em><\/strong><\/span><\/a><span data-custom-class=\"body_text\"><strong><em>\u00a0below to find the section you are looking for.<\/em><\/strong><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>What personal information do we process?<\/strong>\u00a0When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#personalinfo\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">personal information you disclose to us<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>Do we process any sensitive personal information?\u00a0<\/strong>Some of the information may be considered\u00a0&#8220;special&#8221; or &#8220;sensitive&#8221;\u00a0in certain jurisdictions, for example your racial or ethnic origins, sexual orientation, and religious beliefs.\u00a0We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law. Learn more about\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#sensitiveinfo\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">sensitive information we process<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>Do we collect any information from third parties?<\/strong>\u00a0We do not collect any information from third parties.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>How do we process your information?<\/strong>\u00a0We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infouse\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">how we process your information<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>In what situations and with which\u00a0types of\u00a0parties do we share personal information?<\/strong>\u00a0We may share information in specific situations and with specific\u00a0categories of\u00a0third parties. Learn more about\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#whoshare\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">when and with whom we share your personal information<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>How do we keep your information safe?<\/strong>\u00a0We have adequate\u00a0organizational\u00a0and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other\u00a0unauthorized\u00a0third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infosafe\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">how we keep your information safe<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>What are your rights?<\/strong>\u00a0Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#privacyrights\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">your privacy rights<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>How do you exercise your rights?<\/strong>\u00a0The easiest way to exercise your rights is by\u00a0submitting a\u00a0<\/span><a href=\"https:\/\/app.termly.io\/dsar\/0a280494-83e5-41ee-af79-20f40fa54ebc\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">data subject access request<\/span><\/a><span data-custom-class=\"body_text\">, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Want to learn more about what we do with any information we collect?\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#toc\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">Review the Privacy Notice in full<\/span><\/a><span data-custom-class=\"body_text\">.<\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"toc\"><h2>TABLE OF CONTENTS<\/h2>\u00a0\u00a0\u00a0<\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infocollect\" data-custom-class=\"link\">1. WHAT INFORMATION DO WE COLLECT?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infouse\" data-custom-class=\"link\">2. HOW DO WE PROCESS YOUR INFORMATION?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#legalbases\" data-custom-class=\"link\">3.\u00a0WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#whoshare\" data-custom-class=\"link\">4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#cookies\" data-custom-class=\"link\">5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<\/a><\/div><div>\u00a0<\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#inforetain\" data-custom-class=\"link\">6. HOW LONG DO WE KEEP YOUR INFORMATION?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infosafe\" data-custom-class=\"link\">7. HOW DO WE KEEP YOUR INFORMATION SAFE?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infominors\" data-custom-class=\"link\">8. DO WE COLLECT INFORMATION FROM MINORS?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#privacyrights\" data-custom-class=\"link\">9. WHAT ARE YOUR PRIVACY RIGHTS?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#DNT\" data-custom-class=\"link\">10. CONTROLS FOR DO-NOT-TRACK FEATURES<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#uslaws\" data-custom-class=\"link\">11. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/a><\/div><div>\u00a0<\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#policyupdates\" data-custom-class=\"link\">12. DO WE MAKE UPDATES TO THIS NOTICE?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#contact\" data-custom-class=\"link\">13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/a><\/div><div><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#request\" data-custom-class=\"link\">14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?<\/a><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"infocollect\"><h2>1. WHAT INFORMATION DO WE COLLECT?<\/h2><h3>Personal information you disclose to us<\/h3><span data-custom-class=\"body_text\"><strong><em>In Short:<\/em><\/strong><\/span><span data-custom-class=\"body_text\"><strong><em>\u00a0<\/em><\/strong><em>We collect personal information that you provide to us.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We collect personal information that you voluntarily provide to us when you\u00a0<\/span><span data-custom-class=\"body_text\">express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.<\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>Personal Information Provided by You.<\/strong>\u00a0The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">names<\/span><\/li><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">phone numbers<\/span><\/li><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">email addresses<\/span><\/li><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">location<\/span><\/li><\/ul><div>\u00a0<\/div><div id=\"sensitiveinfo\"><span data-custom-class=\"body_text\"><strong>Sensitive Information.<\/strong>\u00a0When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">financial data<\/span><\/li><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">source attribution<\/span><\/li><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">social security numbers or other government identifiers<\/span><\/li><\/ul><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.<\/span><\/div><div><h3>Information automatically collected<\/h3><span data-custom-class=\"body_text\"><strong><em>In Short:<\/em><\/strong><\/span><span data-custom-class=\"body_text\"><strong><em>\u00a0<\/em><\/strong><em>Some information \u2014 such as your Internet Protocol (IP) address and\/or browser and device characteristics \u2014 is collected automatically when you visit our Services.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.<\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">The information we collect includes:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><em>Log and Usage Data.<\/em>\u00a0Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services\u00a0(such as the date\/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called\u00a0&#8220;crash dumps&#8221;), and hardware settings).<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><em>Device Data.<\/em>\u00a0We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and\/or mobile carrier, operating system, and system configuration information.<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><em>Location Data.<\/em>\u00a0We collect location data such as information about your device&#8217;s location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services.<\/span><\/li><\/ul><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"infouse\"><h2>2. HOW DO WE PROCESS YOUR INFORMATION?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:\u00a0<\/em><\/strong><em>We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law.\u00a0We process the personal information for the following purposes listed below.\u00a0We may also process your information for other purposes\u00a0only with your prior explicit\u00a0consent.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>We process your personal information for a variety of reasons, depending on how you interact with our Services, including:<\/strong><\/span><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><strong>To deliver and facilitate delivery of services to the user.\u00a0<\/strong>We may process your information to provide you with the requested service.<\/span><\/li><\/ul><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><strong>To respond to user inquiries\/offer support to users.\u00a0<\/strong>We may process your information to respond to your inquiries and solve any potential issues you might have with the requested service.<\/span><\/li><\/ul><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><strong>To send administrative information to you.\u00a0<\/strong>We may process your information to send you details about our products and services, changes to our terms and policies, and other similar information.<\/span><\/li><\/ul><div><div><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><strong>To send you marketing and promotional communications.\u00a0<\/strong>We may process the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt out of our marketing emails at any time. For more information, see\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#privacyrights\"><span data-custom-class=\"link\">WHAT ARE YOUR PRIVACY RIGHTS?<\/span><\/a><span data-custom-class=\"body_text\">&#8221;\u00a0below.<\/span><\/li><\/ul><div><div><div><div><div><div><div><div><div><div><div><div><div><div><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"legalbases\"><h2>3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?<\/h2><em><span data-custom-class=\"body_text\"><strong>In Short:\u00a0<\/strong>We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e.,\u00a0legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or\u00a0fulfill\u00a0our contractual obligations, to protect your rights, or to\u00a0fulfill\u00a0our legitimate business interests.<\/span><\/em><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong><u><em>If you are located in Canada, this section applies to you.<\/em><\/u><\/strong><\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We may process your information if you have given us specific permission (i.e.,\u00a0express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e.,\u00a0implied consent). You can\u00a0<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#withdrawconsent\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">withdraw your consent<\/span><\/a><span data-custom-class=\"body_text\">\u00a0at any time.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">For investigations and fraud detection and prevention<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">For business transactions provided certain conditions are met<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">For identifying injured, ill, or deceased persons and communicating with next of kin<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If the collection is solely for journalistic, artistic, or literary purposes<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">If the information is publicly available and is specified by the regulations<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">We may disclose de-identified information for approved research or statistics projects, subject to ethics oversight and confidentiality commitments<\/li><\/ul><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"whoshare\"><h2>4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:<\/em><\/strong><em>\u00a0We may share information in specific situations described in this section and\/or with the following\u00a0categories of\u00a0third parties.<\/em><\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>Vendors, Consultants, and Other Third-Party Service Providers.<\/strong>\u00a0We may share your data with third-party vendors, service providers, contractors, or agents (&#8220;<strong>third parties<\/strong>&#8220;) who perform services for us or on our behalf and require access to such information to do that work.\u00a0We have contracts in place with our third parties, which are designed to help safeguard your personal information. This means that they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any\u00a0organization\u00a0apart from us. They also commit to pr<\/span><span data-custom-class=\"body_text\">otect the data they hold on our behalf and to retain it for the period we instruct.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">The\u00a0categories of\u00a0third parties we may share personal information with are as follows:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Google Analytics<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Google Ads<\/span><\/li><\/ul><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We\u00a0also\u00a0may need to share your personal information in the following situations:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\"><strong>Business Transfers.<\/strong>\u00a0We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.<\/span><\/li><\/ul><div><div><div><div><div><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"cookies\"><h2>5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:<\/em><\/strong><em>\u00a0We may use cookies and other tracking technologies to collect and store your information.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services. Some online tracking technologies help us maintain the security of our Services, prevent crashes, fix bugs, save your preferences, and assist with basic site functions.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We also permit third parties and service providers to use online tracking technologies on our Services for analytics and advertising, including to help manage and display advertisements, to tailor advertisements to your interests, or to send abandoned shopping cart reminders (depending on your communication preferences). The third parties and service providers use their technology to provide advertising about products and services tailored to your interests which may appear either on our Services or on other websites.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">To the extent these online tracking technologies are deemed to be a\u00a0&#8220;sale&#8221;\/&#8221;sharing&#8221;\u00a0(which includes targeted advertising, as defined under the applicable laws) under applicable US state laws, you can opt out of these online tracking technologies by submitting a request as described below under section\u00a0&#8220;<\/span><span data-custom-class=\"body_text\"><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#uslaws\" data-custom-class=\"link\">DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/a><\/span><span data-custom-class=\"body_text\">&#8220;<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.<\/span><h3>Google Analytics<\/h3><span data-custom-class=\"body_text\">We may share your information with Google Analytics to track and\u00a0analyze\u00a0the use of the Services.\u00a0The Google Analytics Advertising Features that we may use include:\u00a0Remarketing with Google Analytics,\u00a0Google Analytics Demographics and Interests Reporting\u00a0and\u00a0Google Display Network Impressions Reporting.\u00a0To opt out of being tracked by Google Analytics across the Services, visit\u00a0<a href=\"https:\/\/tools.google.com\/dlpage\/gaoptout\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">https:\/\/tools.google.com\/dlpage\/gaoptout<\/a>.\u00a0You can opt out of Google Analytics Advertising Features through\u00a0<a href=\"https:\/\/adssettings.google.com\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Ads Settings<\/a>\u00a0and Ad Settings for mobile apps. Other opt out means include\u00a0<a href=\"http:\/\/optout.networkadvertising.org\/\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">http:\/\/optout.networkadvertising.org\/<\/a>\u00a0and\u00a0<a href=\"http:\/\/www.networkadvertising.org\/mobile-choice\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">http:\/\/www.networkadvertising.org\/mobile-choice<\/a>.\u00a0For more information on the privacy practices of Google, please visit the\u00a0<a href=\"https:\/\/policies.google.com\/privacy\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">Google Privacy &amp; Terms page<\/a>.<\/span><\/div><div>\u00a0<\/div><div id=\"inforetain\"><h2>6. HOW LONG DO WE KEEP YOUR INFORMATION?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:\u00a0<\/em><\/strong><em>We keep your information for as long as necessary to\u00a0fulfill\u00a0the purposes outlined in this Privacy Notice unless otherwise required by law.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">When we have no ongoing legitimate business need to process your personal information, we will either delete or\u00a0anonymize\u00a0such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.<\/span><\/div><div>\u00a0<\/div><div id=\"infosafe\"><h2>7. HOW DO WE KEEP YOUR INFORMATION SAFE?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:\u00a0<\/em><\/strong><em>We aim to protect your personal information through a system of\u00a0organizational\u00a0and technical security measures.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We have implemented appropriate and reasonable technical and\u00a0organizational\u00a0security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other\u00a0unauthorized\u00a0third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.<\/span><\/div><div>\u00a0<\/div><div id=\"infominors\"><h2>8. DO WE COLLECT INFORMATION FROM MINORS?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:<\/em><\/strong><em>\u00a0We do not knowingly collect data from or market to\u00a0children under 18 years of age\u00a0or the equivalent age as specified by law in your jurisdiction.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We do not knowingly collect, solicit data from, or market to children under 18 years of age\u00a0or the equivalent age as specified by law in your jurisdiction, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18\u00a0or the equivalent age as specified by law in your jurisdiction\u00a0or that you are the parent or guardian of such a minor and consent to such minor dependent\u2019s use of the Services. If we learn that personal information from users less than 18 years of age\u00a0or the equivalent age as specified by law in your jurisdiction\u00a0has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18\u00a0or the equivalent age as specified by law in your jurisdiction, please contact us at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>.<\/span><\/div><div>\u00a0<\/div><div id=\"privacyrights\"><h2>9. WHAT ARE YOUR PRIVACY RIGHTS?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:<\/em><\/strong><em>\u00a0Depending on your state of residence in the US or in\u00a0some regions, such as\u00a0Canada, you have rights that allow you greater access to and control over your personal information.\u00a0You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">In some regions (like\u00a0Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making.\u00a0If a decision that produces legal or similarly significant effects is made solely by automated means, we will inform you, explain the main factors, and offer a simple way to request human review.\u00a0In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#contact\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/span><\/a><span data-custom-class=\"body_text\">&#8221;\u00a0below.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We will consider and act upon any request in accordance with applicable data protection laws.<\/span><\/div><div>\u00a0<\/div><div id=\"withdrawconsent\"><span data-custom-class=\"body_text\"><strong><u>Withdrawing your consent:<\/u><\/strong>\u00a0If we are relying on your consent to process your personal information,\u00a0which may be express and\/or implied consent depending on the applicable law,\u00a0you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#contact\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/span><\/a><span data-custom-class=\"body_text\">&#8221;\u00a0below.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">However, please note that this will not affect the lawfulness of the processing before its withdrawal nor,\u00a0when applicable law allows,\u00a0will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong><u>Opting out of marketing and promotional communications:<\/u><\/strong><strong>\u00a0<\/strong>You can unsubscribe from our marketing and promotional communications at any time by\u00a0clicking on the unsubscribe link in the emails that we send,\u00a0replying\u00a0&#8220;STOP&#8221; or &#8220;UNSUBSCRIBE&#8221;\u00a0to the SMS messages that we send,\u00a0or by contacting us using the details provided in the section\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#contact\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/span><\/a><span data-custom-class=\"body_text\">&#8221;\u00a0below. You will then be removed from the marketing lists. However, we may still communicate with you \u2014 for example, to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">If you have questions or comments about your privacy rights, you may email us at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>.<\/span><\/div><div>\u00a0<\/div><div id=\"DNT\"><h2>10. CONTROLS FOR DO-NOT-TRACK FEATURES<\/h2><span data-custom-class=\"body_text\">Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (&#8220;DNT&#8221;) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for\u00a0recognizing\u00a0and implementing DNT signals has been\u00a0finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">California law requires us to let you know how we respond to web browser DNT signals. Because there currently is not an industry or legal standard for\u00a0recognizing\u00a0or\u00a0honoring\u00a0DNT signals, we do not respond to them at this time.<\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div id=\"uslaws\"><h2>11. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/h2><span data-custom-class=\"body_text\"><strong><em>In Short:\u00a0<\/em><\/strong><em>If you are a resident of\u00a0California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. More information is provided below.<\/em><\/span><h3>Categories of Personal Information We Collect<\/h3><span data-custom-class=\"body_text\">The table below shows the categories of personal information we have collected in the past twelve (12) months. The table includes illustrative examples of each category and does not reflect the personal information we collect from you. For a comprehensive inventory of all personal information we process, please refer to the section\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infocollect\" data-custom-class=\"link\"><span data-custom-class=\"body_text\">WHAT INFORMATION DO WE COLLECT?<\/span><\/a><span data-custom-class=\"body_text\">&#8220;<\/span><\/div><div>\u00a0<\/div><table><thead><tr><th><span data-custom-class=\"body_text\"><strong>Category<\/strong><\/span><\/th><th><span data-custom-class=\"body_text\"><strong>Examples<\/strong><\/span><\/th><th><span data-custom-class=\"body_text\"><strong>Collected<\/strong><\/span><\/th><\/tr><\/thead><tbody><tr><td><div><span data-custom-class=\"body_text\">A. Identifiers<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name<\/span><\/div><\/td><td><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">YES<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><\/tbody><\/table><div>\u00a0<\/div><table><tbody><tr><td><div><span data-custom-class=\"body_text\">B. Personal information as defined in the California Customer Records statute<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Name, contact information, education, employment, employment history, and financial information<\/span><\/div><\/td><td><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">YES<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><\/tbody><\/table><div>\u00a0<\/div><table><tbody><tr><td><div><span data-custom-class=\"body_text\">C. Protected classification characteristics under state or federal law<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Gender, age, date of birth, race and ethnicity, national origin, marital status, and other demographic data<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">YES<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">D. Commercial information<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Transaction information, purchase history, financial details, and payment information<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\">NO<\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">E. Biometric information<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Fingerprints and voiceprints<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\">NO<\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">F. Internet or other similar network activity<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Browsing history, search history, online\u00a0behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">YES<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">G. Geolocation data<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Device location<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">YES<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">H. Audio, electronic, sensory, or similar information<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Images and audio, video or call recordings created in connection with our business activities<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\">NO<\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">I. Professional or employment-related information<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">YES<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">J. Education Information<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Student records and directory information<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\">NO<\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><div><span data-custom-class=\"body_text\">K. Inferences drawn from collected personal information<\/span><\/div><\/td><td><div><span data-custom-class=\"body_text\">Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual\u2019s preferences and characteristics<\/span><\/div><\/td><td><div>\u00a0<\/div><div data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">NO<\/span><\/div><div>\u00a0<\/div><\/td><\/tr><tr><td><span data-custom-class=\"body_text\">L. Sensitive personal Information<\/span><\/td><td><span data-custom-class=\"body_text\">Financial information including account access details\u00a0and\u00a0social security numbers<\/span><\/td><td><div data-empty=\"true\">\u00a0<\/div><div data-custom-class=\"body_text\" data-empty=\"true\"><span data-custom-class=\"body_text\">YES<\/span><\/div><div data-empty=\"true\">\u00a0<\/div><\/td><\/tr><\/tbody><\/table><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We only collect sensitive personal information, as defined by applicable privacy laws or the purposes allowed by law or with your consent. Sensitive personal information may be used, or disclosed to a service provider or contractor, for additional, specified purposes. You may have the right to limit the use or disclosure of your sensitive personal information.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:<\/span><\/div><ul><li data-custom-class=\"body_text\">Receiving help through our customer support channels;<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Participation in customer surveys or contests; and<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Facilitation in the delivery of our Services and to respond to your inquiries.<\/li><\/ul><div><span data-custom-class=\"body_text\">We will use and retain the collected personal information as needed to provide the Services or for:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category A &#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category B &#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category\u00a0C\u00a0&#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category\u00a0F\u00a0&#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category\u00a0G\u00a0&#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category\u00a0I\u00a0&#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div><div><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Category\u00a0L\u00a0&#8211;\u00a0Indefinitely<\/span><\/li><\/ul><div><h3>Sources of Personal Information<\/h3><span data-custom-class=\"body_text\">Learn more about the sources of personal information we collect in\u00a0&#8220;<\/span><span data-custom-class=\"body_text\"><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infocollect\" data-custom-class=\"link\">WHAT INFORMATION DO WE COLLECT?<\/a><\/span><span data-custom-class=\"body_text\">&#8220;<\/span><h3>How We Use and Share Personal Information<\/h3><span data-custom-class=\"body_text\">Learn more about how we use your personal information in the section,\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#infouse\" data-custom-class=\"link\">HOW DO WE PROCESS YOUR INFORMATION?<\/a><span data-custom-class=\"body_text\">&#8220;<\/span><\/div><div>\u00a0<\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We collect and share your personal information through:<\/span><\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Targeting cookies\/Marketing cookies<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Social media cookies<\/span><\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><span data-custom-class=\"body_text\">Beacons\/Pixels\/Tags<\/span><\/li><\/ul><div><div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\"><strong>Will your information be shared with anyone else?<\/strong><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information to in the section,\u00a0&#8220;<\/span><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#whoshare\" data-custom-class=\"link\">WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/a><span data-custom-class=\"body_text\">&#8220;<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be\u00a0&#8220;selling&#8221;\u00a0of your personal information.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We have not sold or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months.\u00a0<\/span><span data-custom-class=\"body_text\">We have disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:<\/span><\/div><div><div><div><div><div><div><div><div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under\u00a0&#8220;<a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#whoshare\" data-custom-class=\"link\">WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/a>&#8220;<\/span><\/div><div><h3>Your Rights<\/h3><span data-custom-class=\"body_text\">You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include:<\/span><\/div><ul><li data-custom-class=\"body_text\"><strong>Right to know<\/strong>\u00a0whether or not we are processing your personal data<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><strong>Right to access\u00a0<\/strong>your personal data<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><strong>Right to correct\u00a0<\/strong>inaccuracies in your personal data<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><strong>Right to request<\/strong>\u00a0the deletion of your personal data<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><strong>Right to obtain a copy\u00a0<\/strong>of the personal data you previously shared with us<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><strong>Right to non-discrimination<\/strong>\u00a0for exercising your rights<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\"><strong>Right to opt out<\/strong>\u00a0of the processing of your personal data if it is used for targeted advertising\u00a0(or sharing as defined under California\u2019s privacy law), the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects (&#8220;profiling&#8221;)<\/li><\/ul><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Depending upon the state where you live, you may also have the following rights:<\/span><\/div><ul><li data-custom-class=\"body_text\">Right to access the categories of personal data being processed (as permitted by applicable law, including the privacy law in Minnesota)<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Right to obtain a list of the categories of third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in\u00a0California, Delaware, and Maryland)<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Right to obtain a list of specific third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in\u00a0Minnesota and Oregon)<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Right to review, understand, question, and correct how personal data has been profiled (as permitted by applicable law, including the privacy law in Minnesota)<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Right to limit use and disclosure of sensitive personal data (as permitted by applicable law, including the privacy law in California)<\/li><\/ul><div>\u00a0<\/div><ul><li data-custom-class=\"body_text\">Right to opt out of the collection of sensitive data and personal data collected through the operation of a voice or facial recognition feature (as permitted by applicable law, including the privacy law in Florida)<\/li><\/ul><div><h3>How to Exercise Your Rights<\/h3><span data-custom-class=\"body_text\">To exercise these rights, you can contact us\u00a0by submitting a\u00a0<\/span><a href=\"https:\/\/app.termly.io\/dsar\/0a280494-83e5-41ee-af79-20f40fa54ebc\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">data subject access request<\/a><span data-custom-class=\"body_text\">,\u00a0<\/span><span data-custom-class=\"body_text\">by emailing us at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>,\u00a0<\/span><span data-custom-class=\"body_text\">or by referring to the contact details at the bottom of this document.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Under certain US state data protection laws, you can designate an\u00a0authorized\u00a0agent to make a request on your behalf. We may deny a request from an\u00a0authorized\u00a0agent that does not submit proof that they have been validly\u00a0authorized\u00a0to act on your behalf in accordance with applicable laws.<\/span><br \/><h3>Request Verification<\/h3><span data-custom-class=\"body_text\">Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes.<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">If you submit the request through an\u00a0authorized\u00a0agent, we may need to collect additional information to verify your identity before processing your request and the agent will need to provide a written and signed permission from you to submit such request on your behalf.<\/span><h3>Appeals<\/h3><span data-custom-class=\"body_text\">Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may submit a complaint to your state attorney general.<\/span><h3>California\u00a0&#8220;Shine The Light&#8221;\u00a0Law<\/h3><span data-custom-class=\"body_text\">California Civil Code Section 1798.83, also known as the\u00a0&#8220;Shine The Light&#8221;\u00a0law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by using the contact details provided in the section\u00a0&#8220;<\/span><span data-custom-class=\"body_text\"><a href=\"https:\/\/app.termly.io\/policy-viewer\/policy.html?policyUUID=0a280494-83e5-41ee-af79-20f40fa54ebc#contact\" data-custom-class=\"link\">HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/a><\/span><span data-custom-class=\"body_text\">&#8220;<\/span><\/div><div>\u00a0<\/div><div id=\"policyupdates\"><h2>12. DO WE MAKE UPDATES TO THIS NOTICE?<\/h2><span data-custom-class=\"body_text\"><em><strong>In Short:\u00a0<\/strong>Yes, we will update this notice as necessary to stay compliant with relevant laws.<\/em><\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">We may update this Privacy Notice from time to time. The updated version will be indicated by an updated\u00a0&#8220;Revised&#8221;\u00a0date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.<\/span><\/div><div>\u00a0<\/div><div id=\"contact\"><h2>13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/h2><span data-custom-class=\"body_text\">If you have questions or comments about this notice, you may\u00a0contact our Data Protection Officer (DPO)\u00a0by email at\u00a0<a href=\"mailto:geoffrey.smith@steinbergwealth.com\" target=\"_blank\" rel=\"noopener\" data-custom-class=\"link\">geoffrey.smith@steinbergwealth.com<\/a>,\u00a0by phone at\u00a0(514) 876-9888,\u00a0or\u00a0contact us by post at:<\/span><\/div><div>\u00a0<\/div><div><span data-custom-class=\"body_text\">Lorne Steinberg Wealth Management Inc.<\/span><\/div><div><span data-custom-class=\"body_text\">Data Protection Officer<\/span><\/div><div><span data-custom-class=\"body_text\">1000 rue de la Gaucheti\u00e8re ouest, Suite 3310<\/span><\/div><div><span data-custom-class=\"body_text\">Montr\u00e9al,\u00a0Quebec\u00a0H3B 4W5<\/span><\/div><div><span data-custom-class=\"body_text\">Canada<\/span><\/div><div>\u00a0<\/div><div id=\"request\"><h2>14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?<\/h2><span data-custom-class=\"body_text\">Based on the applicable laws of your country\u00a0or state of residence in the US, you may\u00a0have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to\u00a0withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please\u00a0fill out and submit a\u00a0<\/span><span data-custom-class=\"body_text\"><a href=\"https:\/\/app.termly.io\/dsar\/0a280494-83e5-41ee-af79-20f40fa54ebc\" target=\"_blank\" rel=\"noopener noreferrer\" data-custom-class=\"link\">data subject access request<\/a><\/span><span data-custom-class=\"body_text\">.<\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1977607702\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-1977607702\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\"elementor-element elementor-element-14e27fa e-con-full e-flex e-con e-child\" data-id=\"14e27fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05bbc6c elementor-widget elementor-widget-text-editor\" data-id=\"05bbc6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>POLITIQUE DE CONFIDENTIALIT\u00c9<\/h1><p><span style=\"font-weight: 400;\">Derni\u00e8re mise \u00e0 jour : 9 septembre 2025<\/span><\/p><p><span style=\"font-weight: 400;\">Le pr\u00e9sent avis de confidentialit\u00e9 de <\/span><b>Lorne Steinberg Gestion de patrimoine<\/b><span style=\"font-weight: 400;\"> (\u00ab nous \u00bb, \u00ab notre \u00bb ou \u00ab nos \u00bb) d\u00e9crit comment et pourquoi nous pouvons acc\u00e9der \u00e0, recueillir, conserver, utiliser et\/ou partager (\u00ab traiter \u00bb) vos renseignements personnels lorsque vous utilisez nos services (\u00ab Services \u00bb), notamment lorsque vous :<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Visitez notre site Web \u00e0 l\u2019adresse<\/span><a href=\"https:\/\/steinbergwealth.com\/fr\/\"> <span style=\"font-weight: 400;\">https:\/\/steinbergwealth.com<\/span><\/a><span style=\"font-weight: 400;\"> ou tout autre site Web qui renvoie au pr\u00e9sent avis de confidentialit\u00e9.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Interagissez avec nous d\u2019autres fa\u00e7ons connexes, y compris lors de ventes, d\u2019activit\u00e9s de marketing ou d\u2019\u00e9v\u00e9nements.<\/span><\/p><p><b>Questions ou pr\u00e9occupations?<\/b><span style=\"font-weight: 400;\"> La lecture du pr\u00e9sent avis de confidentialit\u00e9 vous aidera \u00e0 comprendre vos droits et vos choix en mati\u00e8re de vie priv\u00e9e. Nous sommes responsables des d\u00e9cisions relatives \u00e0 la mani\u00e8re dont vos renseignements personnels sont trait\u00e9s. Si vous n\u2019acceptez pas nos politiques et pratiques, veuillez ne pas utiliser nos Services. Si vous avez encore des questions ou des pr\u00e9occupations, veuillez nous contacter \u00e0 l\u2019adresse <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><h2>R\u00c9SUM\u00c9 DES POINTS CL\u00c9S<\/h2><p><span style=\"font-weight: 400;\">Ce r\u00e9sum\u00e9 pr\u00e9sente les points essentiels de notre avis de confidentialit\u00e9. Vous pouvez obtenir plus de d\u00e9tails sur chacun de ces sujets en suivant les liens apr\u00e8s chaque point ou en utilisant la table des mati\u00e8res ci-dessous pour trouver la section recherch\u00e9e.<\/span><\/p><p><b>Quels renseignements personnels traitons-nous?<\/b><span style=\"font-weight: 400;\"> Lorsque vous visitez, utilisez ou naviguez dans nos Services, nous pouvons traiter des renseignements personnels selon la fa\u00e7on dont vous interagissez avec nous et les Services, les choix que vous faites et les produits et fonctionnalit\u00e9s que vous utilisez. En savoir plus sur les renseignements personnels que vous nous divulguez.<\/span><\/p><p><b>Traitons-nous des renseignements personnels sensibles?<\/b><span style=\"font-weight: 400;\"> Certains renseignements peuvent \u00eatre consid\u00e9r\u00e9s \u00ab particuliers \u00bb ou \u00ab sensibles \u00bb dans certaines juridictions, par exemple vos origines raciales ou ethniques, votre orientation sexuelle et vos croyances religieuses. Nous pouvons traiter des renseignements personnels sensibles lorsque cela est n\u00e9cessaire avec votre consentement ou autrement permis par la loi applicable. En savoir plus sur les renseignements sensibles que nous traitons.<\/span><\/p><p><b>Recueillons-nous des renseignements aupr\u00e8s de tiers?<\/b><span style=\"font-weight: 400;\"> Nous ne recueillons aucun renseignement aupr\u00e8s de tiers.<\/span><\/p><p><b>Comment traitons-nous vos renseignements?<\/b><span style=\"font-weight: 400;\"> Nous traitons vos renseignements pour fournir, am\u00e9liorer et administrer nos Services, communiquer avec vous, assurer la s\u00e9curit\u00e9 et pr\u00e9venir la fraude, et respecter la loi. Nous pouvons aussi traiter vos renseignements \u00e0 d\u2019autres fins avec votre consentement. Nous ne traitons vos renseignements que lorsque nous avons une raison juridique valable de le faire. En savoir plus sur la mani\u00e8re dont nous traitons vos renseignements.<\/span><\/p><p><b>Dans quelles situations et avec quelles cat\u00e9gories de parties partageons-nous des renseignements personnels?<\/b><span style=\"font-weight: 400;\"> Nous pouvons partager des renseignements dans des situations pr\u00e9cises et avec des cat\u00e9gories pr\u00e9cises de tiers. En savoir plus sur les moments et les personnes avec qui nous partageons vos renseignements personnels.<\/span><\/p><p><b>Comment prot\u00e9geons-nous vos renseignements?<\/b><span style=\"font-weight: 400;\"> Nous avons mis en place des mesures organisationnelles et techniques appropri\u00e9es pour prot\u00e9ger vos renseignements personnels. Toutefois, aucune transmission \u00e9lectronique sur Internet ni aucune technologie d\u2019entreposage de l\u2019information ne peut \u00eatre garantie \u00e0 100 % s\u00e9curitaire. Nous ne pouvons donc pas promettre ni garantir que des pirates informatiques, cybercriminels ou autres tiers non autoris\u00e9s ne parviendront pas \u00e0 d\u00e9jouer nos mesures de s\u00e9curit\u00e9 et \u00e0 recueillir, acc\u00e9der, voler ou modifier vos renseignements. En savoir plus sur la fa\u00e7on dont nous prot\u00e9geons vos renseignements.<\/span><\/p><p><b>Quels sont vos droits?<\/b><span style=\"font-weight: 400;\"> Selon l\u2019endroit o\u00f9 vous vous trouvez, la loi sur la protection de la vie priv\u00e9e applicable peut vous accorder certains droits concernant vos renseignements personnels. En savoir plus sur vos droits en mati\u00e8re de vie priv\u00e9e.<\/span><\/p><p><b>Comment exercer vos droits?<\/b><span style=\"font-weight: 400;\"> Le moyen le plus simple d\u2019exercer vos droits consiste \u00e0 soumettre une demande d\u2019acc\u00e8s par la personne concern\u00e9e ou \u00e0 nous contacter. Nous examinerons toute demande et y donnerons suite conform\u00e9ment aux lois applicables sur la protection des renseignements.<\/span><\/p><p><b>Vous souhaitez en savoir plus sur ce que nous faisons avec les renseignements que nous recueillons?<\/b><span style=\"font-weight: 400;\"> Consultez l\u2019avis de confidentialit\u00e9 complet.<\/span><\/p><h2>TABLE DES MATI\u00c8RES<\/h2><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">QUELS RENSEIGNEMENTS RECUEILLONS-NOUS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">COMMENT TRAITONS-NOUS VOS RENSEIGNEMENTS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SUR QUELLES BASES JURIDIQUES NOUS FONDE-T-ON POUR TRAITER VOS RENSEIGNEMENTS PERSONNELS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">QUAND ET AVEC QUI PARTAGEONS-NOUS VOS RENSEIGNEMENTS PERSONNELS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UTILISONS-NOUS DES T\u00c9MOINS ET AUTRES TECHNOLOGIES DE SUIVI?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">COMBIEN DE TEMPS CONSERVONS-NOUS VOS RENSEIGNEMENTS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">COMMENT GARANTISSONS-NOUS LA S\u00c9CURIT\u00c9 DE VOS RENSEIGNEMENTS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">RECUEILLONS-NOUS DES RENSEIGNEMENTS AUPR\u00c8S DE MINEURS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">QUELS SONT VOS DROITS EN MATI\u00c8RE DE VIE PRIV\u00c9E?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CONTR\u00d4LES RELATIFS \u00c0 LA FONCTION \u00ab NE PAS ME PISTER \u00bb<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">LES R\u00c9SIDENTS DES \u00c9TATS-UNIS DISPOSENT-ILS DE DROITS SP\u00c9CIFIQUES?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">APPORTONS-NOUS DES MISES \u00c0 JOUR AU PR\u00c9SENT AVIS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">COMMENT NOUS CONTACTER AU SUJET DU PR\u00c9SENT AVIS?<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">COMMENT EXAMINER, METTRE \u00c0 JOUR OU SUPPRIMER LES DONN\u00c9ES QUE NOUS RECUEILLONS \u00c0 VOTRE SUJET?<\/span><p>\u00a0<\/p><\/li><\/ol><h3>1. QUELS RENSEIGNEMENTS RECUEILLONS-NOUS?<\/h3><p><b>Renseignements personnels que vous nous divulguez<\/b><b><br \/><\/b> <b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous recueillons les renseignements personnels que vous nous fournissez.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous recueillons les renseignements personnels que vous nous fournissez volontairement lorsque vous manifestez votre int\u00e9r\u00eat pour nos produits et Services, lorsque vous participez \u00e0 des activit\u00e9s sur les Services ou lorsque vous nous contactez autrement.<\/span><\/p><p><b>Renseignements personnels fournis par vous.<\/b><span style=\"font-weight: 400;\"> Les renseignements personnels que nous recueillons d\u00e9pendent du contexte de vos interactions avec nous et les Services, des choix que vous faites et des produits et fonctionnalit\u00e9s que vous utilisez. Les renseignements que nous pouvons recueillir comprennent notamment :<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> noms<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> num\u00e9ros de t\u00e9l\u00e9phone<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> adresses courriel<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> emplacement<\/span><\/p><p><b>Renseignements sensibles.<\/b><span style=\"font-weight: 400;\"> Lorsque n\u00e9cessaire, avec votre consentement ou tel que permis par la loi, nous traitons les cat\u00e9gories de renseignements sensibles suivantes :<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> donn\u00e9es financi\u00e8res<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> attribution de source<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> num\u00e9ros d\u2019assurance sociale ou autres identifiants gouvernementaux<\/span><\/p><p><span style=\"font-weight: 400;\">Tous les renseignements personnels que vous nous fournissez doivent \u00eatre v\u00e9ridiques, complets et exacts, et vous devez nous aviser de toute modification de ces renseignements.<\/span><\/p><p><b>Renseignements recueillis automatiquement<\/b><b><br \/><\/b> <b>En bref :<\/b><span style=\"font-weight: 400;\"> Certains renseignements, comme votre adresse IP et les caract\u00e9ristiques de votre navigateur et de votre appareil, sont recueillis automatiquement lorsque vous visitez nos Services.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous recueillons automatiquement certains renseignements lorsque vous visitez, utilisez ou naviguez dans les Services. Ces renseignements ne r\u00e9v\u00e8lent pas votre identit\u00e9 sp\u00e9cifique (comme votre nom ou vos coordonn\u00e9es) mais peuvent inclure des donn\u00e9es d\u2019utilisation et techniques, par exemple votre adresse IP, les caract\u00e9ristiques du navigateur et de l\u2019appareil, le syst\u00e8me d\u2019exploitation, les pr\u00e9f\u00e9rences linguistiques, les URL de provenance, le nom de l\u2019appareil, le pays, l\u2019emplacement, des informations sur la mani\u00e8re et le moment d\u2019utilisation des Services et d\u2019autres donn\u00e9es techniques. Ces informations sont principalement n\u00e9cessaires pour maintenir la s\u00e9curit\u00e9 et le fonctionnement de nos Services ainsi que pour nos analyses internes et nos rapports.<\/span><\/p><p><span style=\"font-weight: 400;\">Les renseignements que nous recueillons comprennent :<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Donn\u00e9es de journaux et d\u2019utilisation.<\/b><span style=\"font-weight: 400;\"> Donn\u00e9es li\u00e9es au service, au diagnostic, \u00e0 l\u2019utilisation et au rendement que nos serveurs recueillent automatiquement lorsque vous acc\u00e9dez aux Services et que nous consignons dans des fichiers journaux. Selon votre interaction avec nous, ces journaux peuvent inclure l\u2019adresse IP, des informations sur l\u2019appareil, le type et les param\u00e8tres du navigateur, des informations sur votre activit\u00e9 dans les Services (dates et heures d\u2019utilisation, pages et fichiers consult\u00e9s, recherches et autres actions comme les fonctionnalit\u00e9s utilis\u00e9es), des \u00e9v\u00e9nements de l\u2019appareil (activit\u00e9 syst\u00e8me, rapports d\u2019erreur ou \u00ab vidages sur incident \u00bb, param\u00e8tres mat\u00e9riels).<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Donn\u00e9es sur l\u2019appareil.<\/b><span style=\"font-weight: 400;\"> Renseignements sur l\u2019ordinateur, le t\u00e9l\u00e9phone, la tablette ou tout autre appareil utilis\u00e9 pour acc\u00e9der aux Services, dont l\u2019adresse IP (ou serveur mandataire), des identifiants d\u2019appareil et d\u2019application, l\u2019emplacement, le type de navigateur, le mod\u00e8le mat\u00e9riel, le fournisseur de services Internet ou le transporteur mobile, le syst\u00e8me d\u2019exploitation et la configuration du syst\u00e8me.<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Donn\u00e9es de localisation.<\/b><span style=\"font-weight: 400;\"> Renseignements sur l\u2019emplacement de votre appareil, qui peuvent \u00eatre pr\u00e9cis ou approximatifs. L\u2019\u00e9tendue des renseignements recueillis d\u00e9pend du type d\u2019appareil et de ses param\u00e8tres. Par exemple, nous pouvons utiliser le GPS et d\u2019autres technologies pour d\u00e9terminer votre emplacement actuel \u00e0 partir de votre adresse IP. Vous pouvez refuser la collecte de ces donn\u00e9es en refusant l\u2019acc\u00e8s ou en d\u00e9sactivant le r\u00e9glage de localisation de votre appareil. Cela pourrait toutefois restreindre certaines fonctionnalit\u00e9s des Services.<\/span><\/p><h3>2. COMMENT TRAITONS-NOUS VOS RENSEIGNEMENTS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous traitons vos renseignements pour fournir, am\u00e9liorer et administrer nos Services, communiquer avec vous, assurer la s\u00e9curit\u00e9 et pr\u00e9venir la fraude et respecter la loi. Nous pouvons aussi traiter vos renseignements \u00e0 d\u2019autres fins uniquement avec votre consentement explicite pr\u00e9alable.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous traitons vos renseignements personnels pour diverses raisons selon la fa\u00e7on dont vous interagissez avec nos Services, notamment :<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Fournir et faciliter la prestation des services \u00e0 l\u2019utilisateur.<\/b><span style=\"font-weight: 400;\"> Nous pouvons traiter vos renseignements pour vous fournir le service demand\u00e9.<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>R\u00e9pondre aux demandes et offrir du soutien.<\/b><span style=\"font-weight: 400;\"> Nous pouvons traiter vos renseignements pour r\u00e9pondre \u00e0 vos demandes et r\u00e9soudre des probl\u00e8mes li\u00e9s au service.<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Vous envoyer des informations administratives.<\/b><span style=\"font-weight: 400;\"> Nous pouvons traiter vos renseignements pour vous envoyer des d\u00e9tails sur nos produits et services, des changements \u00e0 nos conditions et politiques et d\u2019autres informations similaires.<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Vous transmettre des communications marketing et promotionnelles.<\/b><span style=\"font-weight: 400;\"> Nous pouvons traiter les renseignements personnels que vous nous transmettez \u00e0 des fins de marketing, conform\u00e9ment \u00e0 vos pr\u00e9f\u00e9rences. Vous pouvez vous d\u00e9sabonner en tout temps. Voir la section \u00ab QUELS SONT VOS DROITS EN MATI\u00c8RE DE VIE PRIV\u00c9E? \u00bb.<\/span><\/p><h3>3. SUR QUELLES BASES JURIDIQUES NOUS FONDE-T-ON POUR TRAITER VOS RENSEIGNEMENTS PERSONNELS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous traitons vos renseignements personnels uniquement lorsque nous estimons que cela est n\u00e9cessaire et que nous avons une base juridique valide en vertu de la loi applicable, par exemple avec votre consentement, pour respecter les lois, pour vous fournir des services et remplir nos obligations contractuelles, pour prot\u00e9ger vos droits ou pour poursuivre nos int\u00e9r\u00eats l\u00e9gitimes.<\/span><\/p><p><b>Si vous \u00eates situ\u00e9 au Canada, cette section s\u2019applique \u00e0 vous.<\/b><\/p><p><span style=\"font-weight: 400;\">Nous pouvons traiter vos renseignements si vous nous avez donn\u00e9 une permission sp\u00e9cifique (consentement expr\u00e8s) pour les utiliser \u00e0 une fin pr\u00e9cise, ou dans des situations o\u00f9 votre permission peut \u00eatre d\u00e9duite (consentement implicite). Vous pouvez retirer votre consentement en tout temps.<\/span><\/p><p><span style=\"font-weight: 400;\">Dans certains cas exceptionnels, la loi applicable peut nous permettre de traiter vos renseignements sans votre consentement, notamment :<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Si la collecte est manifestement dans l\u2019int\u00e9r\u00eat de la personne et qu\u2019il est impossible d\u2019obtenir son consentement en temps opportun.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Pour des enqu\u00eates et la d\u00e9tection et pr\u00e9vention de la fraude.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Dans le cadre de transactions commerciales, si certaines conditions sont respect\u00e9es.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> S\u2019ils figurent dans une d\u00e9claration de t\u00e9moin et que la collecte est n\u00e9cessaire pour \u00e9valuer, traiter ou r\u00e9gler une r\u00e9clamation d\u2019assurance.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Pour identifier des personnes bless\u00e9es, malades ou d\u00e9c\u00e9d\u00e9es et communiquer avec les proches.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Si nous avons des motifs raisonnables de croire qu\u2019une personne a \u00e9t\u00e9, est ou peut \u00eatre victime d\u2019abus financier.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> S\u2019il est raisonnable de s\u2019attendre \u00e0 ce que la collecte et l\u2019utilisation avec consentement compromettent la disponibilit\u00e9 ou l\u2019exactitude des renseignements et que la collecte est raisonnable \u00e0 des fins li\u00e9es \u00e0 l\u2019enqu\u00eate d\u2019une violation d\u2019une entente ou d\u2019une loi canadienne ou provinciale.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Si la divulgation est exig\u00e9e pour se conformer \u00e0 une assignation, un mandat, une ordonnance d\u2019un tribunal ou des r\u00e8gles de la cour relatives \u00e0 la production de documents.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> S\u2019ils ont \u00e9t\u00e9 produits par une personne dans le cadre de son emploi, entreprise ou profession et que la collecte est conforme aux fins pour lesquelles les renseignements ont \u00e9t\u00e9 produits.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Si la collecte se fait uniquement \u00e0 des fins journalistiques, artistiques ou litt\u00e9raires.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Si les renseignements sont accessibles au public et pr\u00e9cis\u00e9s par r\u00e8glement.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Nous pouvons divulguer des renseignements d\u00e9personnalis\u00e9s pour des projets de recherche ou de statistiques approuv\u00e9s, sous r\u00e9serve d\u2019une supervision \u00e9thique et d\u2019engagements de confidentialit\u00e9.<\/span><\/p><h3>4. QUAND ET AVEC QUI PARTAGEONS-NOUS VOS RENSEIGNEMENTS PERSONNELS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous pouvons partager des renseignements dans les situations d\u00e9crites ici et\/ou avec les cat\u00e9gories de tiers suivantes.<\/span><\/p><p><b>Fournisseurs, consultants et autres prestataires de services tiers.<\/b><span style=\"font-weight: 400;\"> Nous pouvons partager vos donn\u00e9es avec des fournisseurs, prestataires, sous-traitants ou agents tiers (\u00ab tiers \u00bb) qui fournissent des services pour nous ou en notre nom et qui ont besoin d\u2019y acc\u00e9der pour effectuer ce travail. Nous avons des contrats destin\u00e9s \u00e0 prot\u00e9ger vos renseignements personnels. Ils ne peuvent rien faire avec vos renseignements sauf selon nos instructions. Ils ne partageront pas vos renseignements avec une autre organisation, s\u2019engagent \u00e0 les prot\u00e9ger et \u00e0 les conserver pendant la p\u00e9riode que nous indiquons.<\/span><\/p><p><b>Cat\u00e9gories de tiers avec qui nous pouvons partager des renseignements personnels :<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Google Analytics<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Google Ads<\/span><\/p><p><b>Autres situations de partage :<\/b><b><br \/><\/b> <b>Transferts d\u2019entreprise.<\/b><span style=\"font-weight: 400;\"> Nous pouvons partager ou transf\u00e9rer vos renseignements dans le cadre de n\u00e9gociations ou de la r\u00e9alisation d\u2019une fusion, d\u2019une vente d\u2019actifs, d\u2019un financement ou d\u2019une acquisition de tout ou partie de notre entreprise.<\/span><\/p><h3>5. UTILISONS-NOUS DES T\u00c9MOINS ET AUTRES TECHNOLOGIES DE SUIVI?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous pouvons utiliser des t\u00e9moins et d\u2019autres technologies de suivi pour recueillir et stocker vos renseignements.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous pouvons utiliser des t\u00e9moins et des technologies similaires (pixels espions, balises Web) pour recueillir des informations lorsque vous interagissez avec nos Services. Certaines technologies de suivi aident \u00e0 maintenir la s\u00e9curit\u00e9, \u00e0 pr\u00e9venir les pannes, \u00e0 corriger des bogues, \u00e0 enregistrer vos pr\u00e9f\u00e9rences et \u00e0 soutenir des fonctions de base du site.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous permettons \u00e9galement \u00e0 des tiers et \u00e0 des prestataires d\u2019utiliser des technologies de suivi pour l\u2019analyse et la publicit\u00e9, notamment pour g\u00e9rer et afficher des publicit\u00e9s, les adapter \u00e0 vos int\u00e9r\u00eats ou envoyer des rappels de panier abandonn\u00e9 (selon vos pr\u00e9f\u00e9rences de communication). Ces tiers utilisent leurs technologies pour offrir de la publicit\u00e9 cibl\u00e9e sur nos Services ou d\u2019autres sites.<\/span><\/p><p><span style=\"font-weight: 400;\">Dans la mesure o\u00f9 ces technologies de suivi en ligne sont consid\u00e9r\u00e9es comme une \u00ab vente \u00bb ou un \u00ab partage \u00bb au sens des lois des \u00c9tats am\u00e9ricains applicables, vous pouvez vous y opposer en soumettant une demande comme d\u00e9crit \u00e0 la section \u00ab LES R\u00c9SIDENTS DES \u00c9TATS-UNIS DISPOSENT-ILS DE DROITS SP\u00c9CIFIQUES? \u00bb.<\/span><\/p><p><span style=\"font-weight: 400;\">Des renseignements pr\u00e9cis sur l\u2019utilisation de ces technologies et sur la mani\u00e8re de refuser certains t\u00e9moins sont fournis dans notre <\/span><b>Avis sur les t\u00e9moins<\/b><span style=\"font-weight: 400;\">.<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <b>Google Analytics.<\/b><span style=\"font-weight: 400;\"> Nous pouvons partager vos renseignements avec Google Analytics pour suivre et analyser l\u2019utilisation des Services. Les fonctionnalit\u00e9s publicitaires que nous pouvons utiliser comprennent le remarketing avec Google Analytics, les rapports sur les donn\u00e9es d\u00e9mographiques et les centres d\u2019int\u00e9r\u00eat, et les impressions du R\u00e9seau Display. Pour vous d\u00e9sinscrire du suivi sur nos Services, visitez<\/span><a href=\"https:\/\/tools.google.com\/dlpage\/gaoptout\"> <span style=\"font-weight: 400;\">https:\/\/tools.google.com\/dlpage\/gaoptout<\/span><\/a><span style=\"font-weight: 400;\">. Vous pouvez aussi g\u00e9rer vos pr\u00e9f\u00e9rences via les param\u00e8tres d\u2019annonces. Pour en savoir plus, consultez la page R\u00e8gles de confidentialit\u00e9 et conditions de Google.<\/span><\/p><h3>6. COMBIEN DE TEMPS CONSERVONS-NOUS VOS RENSEIGNEMENTS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous conservons vos renseignements aussi longtemps que n\u00e9cessaire aux fins d\u00e9crites dans le pr\u00e9sent avis, sauf obligation contraire de la loi.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous ne conserverons vos renseignements personnels que pour la dur\u00e9e n\u00e9cessaire aux fins \u00e9nonc\u00e9es, sauf si une p\u00e9riode de conservation plus longue est requise ou permise par la loi (p. ex., obligations fiscales, comptables ou autres).<\/span><\/p><p><span style=\"font-weight: 400;\">Lorsque nous n\u2019avons plus de raison commerciale l\u00e9gitime de traiter vos renseignements personnels, nous les supprimerons ou les anonymiserons. Si cela n\u2019est pas possible, par exemple parce qu\u2019ils se trouvent dans des archives de sauvegarde, nous les conserverons de fa\u00e7on s\u00e9curitaire et les isolerons de tout traitement ult\u00e9rieur jusqu\u2019\u00e0 ce que la suppression soit possible.<\/span><\/p><h3>7. COMMENT GARANTISSONS-NOUS LA S\u00c9CURIT\u00c9 DE VOS RENSEIGNEMENTS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous visons \u00e0 prot\u00e9ger vos renseignements personnels par des mesures organisationnelles et techniques raisonnables.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous avons mis en place des mesures de s\u00e9curit\u00e9 appropri\u00e9es. Malgr\u00e9 ces mesures, aucune transmission ou stockage \u00e9lectroniques ne peut \u00eatre garanti \u00e0 100 % s\u00e9curitaire. Nous ne pouvons donc pas promettre qu\u2019aucun tiers non autoris\u00e9 ne parviendra \u00e0 contourner nos mesures et \u00e0 acc\u00e9der \u00e0 vos renseignements. Bien que nous fassions de notre mieux, la transmission de renseignements personnels vers et depuis nos Services se fait \u00e0 vos risques. Vous devriez acc\u00e9der aux Services dans un environnement s\u00e9curis\u00e9.<\/span><\/p><h3>8. RECUEILLONS-NOUS DES RENSEIGNEMENTS AUPR\u00c8S DE MINEURS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Nous ne recueillons pas sciemment de donn\u00e9es aupr\u00e8s d\u2019enfants de moins de 18 ans ou de l\u2019\u00e2ge \u00e9quivalent pr\u00e9vu par la loi de votre juridiction et ne leur faisons pas de marketing.<\/span><\/p><p><span style=\"font-weight: 400;\">En utilisant les Services, vous d\u00e9clarez avoir au moins 18 ans ou \u00eatre le parent ou tuteur d\u2019un mineur et consentir \u00e0 l\u2019utilisation des Services par ce mineur \u00e0 charge. Si nous apprenons que des renseignements personnels de personnes de moins de 18 ans ou de l\u2019\u00e2ge \u00e9quivalent ont \u00e9t\u00e9 recueillis, nous d\u00e9sactiverons le compte et supprimerons ces donn\u00e9es dans les meilleurs d\u00e9lais. Si vous avez connaissance d\u2019une collecte de donn\u00e9es aupr\u00e8s d\u2019enfants, \u00e9crivez \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><h3>9. QUELS SONT VOS DROITS EN MATI\u00c8RE DE VIE PRIV\u00c9E?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Selon votre province au Canada ou votre \u00c9tat aux \u00c9tats-Unis, vous pourriez disposer de droits qui vous permettent d\u2019acc\u00e9der \u00e0 vos renseignements personnels et d\u2019en contr\u00f4ler l\u2019utilisation. Vous pouvez, selon votre lieu de r\u00e9sidence, consulter, corriger ou fermer votre compte.<\/span><\/p><p><span style=\"font-weight: 400;\">Dans certaines r\u00e9gions comme le Canada, vous avez des droits en vertu des lois sur la protection des donn\u00e9es, notamment le droit : i) d\u2019acc\u00e9der \u00e0 vos renseignements et d\u2019en obtenir une copie, ii) de demander la rectification ou l\u2019effacement, iii) de restreindre le traitement, iv) si applicable, \u00e0 la portabilit\u00e9 des donn\u00e9es et v) de ne pas \u00eatre soumis \u00e0 une d\u00e9cision fond\u00e9e exclusivement sur un traitement automatis\u00e9 produisant des effets juridiques ou similaires. Si une d\u00e9cision automatis\u00e9e est prise, nous vous en informerons, expliquerons les principaux facteurs et offrirons une fa\u00e7on simple de demander un examen humain. Dans certains cas, vous pouvez aussi vous opposer au traitement. Vous pouvez exercer ces droits en nous contactant aux coordonn\u00e9es indiqu\u00e9es \u00e0 la section \u00ab COMMENT NOUS CONTACTER AU SUJET DU PR\u00c9SENT AVIS? \u00bb.<\/span><\/p><p><b>Retrait du consentement.<\/b><span style=\"font-weight: 400;\"> Si nous nous appuyons sur votre consentement, vous pouvez le retirer en tout temps en nous contactant. Cela n\u2019affectera pas la lic\u00e9it\u00e9 du traitement ant\u00e9rieur ni tout traitement ult\u00e9rieur permis par une autre base l\u00e9gale.<\/span><\/p><p><b>D\u00e9sabonnement des communications marketing.<\/b><span style=\"font-weight: 400;\"> Vous pouvez vous d\u00e9sabonner en tout temps en cliquant sur le lien de d\u00e9sabonnement dans nos courriels, en r\u00e9pondant \u00ab STOP \u00bb ou \u00ab UNSUBSCRIBE \u00bb \u00e0 nos SMS, ou en nous contactant. Nous pourrions toutefois continuer \u00e0 vous envoyer des messages li\u00e9s au service, \u00e0 vos demandes d\u2019assistance ou \u00e0 d\u2019autres fins non commerciales.<\/span><\/p><p><span style=\"font-weight: 400;\">Pour toute question sur vos droits en mati\u00e8re de vie priv\u00e9e, \u00e9crivez \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><h3>10. CONTR\u00d4LES RELATIFS \u00c0 LA FONCTION \u00ab NE PAS ME PISTER \u00bb<\/h3><p><span style=\"font-weight: 400;\">La plupart des navigateurs Web et certains syst\u00e8mes d\u2019exploitation et applications mobiles comportent une fonction \u00ab Do-Not-Track \u00bb (DNT). \u00c0 ce jour, aucune norme uniforme pour la reconnaissance et l\u2019application des signaux DNT n\u2019a \u00e9t\u00e9 finalis\u00e9e. En cons\u00e9quence, nous ne r\u00e9pondons actuellement \u00e0 aucun signal DNT. Si une norme devait \u00eatre adopt\u00e9e et nous \u00eatre applicable, nous vous informerons dans une version r\u00e9vis\u00e9e du pr\u00e9sent avis.<\/span><\/p><p><span style=\"font-weight: 400;\">La loi californienne exige de pr\u00e9ciser notre r\u00e9ponse aux signaux DNT. En l\u2019absence de norme industrielle ou juridique, nous n\u2019y r\u00e9pondons pas pour l\u2019instant.<\/span><\/p><h3>11. LES R\u00c9SIDENTS DES \u00c9TATS-UNIS DISPOSENT-ILS DE DROITS SP\u00c9CIFIQUES?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Si vous r\u00e9sidez en Californie, Colorado, Connecticut, Delaware, Floride, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah ou Virginie, vous pourriez avoir le droit de demander l\u2019acc\u00e8s, la rectification, une copie ou la suppression de vos renseignements personnels, ainsi que le retrait de votre consentement. Ces droits peuvent \u00eatre limit\u00e9s par la loi. Plus d\u2019information ci-dessous.<\/span><\/p><p><b>Cat\u00e9gories de renseignements personnels que nous recueillons<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Le tableau ci-dessous indique les cat\u00e9gories de renseignements personnels que nous avons recueillis au cours des douze (12) derniers mois. Il s\u2019agit d\u2019exemples illustratifs et non de l\u2019inventaire complet. Pour l\u2019inventaire complet, voir \u00ab QUELS RENSEIGNEMENTS RECUEILLONS-NOUS? \u00bb.<\/span><\/p><p><span style=\"font-weight: 400;\">Cat\u00e9gorie \u2014 Exemples \u2014 Recueilli<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> A. Identifiants \u2014 Coordonn\u00e9es, nom r\u00e9el, alias, adresse postale, num\u00e9ro de t\u00e9l\u00e9phone, identifiant unique, identifiant en ligne, adresse IP, adresse courriel et nom de compte \u2014 <\/span><b>OUI<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> B. Renseignements d\u00e9finis par la loi californienne sur les dossiers clients \u2014 Nom, coordonn\u00e9es, \u00e9ducation, emploi, historique d\u2019emploi, informations financi\u00e8res \u2014 <\/span><b>OUI<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> C. Caract\u00e9ristiques prot\u00e9g\u00e9es par la loi \u2014 Sexe, \u00e2ge, date de naissance, race et ethnicit\u00e9, origine nationale, \u00e9tat civil, autres donn\u00e9es d\u00e9mographiques \u2014 <\/span><b>OUI<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> D. Renseignements commerciaux \u2014 Transactions, historique d\u2019achats, d\u00e9tails financiers, paiements \u2014 <\/span><b>NON<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> E. Renseignements biom\u00e9triques \u2014 Empreintes digitales, empreintes vocales \u2014 <\/span><b>NON<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> F. Activit\u00e9 Internet ou r\u00e9seau similaire \u2014 Historique de navigation, recherches, comportement en ligne et interactions avec nos sites\/applis\/syst\u00e8mes\/publicit\u00e9s \u2014 <\/span><b>OUI<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> G. Donn\u00e9es de g\u00e9olocalisation \u2014 Emplacement de l\u2019appareil \u2014 <\/span><b>OUI<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> H. Renseignements audio, \u00e9lectroniques, sensoriels ou similaires \u2014 Images, audio, enregistrements vid\u00e9o ou d\u2019appels li\u00e9s \u00e0 nos activit\u00e9s \u2014 <\/span><b>NON<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> I. Renseignements professionnels ou li\u00e9s \u00e0 l\u2019emploi \u2014 Coordonn\u00e9es professionnelles, titre d\u2019emploi, historique et qualifications professionnelles (si vous postulez) \u2014 <\/span><b>OUI<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> J. Renseignements li\u00e9s \u00e0 l\u2019\u00e9ducation \u2014 Dossiers \u00e9tudiants et informations d\u2019annuaire \u2014 <\/span><b>NON<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> K. Inf\u00e9rences tir\u00e9es des renseignements collect\u00e9s \u2014 Profils ou r\u00e9sum\u00e9s sur les pr\u00e9f\u00e9rences et caract\u00e9ristiques \u2014 <\/span><b>NON<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> L. Renseignements personnels sensibles \u2014 Informations financi\u00e8res incluant les acc\u00e8s au compte et num\u00e9ros d\u2019assurance sociale \u2014 <\/span><b>OUI<\/b><\/p><p><span style=\"font-weight: 400;\">Nous ne recueillons des renseignements personnels sensibles que pour les fins permises par la loi ou avec votre consentement. Ils peuvent \u00eatre utilis\u00e9s ou divulgu\u00e9s \u00e0 un fournisseur ou sous-traitant \u00e0 des fins suppl\u00e9mentaires sp\u00e9cifi\u00e9es. Vous pourriez avoir le droit d\u2019en limiter l\u2019utilisation ou la divulgation.<\/span><\/p><p><span style=\"font-weight: 400;\">Nous pouvons aussi recueillir d\u2019autres renseignements personnels dans les cas o\u00f9 vous interagissez avec nous en personne, en ligne, par t\u00e9l\u00e9phone ou par la poste, notamment pour recevoir du soutien, participer \u00e0 des sondages ou concours, faciliter la prestation des Services et r\u00e9pondre \u00e0 vos demandes.<\/span><\/p><p><b>Conservation :<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Cat\u00e9gories A, B, C, F, G, I, L \u2014 <\/span><b>Ind\u00e9finiment<\/b><span style=\"font-weight: 400;\"> (selon les besoins des Services)<\/span><\/p><p><b>Sources des renseignements personnels<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Voir \u00ab QUELS RENSEIGNEMENTS RECUEILLONS-NOUS? \u00bb.<\/span><\/p><p><b>Utilisation et partage<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Voir \u00ab COMMENT TRAITONS-NOUS VOS RENSEIGNEMENTS? \u00bb.<\/span><\/p><p><b>Collecte et partage par :<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> T\u00e9moins de ciblage\/marketing<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> T\u00e9moins de m\u00e9dias sociaux<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Balises\/pixels\/\u00e9tiquettes<\/span><\/p><p><b>Partage avec des tiers<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Nous pouvons divulguer vos renseignements \u00e0 des prestataires en vertu d\u2019un contrat \u00e9crit. Voir \u00ab QUAND ET AVEC QUI PARTAGEONS-NOUS VOS RENSEIGNEMENTS PERSONNELS? \u00bb. Nous pouvons utiliser vos renseignements pour nos fins commerciales internes, par exemple la recherche interne, ce qui n\u2019est pas consid\u00e9r\u00e9 comme une \u00ab vente \u00bb. Nous n\u2019avons pas vendu ni partag\u00e9 de renseignements personnels au cours des douze derniers mois. Les cat\u00e9gories de tiers sont d\u00e9crites \u00e0 la section sur le partage.<\/span><\/p><p><b>Vos droits<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Selon l\u2019\u00c9tat, vous pouvez avoir le droit de savoir si nous traitons vos donn\u00e9es, d\u2019y acc\u00e9der, de corriger des inexactitudes, de demander la suppression, d\u2019obtenir une copie, de ne pas faire l\u2019objet de discrimination pour l\u2019exercice de ces droits, et de vous opposer au traitement pour la publicit\u00e9 cibl\u00e9e, la vente de donn\u00e9es ou le profilage produisant des effets juridiques. Des droits suppl\u00e9mentaires peuvent s\u2019appliquer selon l\u2019\u00c9tat (acc\u00e8s aux cat\u00e9gories, listes de tiers, examen du profilage, limiter l\u2019utilisation des donn\u00e9es sensibles, refuser la collecte par reconnaissance vocale ou faciale, etc.).<\/span><\/p><p><b>Exercice des droits<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Soumettez une demande d\u2019acc\u00e8s, \u00e9crivez \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\"> ou utilisez les coordonn\u00e9es au bas du document.<\/span><\/p><p><b>V\u00e9rification<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Nous devrons v\u00e9rifier votre identit\u00e9. Si vous utilisez un mandataire autoris\u00e9, une preuve de mandat \u00e9crit et sign\u00e9 est requise. Des informations suppl\u00e9mentaires peuvent \u00eatre demand\u00e9es \u00e0 des fins de s\u00e9curit\u00e9 et de pr\u00e9vention de la fraude.<\/span><\/p><p><b>Appels<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Si nous d\u00e9clinons une demande, vous pouvez faire appel \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\">. Une r\u00e9ponse \u00e9crite sera fournie. Vous pouvez aussi d\u00e9poser une plainte aupr\u00e8s du procureur g\u00e9n\u00e9ral de votre \u00c9tat.<\/span><\/p><p><b>Loi californienne \u00ab Shine The Light \u00bb<\/b><b><br \/><\/b><span style=\"font-weight: 400;\"> Les r\u00e9sidents de Californie peuvent demander, une fois par an, des renseignements sur les cat\u00e9gories de renseignements personnels divulgu\u00e9s \u00e0 des tiers \u00e0 des fins de marketing direct. Adressez votre demande en utilisant les coordonn\u00e9es \u00e0 la section \u00ab COMMENT NOUS CONTACTER AU SUJET DU PR\u00c9SENT AVIS? \u00bb.<\/span><\/p><h3>12. APPORTONS-NOUS DES MISES \u00c0 JOUR AU PR\u00c9SENT AVIS?<\/h3><p><b>En bref :<\/b><span style=\"font-weight: 400;\"> Oui. Nous mettrons \u00e0 jour le pr\u00e9sent avis au besoin pour demeurer conformes aux lois pertinentes.<\/span><\/p><p><span style=\"font-weight: 400;\">La version mise \u00e0 jour sera indiqu\u00e9e par la date \u00ab R\u00e9vis\u00e9 \u00bb en haut du pr\u00e9sent avis. En cas de modifications importantes, nous pourrons publier un avis bien visible ou vous envoyer une notification directe. Nous vous encourageons \u00e0 consulter souvent cet avis.<\/span><\/p><h3>13. COMMENT NOUS CONTACTER AU SUJET DU PR\u00c9SENT AVIS?<\/h3><p><span style=\"font-weight: 400;\">Pour toute question ou tout commentaire, vous pouvez communiquer avec notre d\u00e9l\u00e9gu\u00e9 \u00e0 la protection des donn\u00e9es (DPD) par courriel \u00e0 <\/span><b>geoffrey.smith@steinbergwealth.com<\/b><span style=\"font-weight: 400;\">, par t\u00e9l\u00e9phone au <\/span><b>(514) 876-9888<\/b><span style=\"font-weight: 400;\">, ou par la poste \u00e0 :<\/span><\/p><p><span style=\"font-weight: 400;\">Lorne Steinberg Gestion de patrimoine<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> D\u00e9l\u00e9gu\u00e9 \u00e0 la protection des donn\u00e9es<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> 1000, rue de la Gaucheti\u00e8re Ouest, bureau 3310<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Montr\u00e9al (Qu\u00e9bec) H3B 4W5<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"> Canada<\/span><\/p><h3>14. COMMENT EXAMINER, METTRE \u00c0 JOUR OU SUPPRIMER LES DONN\u00c9ES QUE NOUS RECUEILLONS \u00c0 VOTRE SUJET?<\/h3><p><span style=\"font-weight: 400;\">Selon les lois applicables de votre pays ou de votre \u00c9tat de r\u00e9sidence aux \u00c9tats-Unis, vous pouvez avoir le droit de demander l\u2019acc\u00e8s \u00e0 vos renseignements personnels, des d\u00e9tails sur leur traitement, la correction d\u2019inexactitudes, leur suppression, ainsi que le retrait de votre consentement. Ces droits peuvent \u00eatre limit\u00e9s dans certaines circonstances. Pour faire une demande, veuillez soumettre une demande d\u2019acc\u00e8s par la personne concern\u00e9e.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>English French PRIVACY POLICY Last updated\u00a0September 09, 2025\u00a0This Privacy Notice for\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8220;), describes how and why we might access, collect, store, use, and\/or share (&#8220;process&#8220;) your personal information when you use our services (&#8220;Services&#8220;), including when you: Visit our website\u00a0at\u00a0https:\/\/steinbergwealth.com\u00a0or any website of ours that links to this Privacy [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-880","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Privacy Policy - Lorne Steinberg Wealth Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/steinbergwealth.com\/fr\/privacy-policy\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Privacy Policy - Lorne Steinberg Wealth Management\" \/>\n<meta property=\"og:description\" content=\"English French PRIVACY POLICY Last updated\u00a0September 09, 2025\u00a0This Privacy Notice for\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8220;), describes how and why we might access, collect, store, use, and\/or share (&#8220;process&#8220;) your personal information when you use our services (&#8220;Services&#8220;), including when you: Visit our website\u00a0at\u00a0https:\/\/steinbergwealth.com\u00a0or any website of ours that links to this Privacy [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/steinbergwealth.com\/fr\/privacy-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Lorne Steinberg Wealth Management\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T21:49:57+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"82 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/privacy-policy\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/privacy-policy\\\/\",\"name\":\"Privacy Policy - Lorne Steinberg Wealth Management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\"},\"datePublished\":\"2025-09-22T16:13:54+00:00\",\"dateModified\":\"2025-11-12T21:49:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/privacy-policy\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/steinbergwealth.com\\\/privacy-policy\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/privacy-policy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/steinbergwealth.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Privacy Policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#website\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"name\":\"Lorne Steinberg Wealth Management\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/steinbergwealth.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#organization\",\"name\":\"Lorne Steinberg Wealth Management\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"contentUrl\":\"https:\\\/\\\/steinbergwealth.com\\\/wp-content\\\/uploads\\\/2025\\\/06\\\/LSWM-Logo-EN-scaled-e1762957795682.png\",\"width\":2266,\"height\":640,\"caption\":\"Lorne Steinberg Wealth Management\"},\"image\":{\"@id\":\"https:\\\/\\\/steinbergwealth.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Privacy Policy - Lorne Steinberg Wealth Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/steinbergwealth.com\/fr\/privacy-policy\/","og_locale":"fr_CA","og_type":"article","og_title":"Privacy Policy - Lorne Steinberg Wealth Management","og_description":"English French PRIVACY POLICY Last updated\u00a0September 09, 2025\u00a0This Privacy Notice for\u00a0Lorne Steinberg Wealth Management Inc.\u00a0(&#8220;we,&#8221; &#8220;us,&#8221; or &#8220;our&#8220;), describes how and why we might access, collect, store, use, and\/or share (&#8220;process&#8220;) your personal information when you use our services (&#8220;Services&#8220;), including when you: Visit our website\u00a0at\u00a0https:\/\/steinbergwealth.com\u00a0or any website of ours that links to this Privacy [&hellip;]","og_url":"https:\/\/steinbergwealth.com\/fr\/privacy-policy\/","og_site_name":"Lorne Steinberg Wealth Management","article_modified_time":"2025-11-12T21:49:57+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"82 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/steinbergwealth.com\/privacy-policy\/","url":"https:\/\/steinbergwealth.com\/privacy-policy\/","name":"Privacy Policy - Lorne Steinberg Wealth Management","isPartOf":{"@id":"https:\/\/steinbergwealth.com\/#website"},"datePublished":"2025-09-22T16:13:54+00:00","dateModified":"2025-11-12T21:49:57+00:00","breadcrumb":{"@id":"https:\/\/steinbergwealth.com\/privacy-policy\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/steinbergwealth.com\/privacy-policy\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/steinbergwealth.com\/privacy-policy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/steinbergwealth.com\/"},{"@type":"ListItem","position":2,"name":"Privacy Policy"}]},{"@type":"WebSite","@id":"https:\/\/steinbergwealth.com\/#website","url":"https:\/\/steinbergwealth.com\/","name":"Lorne Steinberg Wealth Management","description":"","publisher":{"@id":"https:\/\/steinbergwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/steinbergwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/steinbergwealth.com\/#organization","name":"Lorne Steinberg Wealth Management","url":"https:\/\/steinbergwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","contentUrl":"https:\/\/steinbergwealth.com\/wp-content\/uploads\/2025\/06\/LSWM-Logo-EN-scaled-e1762957795682.png","width":2266,"height":640,"caption":"Lorne Steinberg Wealth Management"},"image":{"@id":"https:\/\/steinbergwealth.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/comments?post=880"}],"version-history":[{"count":0,"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/pages\/880\/revisions"}],"wp:attachment":[{"href":"http:\/\/steinbergwealth.com\/fr\/wp-json\/wp\/v2\/media?parent=880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}]